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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great insurance!

We recently found out our Newfoundland, Chewbacca, has allergies, poor guy. He was getting infections from having such itchy skin. Anyway, our vet suggested zyrtec, that didn't work. So she suggested we try this new allergy drug just for dogs that cost a lot of money. We wouldn't have been able to afford it without the insurance. He is now healthy and happy with the new meds all thanks to Pet's Best!! Thank you!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Great Company!

A very efficient, fair pet insurance company. I have three pets insured with them and they are quick to review the claims.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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9

out of 10

Very happy with the service

I only wish people insurance were this easy. From the app to the customer service I can't say enough about Healthy Paws. They lived up to their end of the bargain and everything went through very quickly.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fast and Hassle-free!!!

I have had Embrace Insurance for one of my dogs and just put my other dog onto the policy. I just went for his annual physical and the payment was sent in full for his visit within one week. The wellness plan is so helpful as it covers so much!! I have had other plans before, but in my opinion, Embrace is far better than my previous plans.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Well Worth It

My pet suffers from allergies and seizures. I am recently unemployed and the best decision I made was to up her accident and sickness plan to include wellness. I recently took her in for her yearly physical and vaccines and blood work to check her levels to ensure she is on the right dosage still for seizures and bought her seizure medication and shampoo. My claim came up to 289 dollars and I was reimbursed for all the wellness expenses and my accident and sickness was put towards my deductible. The claim was processed in a timely manner and recently I purchased her heart worm medication and it was fully reimbursed and this was handled within one week. Very pleased with the quick turn around time. And very happy I added wellness to my plan. She is able to receive the help she needs with little financial burden to me, loosing my job recently this is very important to me. Her wellness and health are not burdensome for me at all and I am so thankful for Pet Embrace, I did a lot of research three years ago and am thrilled I made the RIGHT CHOICE! I do tell everyone about Pet Embrace at the dog park and vet's office and my friends and family. Best decision in the world!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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4

out of 10

Exclusions Galore!!!

Please make sure that you read your policy exclusions. And read your policy at each renewal because it may change. I have been with Petfirst for 5 years. My claims were usually paid. But, I have a wellness package and had only submitted claims for wellness. After our first trip to the emergency vet, my dog was diagnosed with Lyme Disease. The claim was denied because it was caused by a preventable parasite. However, my policy clearly stated that it was amended and the exclusion preventative treatments, dianostics of and conditions relating to internal and external parasites was deleted from my policy due to the rider I had on my policy. So, the condtion and diagnostics should have been covered. When I pointed this out, they stated they could still deny the claim based on another exclusion Treatment of internal and external parasites. However, Lyme disease is not a parasite. I was not requesting a treatment for fleas and ticks but a condtion related to the tick. And by the way, my dog was on a preventative, which they paid for under the wellness package, and still contracted the illness. I am currently appealing the claim. As I was reading through my policy regarding this issue, I realized that my policy excluded everything. My preferred policy which I pay $59 for each month excludes, hereditary conditions, long term conditions, chronic conditions, congenital conditions, hip dysplasia, acl,pcl, mcl,and ccl injuries, vertebrae injuries,and the list goes on. Essentially any of the reasons you would want to have pet insurance. I was shocked because I had really researched the insurance before I purchased to make sure things of this nature were covered. I am thankful that I had a claim denied so that I could find another insurance before I had some major problem. Another issue I was surprised by was that the insurance said the trip to the emergency vet was 2 seperate incidents so my $100 deductible applied seperately. They approved $244 of $375 bill. They applied my $100 deductible and paid 90% of $144. If my appeal were to overturn their denial of $129 they would apply another $100 deductible and pay 90% of $29. It was an eye opening experience. Please make sure you fully understand your policy. My customer service experience was poor. I asked to speak to claims department. Lauren said she could help me with my claim. Repeatedly put me on hold to clarify and then told me she was not the claims department after an hour. She could not tran
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Another Great Experience

On March 7th our 7 year old Lab had ACL surgery. The first claim went right thru with no problems at all. On May 26 she needed a follow-up with sedation x-rays. The doctors office faxed the forms for us. in less than 7 days our claim was processed and paid. I would recommend this company to anyone who is thinking about getting a four legged family member. this is our second company and this is the best. Previously we had VPI and it was a nightmare .
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Prompt claim processing

My dog had two cracked premolars that necessitated removal and surgery was performed sucessfully. Embrace claim was processed within 5 days of the operation and I am satisfied with the reimbursement process.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: Over 8 years

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10

out of 10

Trupanion is the BEST

I was always skeptical of pet insurance. I found Trupanion hoping that I would never have to use it but unfortunately I did. My boy has cancer. They have been more than accommodating, lovely on the phone and via e-mail, pay for what they say they will, and the reimbursement is immediate. I am so thankful for Trupanion! I can't say enough positive things about them. All I can say Thank you! Thank you! Thank you!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy paws pet insurance A-1 Plus

My Pit-bull Bronx tore his ACL and Healthy Paws was great then after about a year he was having trouble jumping and we thought it was his hips I called Healthy paws and they said no problem I tried supplements and held off for awhile but we needed to take him to the Vet. The good news was it wasn't his hip the bad news was he tore his other ACL. so the next day he was in surgery. Healthy paws came thru again. Bronx is still recovering and hasn't had his x-ray yet put his bill is paid an he shows no signs of pain Thank You Healthy Paws I would highly recommend Healthy Paws Pet INS.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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