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I've been with Embrace for a few years now. Every single encounter I have had with this company has been positive. Claims are handled quickly and fairly. Customer service is outstanding.

My husband and I have been using ASPCA Pet Insurance for our yellow Labrador Retriever since she was eight weeks old (she is currently 18 months old). We are glad that we insured her because she suffered a traumatic partial tail amputation when she was four months old and we could not have afforded the necessary surgery and subsequent wound treatment/bandage changes. We cannot emphasize enough how happy we have been with ASPCA. They have good policy terms with many choices for coverage levels and fair premium amounts. They process claims quickly and fairly. They follow up by phone to see how our dog is after we have submitted a claim and even sent us two handwritten cards. Pick ASPCA for your pet insurance and peace of mind. You will not regret your choice.

our 1 year labrador puppy has had several issues including a recent arthroscopic surgery for bilateral elbow dysplasia. Embrace had been wonderful about covering her medical bills. The entire process is easy and quick! I would highly recommend Embrace.

I switched pet insurance to ASPCA after having another company for five years. I am so happy with the ASPCA insurance, it is a much better policy. My dog did in fact get sick a few months after switching companies and ASPCA handled the claim extremely well. They were excellent in communicating status of the claim and very prompt in paying the claim.

DO NOT USE THIS COMPANY!!! My dad has been paying $$hundreds of dollars to insure his beloved service dog. My dad passed recently and I found out he has Never filed a claim for any of his dogs Vet Visits. I have filed 3 claims for this last year and I have gotten nothing but the run around!!! I have had to call again and again and again. They claim the vet did not send a detailed enough invoice. They claim they have called the vet and told them what they need to process the claims. The vet said they have sent them what they asked for more then once like 4 times. Till this day I am still going back and forth with Pets Best Insurance. This is definitely a way to take advantage of Senior Citizens!!! By this time a Senior Citizen would have given up and just not filed a claim at all. A form of senior abuse. Take their money to insure their beloved pets and then make it So difficult to file a claim that they don't!!!! Great profits for Pets Best Insurance!

Our Golden Retriever puppy had double elbow surgery in November and had complications that required her to be hospitalized twice after the surgery. Healthy Paws covered the diagnostics, surgery and follow up care which was thousands of dollars in expenses. I highly recommend Healthy Paws as I have heard many stories from friends and colleagues who have paid for pet insurance for years only to have them refuse to pay when their pet needs treatment.

My lab/shepherd mix, Jacob, has been having seizures and is taking expensive medication to control them. Embrace has easily covered all hospital and vet visits without a hassle, as well as all medication. It's easy to submit claims. Their people have been very helpful when I have had questions.

I am so grateful for Healthy Paws!! My dog tore her ACL and needed to have a very expensive surgery. Thankfully we had Healthy Paws pet insurance and a large portion of the procedure was covered. As a person who will do whatever it takes for my fur babies, it is such a relief to have this assistance. Additionally, Healthy Paws is excellent to work. Their customer service is top notch. All of the representatives I've talked with over the phone have been very helpful and kind. After my dog had her knee surgery, a rep emailed me to see how she was feeling- how thoughtful! Also, Healthy Paws could not be easier to use. Claims are extremely easy with their app- just upload a picture of the invoice and you're done. A few days later, you get an email letting you know your claim is being processed. A few days after that, you're check is in the mail. I would highly recommend Healthy Paws to anyone!

I'm filling 100% protected, it is incredibly simple to submit a claim, the couple of times that I called the staff was very friendly. I'm very happy I was suggested to call ASPCA.Thanks a LOT!!!

Six weeks after adopting our terrier puppy, she swallowed a turkey bone. It was Thanksgiving so we had to take her to the emergency pet center. They X-rayed her and it turned out she had swallowed the bone whole, and it was taking up her entire stomach! She spent the night on IVs, but had to have an endoscopy the next morning to get the bone out. I was so glad we had insurance! Out of the total $1,780 bill for Skye's care, we wound up paying only $488 (our $100 deductible, the doctor visits, and the 10% copay). Throughout the process, the medical center kept saying, "We would like to do x, but that will cost $y. Is that feasible for you?" And I kept saying, yes, I have insurance. Uploading the invoices was super easy. It took a bit of a back and forth getting my medical records sent to Healthy Paws but the whole team was extremely friendly, patient, and proactive helping me resolve an issue that was caused by confusing billing by the pet hospital. I received my reimbursement checks well before my credit card statement came, so now I will have the funds to make the payment without any problem. I am so so grateful we went ahead and got insurance and did not have to make decisions between love for our pet and the limitations of our bank account! I would definitely recommend this insurance to anyone. It actually surprises me how many people go without insurance given all the crazy things that can happen with a pet.