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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Embrace has been great!

When I got my new puppy I decided it was time to get pet insurance. I didn't ever want to be forced to make health care decisions for my pets based on financial restrictions. I already had Barkley,a 10 year-old Maltese and had considered pet insurance before, but questioned if it was a scam. After researching on-line I chose Embrace because it offered wellness help as well. Unfortunately, I got to test the insurance a couple of months after I got it when my older dog had serious effects from some degenerative discs in his neck. It gave me great comfort in a stressful time to know that I could do whatever was best for him and have some financial help with the bills.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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10

out of 10

You Guys are Awesome!

My beautiful 3-year old tabby, Bella, was injured recently. I can home from work to find that her entire forehead was scalped off and her nose and eyes were swollen. I suspect she was grazed by a car on the road in front of my house. I rushed her to the emergency room where she was cared for well. She has recovered completely. My bill was almost $1,000 for the care and overnight stay. I am so thankful that I have Embrace Pet Insurance. Not having to worry about paying a bill like this on my own takes some of the stress out of a very stressful situation.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

So Glad I Chose Trupanion

There are quite a few choices when it comes to choosing insurance. Fortunately, I chose to Trupanion and couldn't be happier. The representatives are not only kind and courteous, but very knowledgeable. They walked me through the various plans available and helped me to choose the one that best fit my budget and my needs. Claims are assessed in a timely manner, customer service is available at all times, and filing claims is easy. The online availability to check my claim or stay on top of open claims make things convenient as well. Overall, an excellent choice and one I highly recommend.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

Awesome!!!

Our Saint Bernard/Newfie cross ruptured both of his cruciate ligaments within 3 months and Trupanion couldn't have been more helpful. On the first claim I received reimbursement from them in less than a week. On the second claim, I had Trupanion pay the vet directly so I only had to fork out my 90% which was nice. I only wish they paid examination fees as consultations with the surgeon were fairly expensive.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Insurance Review

This is a fantastic company. Everyone went way out of their way to locate all bills, even a couple that I forgot to submit! The claims were processed very quickly, and phone calls and emails were returned the same day, often within an hour after I sent them. Best of all, people seemed really to care about my pet's health. I was treated not just as a client , but as a real person who was worried about her pet. The people who work here are an exceptional group -I will be writing an email to the company president to let him Know what a great group of employees he has.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Experience

Trupanion Insurance is the first company I have used for pet insurance. It was recommended by my vet when I got my current dog. I never had insurance on my previous 5 dogs and spent thousands of dollars on various injuries and illnesses over the years. I was skeptical about getting insurance because it seemed quite expensive. For my dog, it's about $50 per month...$600 per year. If my dog's expected life span is 10 years, I'll pay about $6000 in premiums over his lifetime. One hospital stay and surgery to remove a corn cob or sock that was eaten by the dog costs around $5000. So I decided to get insurance and chose Trupanion. My last claim was processed in less than 2 weeks. Even though I've only had the insurance for about 5 years, they have paid me a lot more than I've paid them. I highly recommend Trupanion. The coverage I have does not cover preventive care or office visits. What it does cover is the emergency surgery on a holiday weekend.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Customer Service Representative was excellent.

I have been with 24 Pet Watch for 7 years and just renewed for my 3 cats. Before renewing I did my homework comparing coverage, deductibles, yearly caps, co-pays and yearly premiums of all major pet insurance providers. I still had questions about my current policy with 24 Pet Watch so I called customer service and was speaking with a representative named Greg within 5 minutes. He was very knowledgeable, patient and personable. I am glad that I stuck with 24 PetWatch over the years. This provider has clearly responded to customer concerns and evolved into a 1st class company.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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1

out of 10

Total Scam

Got my insurance through a signup from the breeder. It was supposed to have no waiting period. Dog had diarrhea when he came home, like almost all puppies have when they're adjusting to a new home. In an unexpected turn of events he tested postiive for parvo. They used the 'existing diarrhea' to reject coverage for his parvo treatment as a pre-existing condition. It took them almost 3 weeks to reject my initial claim after my first call with them told me it sounded like a normal basic case. They also tried to say that I didn't sign-up correctly to avoid paying out before I appealed. It took them another 3 days to decline my appeal without speaking to anyone. One positive note - All of the representatives I spoke to, save the tool who tried to tell me I didn't sign up right, were extremely pleasant and helpful. Trupanion is a complete scam and I wouldn't recommend it to my worst enemy.
  • INSURER: Trupanion Canada
  • POSTED: 10/12/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

My Yorkie

My Yorkie is named Guapo and came down with Pancreatitis. He was covered and the pay out was quick. ASPCA did a great job of explaining the coverage and I totally new what was going in. Without pet insurance, I may have been hesitant on taking him to the vet. I had peace of mind.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Best thing you can have for your pet.

Having Embrace gives me peace of mind. They work extremely fast w/refunds and I know my cat will be able to have the best care necessary.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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