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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Absolutely the Best

My dog ruptured his anterior cruciate ligament (ACL) and had Tibial Plateau Leveling Osteotomy (TPLO) surgery. When I called healthy paws to discuss the procedure that was recommended by my vet, they answered every question and concern that I had and with no hesitation told me absolutely that is covered. After his surgery I received emails that were so sincere, asking me how my dogs recovery is coming along. They have gone above and beyond my expectations! I will always have Healthy Paws for my pets..
  • INSURER: Healthy Paws
  • POSTED: 06/03/2016
  • BY: Kathy
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Best insurance for pets

ASPCA has given me peace of mind knowing that my three pets can receive excellent medical care when needed and their healthcare costs are affordable.
  • INSURER: ASPCA
  • POSTED: 06/03/2016
  • BY: Cynthia
  • BREED: Cockapoo
  • AGE OF PET: Over 11 years

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5

out of 5

Quick Claim Process

I took my dog in because she was dehydrated and not eating or drinking. I submitted the invoice on Tuesday and got an email Thursday letting me know my claim had been processed and I would be getting reimbursed. This was much faster than the first time I submitted a claim, which took nearly three weeks to process. However, Pets Best was very responsive and the customer service folks did a good job explaining why it was taking so long. The claims process is also very easy.
  • INSURER: Pets Best
  • POSTED: 06/03/2016
  • BY: Luna
  • BREED: Skye Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome Customer Service - Great Experience!

I have utilized a wellness claim for a teeth cleaning for my cat and the claim was handled smoothly and quickly. Then, the silly boy got himself injured, apparently in a fight, and the claim for the covered portion of that injury was paid promptly again. Also, when I requested help with submitting a vet clearance for Toby the customer service was excellent and helpful. So far, my experience overall with Embrace has been outstanding!
  • INSURER: Embrace
  • POSTED: 06/03/2016
  • BY: Linda
  • BREED: Domestic Mediumhair
  • AGE OF PET: Over 11 years

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5

out of 5

You cannot wish for a better pet insurance company

Our 1 1/2 old mini dachshund Kate had a nasty MRSA outbreak which put her in the hospital for almost 2 weeks. She was on IV and a lot of meds. We almost lost her and it was a heart breaking experience I would not wish on anybody.HealtyPaws was with us through this ordeal all the way, reimbursing hefty medical bills and following up with the hospital staff on the records and documentation. You cannot wish for a better pet insurance company. Compassionate and super helpful. Kate and us will be grateful to you for the rest of our lives. THANK YOU!!!!!!
  • INSURER: Healthy Paws
  • POSTED: 06/03/2016
  • BY: Vlad
  • BREED: Miniature Dachshund
  • AGE OF PET: 7 - 10

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5

out of 5

Best Decision We've Made

Healthy paws has been amazing for our dog over the past two years. We got it immediately upon bringing our standard bernedoodle home at 8 week in June of 2014. We have made three claims for Finn over the years. All three (though they varied in amount and type) were paid within just a couple of days, and were a breeze to submit. Our dog is repeat sock eating offender, and when he had to have surgery to remove one, Healthy Paws paid our claim quickly and saved us from having thousands in credit card debt. They even reached out personally to see how Finn was doing, and make sure he was okay. The personal service is spectacular, and their coverage options are great. We're actually bringing home a new puppy next week, and will have Healthy Paws covering him from day one. While the monthly fee may not be something that is fun to pay, having the comfort that when we need them most, they will be there is worth every penny. I recommend them to all of our friends and family, and there won't be a day that goes by that our pups aren't protected by Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 06/03/2016
  • BY: Mackenzie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Great pet insurance.

My 11 year old shih tzu has had a lot of health problems this past year. I have been with Embrace pet insurance since 2009. Buying pet insurance was one of the smartest things I've done! The company is very efficient. Their system for filing claims is so easy. When the claim is complete, I usually receive a check within 2-3 weeks. When I call the office with a question, I'm never disappointed with customer service. Very happy customer!!!
  • INSURER: Embrace
  • POSTED: 06/02/2016
  • BY: Deb
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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2

out of 5

Coverage vanished just when I needed it.

It is ok for accidents but if your dog gets any possible illnesses just watch how quickly you coverage is invalidated by pre-existing conditions even after being insured for years. There is a big asterix on the no coverage increases. They have increased by 25% every year with the excuse of my area is now more expensive. If you have a deductible you will find everything is a new illness/incident so you will end up covering most out of pocket. Oh, when they post "We understand your concerns please calls us..." I did and it is always the bullshit stories. "Oh, we are looking into making preexisting covered if you just stay with us another 6 months." "There are new options for treating your dog if it gets sick so we have to increase the premiums, but you are still paying as if she was a younger dog." "We can't cover this because your vet said 3 years ago that she had demodex so obviously she had a thyroid condition even then" I should have listened to the vet shortly after I got her and gone with another company. I was drawn in by the promise the premiums would not increase and that there was no upper limit on the coverage even though it cost more than my other options.
  • INSURER: Trupanion Canada
  • POSTED: 06/02/2016
  • BY: Antonia
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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2

out of 5

Coverage vanished just when I needed it.

It is ok for accidents but if your dog gets any possible illnesses just watch how quickly you coverage is invalidated by pre-existing conditions even after being insured for years. There is a big asterix on the no coverage increases. They have increased by 25% every year with the excuse of my area is now more expensive. If you have a deductible you will find everything is a new illness/incident so you will end up covering most out of pocket. Oh, when they post "We understand your concerns please calls us..." I did and it is always the bullshit stories. "Oh, we are looking into making preexisting covered if you just stay with us another 6 months." "There are new options for treating your dog if it gets sick so we have to increase the premiums, but you are still paying as if she was a younger dog." "We can't cover this because your vet said 3 years ago that she had demodex so obviously she had a thyroid condition even then" I should have listened to the vet shortly after I got her and gone with another company. I was drawn in by the promise the premiums would not increase and that there was no upper limit on the coverage even though it cost more than my other options.
  • INSURER: Trupanion
  • POSTED: 06/02/2016
  • BY: Antonia
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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1

out of 5

Worthless avoid at all costs (pun intended)

We have two English Bulldogs covered by AKC Pet Partners. This insurance is less than worthless. Veterinary completed claim forms are submitted and they ask for more records making the vet jump,through hoops. We call and are promised return calls that are never made. Unfortunately 0 is not a rating option. 1 year old female EB, severe skin allergies, hospitalized 7 days, denied claim because she was treated once for yeast in her skin folds. 10 month male EB luxating patella, claim denied, 2 days short of 180 day period, genetic problem, in spite of being aggravated by injury, claim denied. In my opinion this company should have their license revoked! Both claims were denied after SEVERAL weeks of being told "the check's in the mail".
  • INSURER: AKC
  • POSTED: 06/02/2016
  • BY: John
  • BREED: English Bulldog
  • AGE OF PET: 0 - 3

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