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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Savings Saver

Our monthly plan is affordable and when it's really needed helps so very much. We have a giant furbaby, Great Dane, and at the age of 8 still acts like a puppy but sometimes we forget how old he is. When we had to rush him to the ER the bill was not small, but within days after his release we got our claim processed and more than 75% covered. We don't have much and this back up measure helps us care for our puppy as well as our finances.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Over 8 years

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10

out of 10

Great to focus on my pet and not the costs.

The emergency hospital faxed a form late saturday night and by Monday I already had an email that the claim was processed. Truly can't ask for more than that.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome company!

I've had my dog insured with Healthy Paws for over a year and I have NEVER been more proud to call myself a customer. They are fantastic with coverage, super fast with payouts, I always get to talk to a live person if I call them with a question (and in this day in age it's almost unheard of!), and best of all you really get the sense that they care about your animals just as much as they do! Best of all they have an APP for submitting claims. Things just got so much easier. I really can't recommend them enough - I have never had a problem. I love the fact and I can pick deductible and coverage level, I also love the fact that there's no limits (lifetime, yearly, or per incident), and it really gives me peace of mind to know that if something every truly horrible (and costly) was to happen with my dog, he would be covered and they would really care about how he was doing too!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dutch Shepherds
  • AGE OF PET: 1 - 8

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9

out of 10

So Far, so good

Love this pet insurance
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Under a year

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2

out of 10

As your pet goes old they dont reimburse

From all the review I am seeing as soon as your pet turns above of age 8, they stop reimbursing funds. I am a customer for last 4 years and now dog is 9 yr and they are not reimbursing as much they are supposed to and they do not want to upgrade the policy because your dog is old. They refused to upgrade only because my pet had cellulitis . Seriously, come on. I think it was my worst decision to join vpi.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Exceptional service on all levels

Intially, Buddy's vet thought that the mass in his abdomen was cancer, but it turned out to be a swollen spleen, which had to be immediately removed. So, there were actually (2) claims that ASPCA handled. When I spoke to the office, the rep easily pulled up my file, asked pertinent questions. After the vet clinic submitted the claim, I quickly received email confirmation and the response scheduled was adhered to What I especially appreciated was the kindness with which I was treated by everyone that I spoke with. And the calls that I received afterwards to check on Buddy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Continued great coverage AND excellent service

Thanks again to Embraces fast and no hassle response. I just added our 4th pet to the policy. I recommend Embrace to anyone I met with pets. It's reasonable and the customer service is outstanding. Plus Laura seems like an A+++ employer and treats her employees like partners. I really like this company. Been with them for 5 plus years.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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3

out of 10

surprising

claim $827 Paid $295 Deductible $300 Paid to me $0.00
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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1

out of 10

CAN'T FIND ANY WORSE THAN THIS

The company's name changed a while ago, website became extremely hard to use. There were no information on policy coverage like it used to. I had to make a few contacts to finally get my policy package sent to me via mail (which I would prefer to just see it online / email) When I faxed in a claim a week before my policy renewal date, I followed up two weeks later, then three, then a month later and FINALLY someone replied me saying there was no claim on file. This company is ridiculous. I will be switching over to PC insurance. They've increased their price from $38 a month for my plan to now over $46 a month in the past 4 years. Service has only gotten worse. You will DEFINITELY REGRET if you sign up with them.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Excellent - the best!

Embrace has been phenomenal during my dog's time of need. I had purchased a pet insurance policy years ago because I was worried that my dog may someday get hit by a car. I never would have imagined that I would need it for Inter-vertebral Disc Disease which left him paralyzed in his hind legs one morning. Without Embrace I would have been unable to afford the emergency surgery he needed. The best part has been that prior to the accident they were able to customize a plan to work with my budget, and that they do NOT set a limit "per incident". The surgery alone cost $5,550 and my dog will still need additional therapy and rehab to walk again. Embrace reimbursed me $4,200 within 10-14 days after filing my claim. The customer service has been outstanding and I have nothing but accolades for Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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