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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace is just great insurance...period!

All around I really enjoy working with Embrace. Very quick turnaround on claims, checks are always received timely way (and of course that is very much appreciated). My dog means the world to me -- she's FAMILY -- and Embrace helps caring for her needs a very easy and straightforward process. They are a pleasure to work with from start to finish!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

THANK YOU Embrace!!

I have been a member of Embrace for three years and I LOVE THEM! I absolutely am so grateful for them! Recently, my 4 1/2 year old English Mastiff Tesla, who is my child, was told she needed TPLO surgery on her left knee. So far the surgery, medication and other unexpected doctor visits have totaled $3,571. Thank goodness I have Embrace Insurance because I got reimburse for 80%. Most insurance companies will have a limit to what they will pay for and you have to pay for the remaining balance but Embrace will work with you to save as much money as possible. Obviously you choose your percentage when you sign up for Embrace and this was after my deductibles so everything was fully covered. I ended up saving $2,852 which I was relieved because I am a college student and was also told her right knee may be needing surgery after her left knee recovers. I also am pleased with how quickly the reimbursements came in. It took a total of ten days (including weekends), which I was so happy for! I never had doubts with Embrace (I researched insurance companies for 3 days straight) and NEVER had an issue. I am so pleased with them and tell so many people who love their fur child as much as I do, all about them. The only complaint I have is when I moved from NJ to CO, my monthly payments went up by $15, which I do not see how moving affects my dog Insurance? I am thinking about becoming an ambassador for Embrace since I already tell everyone I know to go with them! Thank you Embrace, you are a life saver!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

I highly recommend Healthy Paws

In the few years we've had our dog, we were fortunate enough to have Healthy Paws, but never had to use it. Then, one day, our dog suddenly couldn't use his back legs, and so we rushed him to the hospital. Turned out, he had four herniated discs and required surgery right away. Our total bill came out to be over $7700 for the surgery and the two nights/three days stay at the hospital. We paid it first, then submitted the claim. Since it was our first claim submission, they asked for all of our dog's medical records and said that it may take up to ten business days to process. Well, they got it done in just a few days AND told me they'd reimburse me accordingly to the plan I selected [which was a $250 deductible, and they'd cover 70%]. I was relieved! On top of that, I would get emails from representatives, asking me how my dog was doing. Not, "How's your dog, by the way, email me this and that." Nope, the email's sole purpose was just to follow up on how the surgery went, how the recovery's going, etc. I always recommend that pet owners get pet insurance, and I'll always name drop Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage and service

Our 6 year old Toy Poodle, Juzi, was diagnosed with stage 3-4 lymphoma a little more than a month ago. We decided immediately to proceed with chemo-therapy as the cancer was fast growing. Having coverage under Embrace made that an easy decision for us. Juzi did not take her first chemo well and developed chemo-induced sepsis; so, she had to be hospitalized. She fought through that. Juzi has now finished her first cycle of 4 chemo treatments and is doing very well. Embrace has covered 80% of all the expenses after deductible. The claim process was very straight forward; our vet offices submitted the claim form and invoices directly, and we received our reimbursement swiftly. Going through the period of potentially losing our dog was very difficult, and Embrace truly offered us peace of mind through this. Juzi still has several more months of chemo therapy sessions, and we are very glad that Embrace has helped us able to better predict and manage our costs. Getting Embrace insurance for our dogs is one of the best decisions we've made.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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10

out of 10

Best pet insurance around

My dog Bella had knee surgery in June and I was very surprised at how fast the claim was paid. The hospital faxed the claim and the money was in my account within a week. they paid 90% of everything after deductible,except office visit. She is in rehab now and so far they are paying for it too.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mountain Cur
  • AGE OF PET: 1 - 8

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10

out of 10

BEST Decision I Ever Made

We have had Trupanion insurance for both of our dogs and both of our cats for almost 5 years now. Our one dog ended up with serious allergies and we have had multiple claims for his ongoing treatment. Trupanion has been a true life-saver for us (and him!). They process claims within a day or so, send me an email explaining exactly what they are paying, and then I usually have a check by week's end. The most amazing thing was when our dog was finally diagnosed with allergies, and Trupanion asked if we had had Rocky treated in the past for these complaints. We had, but never submitted those invoices as we did not know what the diagnosis was. Trupanion contacted our prior vet's office, obtained the records and bills, and applied all of those visits to take care of our $500 deductible. Amazing!! What insurance company does that?? We have also had two knee surgeries on our other dog which were handled just as quickly, and we continue to be so impressed and pleased with this company. Their customer service cannot be beat and they truly do make the process painless :)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

must have if you love your pet

I am a veterinarian but i still has my pet's insurance because sometimes i need to take them to emergency hospital or to a specialist. this time, my pet had blood in urine, I took him to an emergency hospital without any hesitation. He got better, and trupanion covered for all the diagnostics and treatment. It was perfect experience
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

Superb

Trupanion has always been so responsive, and explained the claims so well. Our dog, Saphira, has benefited greatly. You are the best
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

Our 4 year old cat, Sophie, was diagnosed with a liver disease which came on very suddenly. She spent a week in the Emergency hospital, and has been on special food. Her treatment involved several very expensive procedures. Trupanion paid the claim promptly and without question. In fact, I had the cheque before the credit card bill so Sophie's treatment was due. A difficult time with Sophie was made much easier knowing that because of our insurance, we could afford the treatment necessary to save her life!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Smart Choice

I'm so glad my Vet suggested I get Pet Insurance for my puppy. He highly recommended Trupanion and I trust his recommendations. My Maltese, Alberto, was diagnosed with Allergies in the first 2 years of life. Trupanion has been a saving grace for us to cover his testing, injections, etc. Everyone should insure their pets; they are family. Every experience I have had in speaking with Representatives to filing claims has been positive and supportive. Trupanion truly cares about your pets! It is a smart and responsible choice to get Trupanion for your four legged family members!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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