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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

A Must Have

This is my first time having pet insurance for a pet. I filed a claim for a my dog, who required a needle aspiration on a mass. Easy filing of the claim online from home and received a response, with a clear explanation and payment within 1 week. I'm so glad my family chose to have pet insurance.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage!

Very pleased with the amount covered. Received 85% of my money back. Certainly is worth carrying the coverage on my indoor cat! Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion claim experience

We lost our only two dogs this past year. Decided to insure our puppy for many reasons. One of them being to be sure if something went wrong with her, she could get the care she needed. Especially being we still have thousands of dollars of vet bills to pay off for our two that we lost. After a little research, we opted for a policy with Trupanion. Our puppy is 7 months old. She very acutely started squinting in her left eye. It would tear up and became very red and inflammed. It looked very uncomfortable. We got her into a specialist quickly. I got the pre-approval from Trupanion quickly and got her scheduled for surgery. This wasn't an emergency but was time sensitive. She was uncomfortable and it could've progressed to an ulcer if left untreated. Trupanion updated me via email about receiving documents, and when/if they needed further information. The day after her surgery they emailed that her payment for her claim is being processed and would be in our checking account within a week. At the very beginning of all of this I called in to get preliminary information on what to do. The lady I spoke with was very pleasant and knowledgeable. I feel like I am going on and on but the entire experience was easy, didn't take too long, and really took the stress off. It has been a hard year as far as loss in our home and having the insurance and their excellent customer service really helped get us all through it! btw...Clementine has instant relief from surgery and is doing great. :)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Exceeded my expectations.

I'm gonna have to rate Embrace at a 10. Embrace has covered everything they said they would. i have had to file 11 claims so far. not one issue. they process the claim rather quickly. 1-2 weeks and i have my check. i have used other companies before with previous pets and, Embrace has by far exceeded my expectations. one thing to point out. i mailed my claims in, but if you fax them it will be much faster. about a week. keep copies of the claim form in your cars so the vet can fill them out right away. i very rarely write reviews, but Embrace has earned it, 100% satisfied.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

My 2 year old Yorky

My Yorkshire Terrier called Mimi is now 2 years old. During the past years she has suffered with some minor but annoying clinical problems, such congestion, skin complaints after walking into some grass that was obviously sprayed with some insecticides that was not pet friendly. She has developed some asthmatic problems mostly allergy related. However, apart from additional health issues that I have not mentioned all these visits to the Vet are costly. Vets have no conscience when charging for medical assistance and I would like to say that instead of following a legal career I should have become a DVM. Embrace have always paid for the care as per our insurance policy guidelines and for that I am extremely happy and appreciative that they honor their obligations without question. Even though my Vet is outstanding and discount me because as I am a frequent visitor to their medical office, I still believe its a good cash business for them. So in short, I have a good DVM to go to and I have a good insurance provider and Embrace should be rated as one of he best companies to provide insurance coverage for pets; all creatures great and small.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws Keeps my dogs Healthy!

Let me tell you why I love Healthy Paws. I have a 7 year old mastiff mix named Nico. Nico is our "bubble" dog. He is allergic to everything. He has a heart murmur and another mild congenital heart condition. Nico has arthritis in his spine, which is causing mild compression on the nerves. This leaves him with weakness in his hind legs and some discomfort. Because of Healthy Paws, I was able to afford the MRI to diagnose his hind legs and holistic treatment to help Nico with his spine issues since surgery is not an option. Most recently, he had a mast cell tumor on his neck. Surgery was performed and the tumor was removed (came back Grade 1, so no further treatment needed). These were all costly procedures and I love that Healthy Paws always turn around their claims in a matter of days so I can pay off my credit card quickly without accruing interest. I think the most I have had to wait after submitting a claim was 4 days, but usually I get notice within 2 days of submittable that my check is on it's way. As all pet owners know, the bigger the pet, the more costly medication will be since it's all based on weight. Nico is 150lbs so you can imagine how much his pain medications/antibiotics can be when he gets sick! Healthy Paws makes it possible for me to afford Nico the best veterinary care, and I never have to worry "can I afford it"? Their customer service amazes me. Every time I have contacted them I have been treated kindly and they always follow up after a claim to see how Nico is doing. This company is very professional and gives me peace of mind that I can afford to treat my pet if anything happens to him.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Speedy Service & Compassionate Insurance Company

I have heard awful reviews about many Pet Insurance companies, until I found Healthy Paws. Healthy Paws was recommended to me by a friend which helped make my decision easy. I thought I would never have to make a claim. That was until my fur baby, Olivia, started vomiting for days. We couldn't figure it out, she would never do it in front of us, only at night while we slept. After 2 vet visits and switching her food, none of which permanently made her better, her vet said she needed an Ultrasound. When I looked through her policy to see if it would be covered, I was so happy to find it was. I never submitted a policy before so I called Healthy Paws Customer Service team to figure out how I would go about submitting a claim. I was pleasantly greeted on the phone and was assisted through the process. After I submitted my claim, I only had to wait a few days to hear back and within two weeks was reimbursed. To top it off they even followed up to see how my fur baby was feeling. I am so happy with my decision to choose Healthy Paws Pet Insurance. If you are shopping for pet insurance, definitely take a look at Healthy Paws, I did and it was the best decision I could make. Thank you Healthy Paws! Love, Jessica & Olivia
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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9

out of 10

Pet insurance has worked for me

I am just glad that I get a fair amount of money back when my claims are processed, so that the on-going and expensive vet costs for two cats are offset somewhat.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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10

out of 10

Easy claim process and fast reimbursement

My dog, Lucy, wasn't eating or pooping, wasn't herself and we didn't know why. After taking her to the vet, they thought she had something stuck in her intestines and gave us an estimate of $3,000 for surgery to get it out. I assumed she had a tummy ache and didn't believe the vet. The only reason I didn't hesitate to do the surgery was because I knew that Healthy Paws would pay 90%. The vet turned out to be correct, my dog had a walnut stuck in her small intestine that wasn't going to come out by itself. It was so easy to submit the claim, I used the iPhone app to take a picture of the invoice, they sent me email confirmations when they received it and processed it. I got the reimbursement check in the mail within 3-5 days. I was amazed how much better Healthy Paws is compared to VPI (I used VPI in the past and only got 50% of a surgery and it took weeks to get a reimbursement check from them). Healthy Paws is worth it.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Customer Friendly

Our vet suggested Trupanion as a company they deal with and have great success. We signed up for the 30 day trial, expecting to just explore the literature and make a decision. The customer service was wonderful giving us not only all the information we needed, but some guidance over our specific options. As it turned out, our new puppy got sick, which resulted in X-rays, lab work and medication. So, we were able to put the insurance into immediate action and could not be more impressed with the easy and the coverage. We had not debate about signing up for the policy once our 30 trail was over.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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