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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Everything to Trupanion is a Pre-existing confitio

For many years, I had our dogs insured by VPI. They were great at paying but they only paid back 40% on average. When one of my dogs turned 13, they doubled the premium, which made me look for alternatives.In checking with Trupanion, they promised the World. They claimed they pay 80-90%. Unfortunately I switched. Every claim was listed as pre-existing. Even our Vet, Dr Jeff Werber in LA, contacted TruPanion saying this was not the case. No matter. Unfortunately, because of my dog's age, I could not get my old coverage with VPI or any other carrier. I moved to PetFirst and not happy with that either, but pet owners are limited in choices. My suggestion would be to get catistropic coverage ONLY! And so far, I wish I stayed with VPI.
  • INSURER: Trupanion Canada
  • POSTED: 01/19/2017
  • BY: Warren
  • BREED: Beagle
  • AGE OF PET: Over 11 years

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5

out of 5

Best pet insurance

I've been a customer for over 10 years. ASPCA always took great care of my animals. I got insurance for my first dog because I was afraid that if something happens I would not be able to cover the expenses. This was one of the best decisions I've ever made. When my animals passed away, not only they helped me with expenses, they took the time to say they were sorry for my loss and even sent a card with condolences. I didn't have to do anything to cancel the policy, they took care of it and refunded the reminder of the premium. Now I have 3 animals and they all are covered by ASPCA. My claims are processed within days and checks received right after. They call to ask how my animals are doing and if I have any questions. I wish I had insurance like that for myself! I recommend them to all my friends and family. Keep up the good work ASPCA!!!
  • INSURER: ASPCA
  • POSTED: 01/19/2017
  • BY: Agnieszka
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

WONDERFUL INSURANCE & STAFF

Our Min-Pin jumped off our reclining chair & broke her rear right leg in two places. Her leg was so small we couldn't keep her cast on her leg & we had seven replaced on her &finally had to have surgery done. We were recommened to a Critical Care Center with a bone vet & he preformed surgery. She has recovered and doing great but it took almost 6 weeks for recovery & Therapy. ASPCA Staff were GREAT to us. They made several calls to check on her success. About 5 years ago we had a pomarian that got diabetes when he was 5 years old & we were so thankful that we had purchased ASPCA Pet Insurance. They paid for all of his meds & needles & doctor follow-up. This is a great company & I would recommend anyone that owns a dog to get pet insurance & please use ASPCA because they are just great. THANKS SO MUCH FOR ALL YOUR CONCERN ABOUT OUR PENNY & KEEP UP THE GOOD WORK.......
  • INSURER: ASPCA
  • POSTED: 01/19/2017
  • BY: Alese
  • BREED: Miniature Pinscher
  • AGE OF PET: 7 - 10

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5

out of 5

Best company to protect your pet!

Thank heavens for Trupanion! When my 4 month old puppy started having neurological episodes barely over a month after bringing her home I immediately panicked fearing huge vet bills I wouldn't be able to pay. Having had some bad experiences with other insurance companies I almost didn't insure her, but my vet had encouraged me and told me he had more client satisfaction with Trupanion then every other insurance carrier he had worked with put together. So I took his word and enrolled her the day I made the deal with her breeder and she became mine. Thank heavens I did! Thousands of dollars latter and still no solid answers as to the cause of her episodes, I would have been in huge trouble or had to decline tests and possibly even put her down over money. Nothing worse then that! Thankfully Trupanion has my back - and hers! They have paid her claims quickly as promised with no haggling over anything my vet recommended for her. Thank you Trupanion for protecting my baby and showing me there is still one insurance company that truly is there for the animals, and allowing me to make decisions based off what my Vêt and I feel is best and not my bank account!
  • INSURER: Trupanion
  • POSTED: 01/19/2017
  • BY: Lydia
  • BREED: Standard Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Best company to protect your pet!

Thank heavens for Trupanion! When my 4 month old puppy started having neurological episodes barely over a month after bringing her home I immediately panicked fearing huge vet bills I wouldn't be able to pay. Having had some bad experiences with other insurance companies I almost didn't insure her, but my vet had encouraged me and told me he had more client satisfaction with Trupanion then every other insurance carrier he had worked with put together. So I took his word and enrolled her the day I made the deal with her breeder and she became mine. Thank heavens I did! Thousands of dollars latter and still no solid answers as to the cause of her episodes, I would have been in huge trouble or had to decline tests and possibly even put her down over money. Nothing worse then that! Thankfully Trupanion has my back - and hers! They have paid her claims quickly as promised with no haggling over anything my vet recommended for her. Thank you Trupanion for protecting my baby and showing me there is still one insurance company that truly is there for the animals, and allowing me to make decisions based off what my Vêt and I feel is best and not my bank account!
  • INSURER: Trupanion Canada
  • POSTED: 01/19/2017
  • BY: Lydia
  • BREED: Standard Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Mega-impressed with this company!

What an AMAZING experience with this company!!! After my last two dogs had major health issues without insurance coverage, decided that I would purchase health insurance for my next pup. I researched and decided to go with Healthy Paws as a result of the scores of great reviews that I read about them...just like the one that I'm now leaving! My two-year-old pup came down with a severe bloody gastritis which required three days in hospital, IV fluids, meds, followup visit, and on and on to the tune of over $2,000. Once I submitted my bills (easily, I might add, by taking picture of them with my IPhone and submitting them thru their app), I promptly received reimbursement checks. I had chosen the $250 annual deductible and 90% coverage and true to their policy, that's what I got. The only thing they didn't cover was the vet's initial charge for visit. There are no cons of any kind with this company in my experience. I am telling all my friends and the different vets that I know about them.
  • INSURER: Healthy Paws
  • POSTED: 01/19/2017
  • BY: Lear
  • BREED: Lhasa Apso
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent choice for pet insurance

I have written great reviews previously, so I will mention a couple "new" experiences. Recently, we added another dog and, because of an error on my part, we needed to tweak the policy. The customer service was AWESOME! I have had great experiences with Embrace customer service before in the 2+ years we have had them, but this was so above and beyond!Have never experienced service like that ever and I am in my 50's. One other thing for people reading reviews and trying to decide what company to go with, etc.....I would highly recommend having the claims team review your pet's medical history as soon as you get the policy. Otherwise, they do it when the first claim is filed and that really slows things down. And, be aware, the biggest disappointment is having a pet with "pre-existing" conditions which means a repeat of previous issues, however, indirect, will result in no coverage. I think this is fairly common with pet insurance, but something to be aware of and check out ahead of time. If your dog had just a TINY cancerous growth removed previously, you will not be covered for cancer in any form. Lastly, one of our dogs has had cancer surgery THREE times...all covered in full (after deductible) by Embrace. We were able to afford excellent board certified surgeon and oncologist (highly recommend board certified for cancer!) and Embrace paid exactly what the policy said they would! Never quibbled about the CT Scan we had to determine precise extent of soft tissue sarcoma. So, we highly recommend Embrace!
  • INSURER: Embrace
  • POSTED: 01/19/2017
  • BY: Gay
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

One of my best decisions

I purchased insurance through Embrace a few years ago after an acquaintance of mine lost her dog to cancer. I decided that I needed to find insurance for my pet because I did not want to have to face a tough decision of having to consider cost more than my dog's health. Presently, this has proved to be a great decision. The best example being a $7000 surgery for my dog a couple weeks ago. Embrace worked with me in that difficult time and were very polite, honest, and helpful. I am extremely appreciative for their service and professionalism. I recommend to anyone that truly loves their pets.
  • INSURER: Embrace
  • POSTED: 01/19/2017
  • BY: Adrian
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Very easy and efficient!

I'm very pleased with this company. They are really easy to reach, everyone is friendly and helpful, and you actually get back what they promise. I received my first claim benefit and it was 80% back and it was filed efficiently. I would recommend!
  • INSURER: Embrace
  • POSTED: 01/19/2017
  • BY: Shayna
  • BREED: Australian Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Great insurance, easy to use

Great service, great insurance, easy to use. They've been there for me and my pets in all situation
  • INSURER: ASPCA
  • POSTED: 01/19/2017
  • BY: mt
  • BREED: Pug
  • AGE OF PET: Over 11 years

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