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90% reimbursement for a low monthly premium. Its a no brainer. If you are going to have a pet, they are going to get sick sometime over their life. It will happen. There are going to be accidents, illnesses, and diseases. The monthly payment is worth knowing that you can get whatever treatment is needed when that time comes. I have already been able to provide a $4000 emergency surgery for one cat and recewntly ongoing care for kidney disease for another. Trupanion was fast to process claims and reimbursements. My vet has a direct hookup to Trupanion so I only have to pay the 10% copay and they bill Trupanion directly for the rest. As a comparison, a few years ago before I realized the importance of health insurance for pets: my cat was diagnosed with kidney disease and another with liver cancer within four months of each other. Before it was all done we had spent $7000 on vet bills. We could have spent $700 if we had Trupanion. That's what sold me.

Claims processed very quickly, with follow-up phone call to let you know that it was done. Then another follow-up call to check how your pet is doing. Very nice people! Love them!

I have a 9 pound Morkie who keeps getting into things and causing issues with his GI tract. Trupanion is amazing with quickly responding and reimbursing my claims. Their customer service staff are always very caring and concerned when I contact them with a question. I truly feel like they care about my pet.

I have a 9 pound Morkie who keeps getting into things and causing issues with his GI tract. Trupanion is amazing with quickly responding and reimbursing my claims. Their customer service staff are always very caring and concerned when I contact them with a question. I truly feel like they care about my pet.

I have a 9 pound Morkie who keeps getting into things and causing issues with his GI tract. Trupanion is amazing with quickly responding and reimbursing my claims. Their customer service staff are always very caring and concerned when I contact them with a question. I truly feel like they care about my pet.

I've had a policy with Embrace for 5 years now. It has been very easy to file claims and review their statust. It has been worth every penny spent on the premium. I'd recommonend Embrace for sure.

We were new customers to Embrace, and shortly after we became eligible to submit claims, we had a horrible coincidence take place - our cat, Kali, had to be rushed to the vet. We never thought we would end up using the insurance so soon, as our cats were relatively healthy outside of some ear stuff and dental issues. Originally, we thought that her swollen toes and odd behavior were the result of an injury since she's a clever kitty who had recently learned how to crawl inside our couch! So when we discovered the problems with her toes, we rushed her to the vet, thinking that it was a recent injury. This was the start of a 2-month long journey for Kali that started with a near-amputation of her toes that was canceled last minute after an EKG scan found a tumor in her chest. We received a referral for an oncologist who recommended surgery to remove the tumor. We found out that the condition on her toes was known as pemphigus and we suspected that she might have cancer. We were told by several vets that the likelihood may be high. Thankfully, the tumor was a benign one but the pemphigus would remain possibly for the rest of her life. The good news is that the tumor's removal means that her condition is much more mild than it was with the tumor in her, which means that the medications that she's one now are limited and therefore not nearly as debilitating as they might've been with higher doses. Through this very stressful time in our lives, when we thought we might lose our cat, we were so thankful for the Embrace insurance. I was almost certain that we might not receive coverage, being new customers, and due to some stories that I have heard about other pet insurers. However, Embrace was with us all the way. All claims were processed within a timely fashion & they even checked in with us during this time to see how we were doing. The website and submission process makes it very easy to submit claims & track them, and I love seeing the breakdown of what was covered. I'm so thankful for Embrace. Because we were in a position to make the best choice for our cat's quality of life, Kali now is much healthier than ever, and we hope to have many more years with her. I will never have an animal that I can't cover through Embrace.

Pets Best makes the process of submitting claims very easy and simple. The Customer Service team is always there to answer any of my questions or concerns and able to do so quickly!

We are very pleased with the ease of filing claims and receiving reimbursement. I recently signed up for direct deposit which will be even easier. Its so comforting to know we have insurance on our beloved fur baby. Thank you! "

I received a veterans discount after the claims rep asked if I was a veteran which reduced my monthly payments...great customer service!"