154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 01, 2025

SPOT pet insurance rules!

SPOT pet insurance rules! I easily upload my receipts, and within a week I have my reimbursement in my checking account. It's fast, simple and the best thing I've gotten for my dogs since their chew toys!

Insurer: Spot

By: Kerry

August 01, 2025

Submitting a claim and uploading an…

Submitting a claim and uploading an invoice was extremely easy.

Insurer: Embrace

By: Frank Drury

August 01, 2025

Easy and straight forward

I almost never write reviews but I felt I needed to share this one since I've had nothing but positive experiences with Embrace for both of our kitties. Signing up was easy and what I like the most is how easy it is to submit a claim. Not to mention how quickly the reimbursement is processed. I am very happy with our decision to get insurance for our boys because now we don't have to decide whether to get a costly procedure or not due to finances. Our boys' health will always come first and this service gives us peace of mind with no hassles as of yet. Truly a wise decision if you are taking your pets in for regular checkups, vaccines, surgeries, etc. The money adds up and this puts a little bit back into your pocket. Thank you for providing us with wonderful service and peace of mind.

Insurer: Embrace

By: D

August 01, 2025

Would give zero stars if possible

Would give zero stars if possible. Accident claim was denied for being prior to waiting period completion when, in fact, the waiting period had passed. I bought and paid for a year of coverage in good faith. Unfortunately this company neither understands or acts in good faith.

Insurer: Pets Best

By: Robert Eisenman

August 01, 2025

Don’t bother with this company!

They were horrible, didn’t reimburse any of my vet bills because they said everything was pre-existing even though we never had any indication for my dogs bladder stones till I was well into my plan policy. I had three large vet bills and they didn’t want to reimburse a dime. My mistake for not reading the tons of negative reviews on Reddit for this company. Complete scam.

Insurer: Fetch

By: Jennifer

Verified August 01, 2025

The great experience was easy

The great experience was an easy access for when my dog was sick, took him to my vet, got treatment actually several times and then took a picture of my receipt and submitted it to Spot and got a refund for services once I hit my dogs deductible.

Insurer: Spot

By: Lori Hambly

August 01, 2025

Decent coverage for the price

Decent coverage for the price. The app was helpful when it worked, but I can access the web page easily as well. Reimbursement is quick by bank account or check in the mail. We’ve had the same plan for almost 6 years and don’t plan to go shopping for a different one.

Insurer: Pets Best

By: Rachel Baker

August 01, 2025

Arileen was great

Arileen was great. She answered all my questions and gave some good advice. I'm looking forward to working with fetch for my new puppy.

Insurer: Fetch

By: Roxanne Bretz

August 01, 2025

The reimbursements are fair and…

The reimbursements are fair and consistent with the policy terms.

Insurer: Pets Best

By: C.

Verified August 01, 2025

It was easy to submit my claim

It was easy to submit my claim. My pup had to be hospitalized twice, and it was very stressful and very expensive. The claim was processed very quickly, within 2 weeks. Hopefully, there is never a next time, but I would definitely use the direct deposit option. I tried to do that before I submitted it, but I couldn’t find how to on the app.

Insurer: Spot

By: Mary Lindler

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