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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy Paws is true to its word, always there!

I have all three of my Golden Retrievers covered by Healthy Paws insurance. I hoped I would never have to use it, but unfortunately two of my Goldens, the two youngest, each have a life-threatening, on-going illness that will be with them for the rest of their lives. Ivy my 7-year old, has a disease call Granuloma Meningoencephalitis. Treatment to keep this disease in remission consists of daily steroid therapy as well as chemo treatments every three weeks. This disease is difficult to control and is deadly. Without the support of Healthy Paws, I would never be able to afford the necessary treatments for Ivy, and without the treatments, she will die. As long as she receives the treatments, she can live a relatively normal life, taking walks, swimming, playing with the other dogs and participating in training and dog shows. Without Healthy Paws, this would not be possible. Hayley, is my 3-year old. At age 2, she was diagnosed with refractive epilepsy. This means the conventional drugs are unable to stop her seizures. She has at least 4 seizures a week, they come in clusters. She has had to be hospitalized twice now to stop her seizures or she would have died. Healthy Paws has been right there for her too, paying EVERY CLAIM without any hassles at all!! I am so grateful to Healthy Paws for ALWAYS being there just as they state. They don't only stand by your side when your pets are well, but stand by you when it REALLY COUNTS. Healthy Paws in number ONE in my book!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

RECOMMEND TRUPANION

Have had Trupanion for 9 years. First claim was denied but after further explanation and clarification, claim was paid. Ever since then, we have had no issues with any of our claims. Our dog has arthritis and we have had many claims over the years. Really like that if it is a condition that is ongoing, you don't need the vets signature after the first claim. Super easy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: Under a year

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10

out of 10

Bruno's Second Bout of Pancreatitis this summer

My yorkie Bruno has unfortunately had to deal with Pancreatitis twice this summer and it was quite a trying time for our family seeing him so sick. He has made a full recovery both times thankfully and we could not be more thankful to have Embrace insurance to cover his needs! The claims process is so simple and the reimbursement for both occasions was so quick that I was very impressed. I have recommended Embrace to several colleagues at work who also now have policies! Again, thank you so much for all that you do at Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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8

out of 10

Peace of mind.

I've had pet insurance for about a year with petsecure. I have the secure 4 plan. My dog just had a bilateral tplo surgery on Sept 1st...which was close to $7500.i I submitted the claim about a week after surgery. Petsecure has already processed the claim and we are getting reimbursed $5972. Our deductible was already paid so we got back the full 80%. Pet insurance has allowed me to focus on my dogs recovery instead of worrying about how to pay for it. I have not had any issues to date with the service or refusal to pay. However, they are quick to exclude pre-existing conditions. My dog did have skin issues when he was a pup, he was found malnourished & in -20 C weather. Because a skin scrap was done to test for mites and he was given a vitamin supplement to help his fur/skin, all skin conditions and related issues are excluded from his plan. Which is extremely broad and could cover a wide range of future problems. I would definitely recommend pet insurance though.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Incredible Service

I had to take my dog to an after hours vet for a life threatening illness. The vet contacted Trupanion to verify my insurance. It was approved within 10 minutes. I had paid too much when I paid my deductible and I got a refund check back within 4 days. My dog has to have monthly shots for the rest of her life and Trupanion pays these every month, reimbursing me within a few days of each claim. Human health insurance should be this responsive and easy to use!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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9

out of 10

Wonderful Customer Service Experience

Trupanion has been with us since we first got our Victorian Bulldog Mozzie. Their customer friendly approach to service and the options they provide are top notch. They are very clear in what they will and will not cover and they provide us quick and detailed responses as to what they have done and what they will do. Excellent service and worth the money, in my experience.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Great and easy

We got insurance for our dogs b/c they had a habit of escaping and I knew someday there would be an issue. About 4 months after getting insurance our dog started limping one day. Turns out he tore his ACL. Luckily we had the ortho report approved so he was covered. They were great and easy. Claims are fast and done usually within a week. The biggest headache is remembering to take the claim form with me to the vet. :) Every Lab owner should get this insurance as soon as they get the puppy!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Reliable Service

I always have fast service & no complaints with Embrace!The peace of mind they provide me is worth every penny!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service Great Claim Service

We have 2 English Bulldogs.I was looking for accident and comprehensive coverage if the dogs became ill. Abby suddenly started vomiting daily.We were going to the vet for x-rays blood work medication and then to a animal hospital for an ultrasound.I took the claim form to each appointment the vet filled out the form and they faxed it immediately. I had response from Embrace within 24 hrs and claims reviewed within 48hrs and paid in a quick timely manner!!Great service and coverage!Thank goodness for the insurance and Abby is fine now!I am glad I purchased the insurance for them and that I went with Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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4

out of 10

Long time VIP user

My dogs are 11 and 12. I've used VIP a long time, but since they've got older I'm not pleased with VIP. My female had a urinary infection that just could not get ride of. The test and meds were a total of $1300. I thought this was pretty straight forward, I have the best plan I could buy. They denied the claim said they needed more information! It's a urinary tract infection! I also filed one awhile back on my other dog with same response . I lost a dog to cancer last year and it cost me over $30 plus postage to mail all my records and when he died, the compassion was non existent. VIP you have changed!! What Happened ? I used to be so happy with you.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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