154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 20, 2025

Since I don't have a computer I…

Since I don't have a computer I appreciate that you have accepted what I am able to submit. I have recommended you to others.

Insurer: Spot

By: Lori Willis

July 20, 2025

Easy process

Very quick

Insurer: Pets Best

Veterinarian: Brookwood Veterinary Clinic

By: Dee

Useful
Verified July 20, 2025

Spot Pet Insurance is perfect…

Spot Pet Insurance is the perfect insurance for my fur baby. They pay claims in a timely manner and they show a genuine concern for your pet's needs. The app is so easy to navigate and you are not going to regret choosing Spot Pet Insurance as your insurance company.

Insurer: Spot

By: Quentina Green

Verified July 20, 2025

Claims filed never an issue

Claims filed never an issue. Glad I choose pumpkin for my dog.

Insurer: Pumpkin

By: Selina

Verified July 20, 2025

Convenience

I didn't have to file a claim. Rhe vets office took care of everything.

Insurer: Trupanion

By: Smith Martha

July 20, 2025

I reviewed this company last year and…

I reviewed this company last year and wanted to give an update/experience for comparison. I was paying the monthly insurance premium, submitted vet bills and received zero dollars back. Someone recommended Fetch pet insurance so I swapped over. Went to the vet submitted the claim and received the full amount back. What a huge difference. Even when Fetch said they needed additional paperwork they did the work and reached out to the vets office to get what they needed. Hope this helps anyone out there looking for pet insurance. My vets office said that Lemonade was another good one. Steer clear of MetLife pet insurance. All I did was lay money out at the vets and for the monthly premium and saw nothing in return.

Insurer: MetLife

By: WILLIAM

July 20, 2025

“Insurance That Doesn’t Suck”? Think Again.

“Insurance That Doesn’t Suck”? Think Again. Lemonade proudly markets itself as “Insurance That Actually Helps” and “Insurance That Doesn’t Suck” — but my experience has been exactly the opposite. I purchased pet insurance to protect my dog, Ellie, and instead was met with a series of frustrating, borderline absurd claim denials that make it clear this company is far more committed to avoiding payouts than supporting pet owners. Ellie needed surgery for a fractured tooth — something explicitly stated in their policy as covered if caused by an injury. Yet Lemonade denied the claim, claiming the fracture was due to periodontal disease, with no definitive evidence to back that up. When I challenged this and offered to provide clarification from my vet, I was told the record “didn’t support” coverage — unless I personally tracked down and resubmitted more proof. So much for help. Separately, Ellie’s eye and ear infections were denied as “pre-existing” based on seasonal allergy notes from months before — even though there's no way to prove these new conditions were caused by the same issue. According to Lemonade, any past symptom means nothing remotely similar will ever be covered again. That’s not reasonable — it’s predatory. Lemonade’s entire process feels engineered to deny coverage through technicalities and generalizations. It’s exhausting, disingenuous, and absolutely does not live up to the promises in their branding. I’ve canceled my policy, and I’ll be warning others: If you're looking for pet insurance that actually helps — Lemonade isn’t it.

Insurer: Lemonade

Veterinarian: Best Friends Animal Hospital

By: Lauran

Useful
Verified July 20, 2025

quick approval while in the ER

I took my 3-yr-old Pom to the ER late evening since his regular vet clinic is already close. I was surprised how quick they approved the ER visit, procedures, and 2-night stay.

Insurer: Trupanion

By: Victoria A

July 20, 2025

A+++++

"I highly recommend pets best insurance for your fur babies. They are highly responsive to you and your fur babies needs. Claims process is fast and efficient with a fast pay out direct to your checking account!"

Insurer: Pets Best

By: Tami

Useful
July 20, 2025

Fast reimbursement

Fast reimbursement, easy claim process, coverage is thorough

Insurer: Pets Best

By: Anita Danio

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