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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Very fast processing time

I had to submit a claim for my dog after one year of chasing our tails trying to figure out why she was having recurring urinary tract infections. I agreed to have a vaginoscopy performed (cost was over $600.00) which uncovered the origin of all of her problems. Even better, I submitted all of my invoices for the past year and everything was covered! I was very happy with the incredibly fast processing time, I know for a fact that some other pet insurance companies have a 10 week processing time for claims, but I had cheque in-hand about a week after sending in my paperwork. Very impressed!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I wish they insured people

Healthy Paws has been a lifesaver! I have a frenchie who is pretty much allergic to the world and I am so thankful that I have Healthy Paws because I've been able to take my puppy to the vet and get him the best treatments without having to worry about the costs. My puppy is only 15 months old and he's already had hernia surgery (they did this when he got neutered but Healthy Paws doesn't cover neutering), he was bit in the face at boarding school and broke out in hives from what I thought was an allergic reaction to the medicine they gave him...then I got an allergy test for him and he turned out be highly allergic to almost all protein (beef, chicken, turkey, pork, soybeans, rabbit, duck, etc.) and he has a lot of environmental allergies (different types of grass, trees, ants, etc.) so, I'm giving him allergy injections and he gets allergy medication. These vet bills have easily been a few thousand dollars but Healthy Paws covered all (except neutering) and it's so easy especially now that there's a phone app. i just take a photo and submit the bill for reimbursement. I'm always reimbursed within a few days AND I've actually had them contact me to ensure I received the check because I didn't deposit it right away. If I had to pay for all of this without Healthy Paws I don't know how I would have afforded all of this...I tell everyone i know to get Healthy Paws because it's just so easy and they really care. I wish they covered people because this is hands down the best insurance company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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1

out of 10

Don't waste your money.

I was very upfront with Embrace with all pre-exiting conditions. Well my cat go sick and suddenly they tell me his IBD is a pre-exiting condition. Really he was well for 4 years with no problems, until this this year.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Great Policy!

My Bernese Mtn Dog underwent Ccl (ACl) surgery and Embrace was exact to their coverage policy on all vet visits, surgery and care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of mind when you need it most

My dog recently had to have surgery and have his spleen removed and 2 benign tumors. The ASPCA paid my claim immediately and even called to see how my dog was doing. My doctor usually doesn't call much less my insurance company (who btw has NEVER called me to see how I was doing). It's stressful enough to be worried about your pet; you don't need to worry about whether the insurance will pay. Thanks
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Efficient, no jumping hoops for claim and pd quick

My Doggie tore her CCL and we treated it conservatively at first and then decided to have surgery. ASPCA claim process was efficient and easy. Once my dog had surgery their payment was accurate and quick. They were very courteous on calling to see how my dog was doing. I am glad I had this insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Jessica was so helpful in answering my questions.

Anyone who's interested in buying pet insurance,the right person to talk to her name Jessica,she's great,police n well trained,she knows her job very well.My first claim n I received my refund in a short time. EMBRACE PET INSURANCE IS NO.1,FOR MY PET NEEDS N MY POCKET.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

The Best Pet Insurance.

This is my second dog covered by Embrace Pet insurance. I have not had good luck with the health of my dogs, but Embrace is ridiculously good. I'm a 30 year veteran of the insurance industry so I read the contracts. This is the best contract as written. Clear and comprehensive coverage at what you are charged for care, not what they think it should cost. Service is ridiculous. They process claims within 2 weeks always and often within a few days and they email you to let you know they received, that they are processing it, that they sent payment and to check to make sure you received payment! People should be treated this well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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8

out of 10

Great plan

We've been customers for two years and have been so glad we joined. Found the custom plan that worked for us, and it HAS WORKED for us. Worth every penny, in reimbursements and peace of mind.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Peace of mind

I have had Embrace for almost a year for our 14 month old Cavapoo with digestive issues. In the last 2 weeks, I have filed 5 claims, including a hospitalization, abdominal ultrasound, and numerous lab tests, and all have been processed and paid. They have been easy to work with and easy to submit and check on claims. It has certainly given us a peace of mind know they are there for us.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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