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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent & efficient

Our 3 legged cat had surgery for removal of a malignant tumour on her back. Varsity Veterinary Clinic Calgary seems to have built an excellent relationship with Trupanion. On each visit we received a paper estimate from Trupanion's cover before we left, and by the tme I got home (10 minute walk) Trupanion's email confirmation had arrived by computer.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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1

out of 10

Claims Paid Poorly

I submitted one claim for $609.37 for an emergency in March. I received $189.81. The next claim was $816.00 also an emergency in June and I received $51.76. With both emergency visits I paid $1183.80 while VPI paid $241.57. I have had my cat insured for about 9 years. I am not pleased that more was not covered. I thought that this was what I had insurance for especially emergencies.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws is the Best!

I've had two claims with Healthy Paws and both went exactly as I had expected. I really appreciate their simple straight forward claims system and fast payment. I have checked out a lot of insurers and I really feel that Healthy Paws has the best coverage for the least expense and I recommend them every chance I get!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Thorough, honest, and helpful

We've been with Embrace for about five years now. They have always shown the utmost care and concern, and their process is hassle free. From years in which we don't have any incidents to the ones during which we've had to depend on them, they've been honest, always helpful, and eager to do the work so that we could concentrate on helping our little guy heal. This incident was a laceration to our dog's ear. In their typical no-hassle fashion, Embrace responded to our vet's fax quickly and everything was explained to us promptly. I've come to expect the warm follow-up emails they send to inquire about
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Why Do You Not Yet Have Insurance???

I was initially interested in pet insurance after watching my brother nearly go bankrupt after his two dogs had separate liver and spine issues. My future mother-in-law raved about Healthypaws, but being my future mother-in-law, I took what she had to say with a grain of salt. I initially reviewed my options and really only considered the price. Laurie, my future mother-in-law constantly proclaimed how easy the claim paperwork was (you can seriously just drag and drop a pdf file...), and how quickly she was reimbursed. She had had quite the experience because her pit/lab had blown out both his ACLs... You will always wonder if insurance is worth it until you need it.Fast forward 10 months, and we now have two dogs, that are both covered. We notice that my lab/shepherd has a limp but I assume it is nothing more than a pulled muscle. Three weeks later, with no progress, we determine that she has blown out her ACL as well! As a note, we pay for 90% coverage with a $100 deductible. From initial consult to completion of surgery, we have paid approximately $480. The total cost of the surgery was over $3,800... Here is where Healthpaws really stood out to me. First, they paid the cost of the surgery up front. I never even had to file a claim to be reimbursed, so at the vet I paid only my 10%. Second, I have received multiple personal emails from members of their service team following up on the progress of my dog. It is a level of service that is rarely found and truly refreshing. Healthpaws is clearly a company where the employees embody their mission and values. I have decided to create a second income stream for myself by referring as many people as I can to them, because I am truly believe they are the best on the market.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

The best animal insurance!

Embrace is great! Getting animal insurance with them was the best decision we made! They pay our wellness check up, hastle free. Our dog had to have surgery for her broken leg and they cover 80% of the total, they also sent us the claim check surprisingly quick. If it wasn't for Embrace we wouldn't be able to pay for everything. I definitely recomend them! The only detail that you have to keep in mind is that you have to be organized and send your claims. Other then that, they are quick and reinburse you for the right amount!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Takes the Stress out of having an ill pet

I love our Trupanion insurance. My dog was diagnosed with Cushings and over the past year has generated over $1000 in medical bills. With 2 kids in college, the additional expenses would have been difficult to absorb. Thanks to Trupanion, I don't stress out and worry about the bills every time my dog needs medication or follow-up testing. They pay promptly and customer service is excellent!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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10

out of 10

Great

Very happy with Embrace! Great service and timely reimbursement. So happy we found you!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Easy to work with

We have a lab puppy who after 3 weeks of having him ate one of our kids toys! After an overnight visit at the vet, x-rays, and medications we were faced with a huge bill. Thankfully the vet submitted our claim to Trupanion with the documentation and without any questions we received a check in the mail for the exactly the amount we had planned for. We paid our deductible and co-insurance. Trupanion is high cost than other programs we looked at however after such a great experience it is likely we will stay put!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

Great service

Embrace has an amazing turnaround time for refunding your claims. Whether it is accident/illness or wellness, they are quick to get your check in the mail. My dogs are elderly and one was recently diagnosed with a chronic illness. Although Teddy was denied coverage at first for his Cushings Disease, he has since been reinstated after a short appeal process and a letter from his vet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Eskimo Dog
  • AGE OF PET: Over 8 years

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