With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
out of 10
Claims are never paid
You will pay insurance premium for fake peace of mind. Any claim you submit will be rejected as pre-existing conditions (despite the fact you are 5 years in policy) or because the treatment is actually classified by HealthyPaws as an exam or as a procedsure for treating something that "may have been" (this is citation from conversation with their customer support) a pre-existing condition.
There will be tons of excuses, and actually NEVER covered any costs.
For example, we have paid 11500 in premiums over last 5 years and recveived $270 in total claims reimbursements because those couple cases were simply impossible for them to avoid paying. All those were back in 2017. Since then they seem to have changed their policies and all claims are being unpaid.
ALL other claims are being rejected, even when our dog hurt herself and vets had to do stiching - it still was not covered because that somehow went into their "non-covered procedures" category.
Don't pay for this insurance. Get more expensive one, but that will actually cover your claims. You will end up paying less.
They were good back in 2016. In 2021 - they are simply pointless. Better putyour money on a saving account - it will bring you way more benefits.
Just check the 1-4 reviews - they all are talking that actual treatment procedures are not covered while premiums are skyrocketing. Best case - they will pay for medication but NOT THE TREATMENT. I.e. they will cover 5 - 10% of acxtual vet costs. This will never cover your montly premium.
All recent 9* -plus reviews seem to be paid, I don't see how recent reviews can be remotely positive.
Trupanion helped me to become a more confident pet owner and get my dog help even when it seemed like a minor issue. I have a doodle that’s allergic to grass and has severe stomach issues. Thanks to Trupanion I can afford the best possible medication for my fur baby!
Customer service is amazing as they explain everything to you clearly. The pre-assessment for the surgery my dog was going to get came back quickly as well as payment. Very happy to have chosen this pet insurance company. Highly recommended
So glad I made the decision to get Healthy Paws insurance when Skye was a puppy. Just had major knee surgery and they were great. Super easy claim process and they even reached out to ask how Skye is recovering.
Lemonade Pet Insurance was brought to my attention by another Corgi owner. I reviewed different pet insurances and I liked what Lemomade had to offer. Sadly I only had the insurance for a short time because my Corgi puppy died quickly. I put in a claim and Lemonade paid my claim minus the appropriate deductibles. They kept me informed during the claim process. When the time is right, we will welcome a new Corgi into our home and hearts and get her Lemonade Pet Insurance.