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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

ASPCA is the only insurance for my pet

This insurance is the best. I had used another company for my old dog and they were terrible - I ended up canceling. ASPCA is excellent. My claim was paid quickly and they paid more than I expected. My little shih tzu nearly died but thankfully she is back to normal now and keeping her on a special diet from now on.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

What a relief to have pet insurance

The people at Pet Smart noticed that when my dog urinated that he had blood in his stool. A trip to the vet showed no urinary tract infection, so the next step was X-rays. That showed bladder stones. He had to have surgery to remove the stones. when all was said and done, the bill was $1100. I was reimbursed 90% for all the procedures and was able to pay off the credit card. Reimbursement was fast and the process was easy.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

AMAZING Pet Insurance!!!!

Since my husband and I had just recently gone down to one income we were hesitant to spend the extra money on pet insurance (plus, we have never had it in the past with other pets), but in the end decided to get coverage for our puppy "Pinot". Based upon our careful research and online reviews, we went with Healthy Paws Pet Insurance. Despite good reviews, you always wonder if you will have the same experience as others (especially when the reviews sound to good to be true). Unfortunately, for our poor little Pinot, we had to use our insurance within just a couple of months of getting it and Fortunately we were covered under Healthy Paws. All of Pinot's claims were processed within only a couple of days of being submitted online, all were approved and in less than a week, our reimbursement check was being processed. Throughout the process all of our questions were answered quickly, the online claim submission process was simple and the staff were so sweet, even checking in on our Pinot's healing progress following her surgery. Thankfully, we had selected the highest coverage plan and the lowest deductable because it ended up saving us $1500 (this is for one incident in the ER). It was incredible having the peace of mind that we weren't going to have a huge financial burden in the midst of having to deal with the fear we could lose our sweet 5 month old puppy if she didn't pull through her major surgery. We were blessed that our little Pinot made it through her surgery perfectly and is alive and well and on top of that our small investment each month in pet insurance ended up covering the bulk of our expenses. A Happy Ending to a potentially Sad Story.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws is the greatest

I adopted my 12 year old miniature schnauzer when he was 9.He has been hospitalized 5 times and under gone surgery on his spine. Healthy Paws has always been very prompt on reimbursing me for my dogs medical expenses. I cannot say enough good things about them
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

Best thing that ever happened to me and my dog

This insurance is the best. I never had pet insurance before but am sure glad I went with VPI. They are courteous, fast at responding and reasonable in price. I can't tell you how comfortable I feel with them. They are A+ in my book.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

VPI is great

Just as you would provide Health insurance for you children, you should provide the same for your pets because they are family too. I purchased Veterinary Pet Insurance and made an investment in my family. Now, I no longer fear the unexpected cost associated with their care. The insurance is well worth the purchase. The company is professional, extremely efficient and understands the cost associated with medical services for your pet. I have filed many claims since joining VPI, and the amount of money refunded has been unbeliveable. Do the right thing for your family and invest in their care.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: Under a year

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10

out of 10

A Life Saver, Truly An Amazing Company

After our dog sustained a major leg injury and started to show lameness in her rear hind leg, we took her to a specialist for an evaluation. A $4,000 quote later and we were unsure that we would be able to cover the costs of her care up front. After reviewing her policy and contacting Healthypaws, they agreed to not only cover 90% of the cost of her care (per her policy) but also helped us to directly pay the service provider so that we did not have to constrain ourselves with up front out of pocket costs. I cannot express enough how happy we are to have chosen Healthypaws for our pet's insurance needs. Every dime spent on her policy is well worth it for the care, concern, attentiveness, and professionalism of their staff when disaster unexpectedly strikes.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: 1 - 8

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9

out of 10

Excellent experience

When I adopted my 4th rescue dog (an American bulldog), I decided to get pet insurance for the younger 2 in order to reduce my financial risk. Little did I know at the time what a fortunate decision that was. A few months after I adopted my bulldog & enrolled him with Embrace, he was diagnosed with a life-threatening autoimmune disease (Evans syndrome). He's had a total of 3 critical episodes with this disease and is on long-term maintenance treatment for it; he also needs monthly labs and other ongoing care. In addition, he needed cruciate ligament surgery at the end of last year. I call him my million dollar dog. I'd guesstimate that he's had a total of $15-20k in medical bills over the ~3 years he's been with me, and virtually all of that has been covered at 80% by Embrace per the plan. It has been an absolute blessing not having to worry so much about treatment cost in the midst of dealing with the emotional and logistical stress associated with his illness. I know more than a few people who've had to let their dogs go because they simply couldn't afford the care needed to treat the disease. Claims (and the pre-cert for his surgery) have been handled promptly; I don't think they've ever questioned a claim we've submitted (I do my best to make sure I give them complete info so there aren't any delays). There was one exception, which is the reason I gave them 9 stars instead of 10: when my dog was attacked by another dog, they ruled it a 'pre-existing condition' because it said in his shelter records that he'd gotten agitated when they tried to give him an intake medical exam (so the underwriter made "aggression" a pre-existing condition).. I thought that was beyond a stretch. But I won't complain too much about that, because they have done a lot of heavy lifting on his vet bills. When I first enrolled him, there was a $50k lifetime reimbursement limit, which I became concerned about (before all this happened, I never imagined that he'd ever approached that number). When I called last year to see what his total was to date, they told me the lifetime limit had actually been removed because they switched underwriters. How often does something like that happen with an insurance company?? Their customer service is also excellent.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

TTA surgery for cruciate repair

We insure two dogs with Trupanion, One never seems to need to see a vet while the other one has had claims for various injuries, ingestion of a foreign object, urinary tract infection etc.Recently and most costly was a TTA surgery to repair a torn cruciate ligament - total cost close to $5,000. Lucky for us we chose 90% coverage when we chose her policy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding

Yes! I initially had to meet a $500.00 deductible amount for costs for the same illness. But since then "Trupanion" has continued to pay 90% of my vet costs & medications without question, saving me Hundreds of dollars over the past 2 years. Happy to say my buddy is doing very well and reducing both his medications and his vet visits. Thank you "Trupanion" My last pet insurance (for another dog) paid me a total of $1,750.00 back for costs of $8,5oo.00
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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