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My four month old puppy in his exuberance fell down the stairs and fractured his femur. Never expected something like this would ever happen and felt terrible.

I purchased ASPCA Pet Insurance for my 5 year old rescue cat that we adopted in May. Little did I know how quickly it would come in handy. When I took her in to the vet because she was lethargic, it was determined that she needed dental work. On her pre op visit, the vet heard a heart murmur. She needed to have an ultrasound to test the functioning of her heart in order to be cleared for anesthesia. She was cleared to have the dental work and she needed to have a tooth pulled. I filed the claims electronically, and was kept informed of the status of the claims along the way. Once the claims were processed, I received payment in a prompt manner. One of the deciding factors for me in choosing this insurance was the excellent customer service from ASPCA that I received when shopping around. That excellence in customer service has followed through in the processing of claims and the follow up service I received after the claims were processed when I received a phone call from a rep asking how my cat was doing. I would highly recommend ASPCA Pet Insurance.

Have had many dogs over the years and never thought about pet insurance until I got my first GSD puppy Max. Not only is he covered for health but for Wellness exams too. He will be three at the end of this month and doing very well with only claims for the Wellness visits. Recently he had a growth removed from his right hind paw. I was able to send the preliminary costs to Embrace for review and approval of coverage before the surgery. Max is doing great and I love the fact that I can fax in the claims, get an email that it was received and then an email when the claim was paid and deposited to my back account. With such a special dog I can't image not having this coverage for Max.

Bella's was diagnosed with leptospirosis right before the holidays. We are blessed that she is well and twice blessed because we were reimbursed for a good bit of what we paid. The vet's office processed the claim and in a reasonable amount of time the claim was processed. Our vet recommended ASPCA Insurance and we are glad we took his advice.

Recently, my dog was diagnosed with elbow dysplasia and needed surgery to remove fairly large bone fragments in both elbows. My dog was in quite some pain and the doctor warned that delaying the surgery for too long could result in further deterioration of her elbows. Embrace was wonderfully quick in processing her pre-authorization for surgery and the claim afterwards as well. We are so happy with Embrace and recommend it to everyone!

I took a policy out on a puppy I had bought, in the process I decided to include my older dog(7 years old)the policy was in effect for 3-4 months and my older dog was diagnosed with kidney failure. Unfortunately Gracie only lasted about 3 weeks, Embraced covered and paid what they said they would, I have had 2 other ins. companies, ASPCA and Best Pet both companies paid a fraction what they were supposed to. I can't say enough about Embrace, losing a pal, best friend, at least there were no disputes as to what was covered and the amounts paid. I can't say enough good things about Embrace, thank you.

I had been considering pet insurance for a couple years but after browsing online had never really found a plan that looked like it would be worth it to get. After a conversation with a friend who raved about having insurance for her dog after a serious of injuries and illnesses, I decided to look into it again. My handsome dog was not getting any younger after all. I wanted a plan that would cover us under worst case scenarios. Embrace allowed us to set out insurance plan up exactly as we wanted it. You get insurance hoping you'll never have to use it. Unfortunately this year, use it we did. Several months ago they found a lump in my dog's anal sac that turned out to be cancer. We were (and still are) devastated. The insurance gave us the peace of mind to seek more than one opinion on how to move forward with his care. The insurance allowed us to make the best decisions possible for our dog, without having to worry about costs. His cancer appeared about half way through the first year of our policy (although it took several months to determine it was cancer). In August he was given weeks to months to live based on the significant spread. As of December we have used about $7,000 of the $10,000 coverage we purchased and I just received a renewal letter for our coverage in January. I worried they might not renew his policy given his condition, but was happy to see they did. My dog was a relatively healthy dog for this first 7-8 years of his life - no major issues. And then one day, he wasn't, and I have been so thankful that we made the choice to go with an Embrace pet insurance policy! My dog was a relatively healthy dog for the first 7-8 years of his life-no major issues.

I have had Embrace Pet Insurance for about 8 years. They are the best and provide amazing service and coverage. I have never had any problems with any claims. You can go to the vet of your choice and there is not benefit schedule which is very important. You can customize your plan as well. I feels good having peace of mind knowing that there is coverage for your pet.

I have had pet insurance for the past 18 years on my beloved Billy. During that period I had three major disasters that I don't know what I would have done if it weren't for Nationwide. When Billy was 13 he needed Knee surgery which was very costly and Nationwide stood by us and paid their portion of the claim. When Billy was 16 he had Vestibular Syndrome. We had to take him to the Emergency ward and the cost was extremely expensive. Nationwide took on quite a bit of the burden. And lastly when Billy was 18 he developed incurable Cancer and unfortunately passed away. The last few days I the emergency hospital was very expensive but not only did Nationwide help us pay part of the bill, they returned the premium for that period. I am truly grateful. I now have a new puppy and after looking at other alternatives. I chose Nationwide, since I feel that they are the best.

First time I have had pet insurance and working with Embrace was great. Submitted 1 year of claims(6 total)and received payment within 2 weeks and no hassel. Friend and thorough