154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 16, 2021

Everyone is always very helpful professional and friendly

Everyone is always very helpful, professional and friendly

Insurer: Trupanion

By:

Useful
Verified August 16, 2021

Always very professional and friendly.

Always very professional and friendly. Very fast turn around time for reimbursements.

Insurer: Trupanion

By:

Useful
August 16, 2021

Thankful

I'm so thankful for Trupanion Dog Ins. It's a comfort to know when my dog is ill and I will have large vet bills I will get some money back. Recently my little dog was ill and in the hospital for 3 days. It was so easy to file a claim on-line with just the invoice from the Vet. Once submitted Trupanion provided text and emails updates and processed my claim within a few days. The money was directly deposited into my checking account. I would highly recommend Trupanion!

Insurer: Trupanion

By: Lesley

Useful
August 15, 2021

Prompt and honorable reimbursement for an unexpected ACL tear on my dog's left hind leg: a fairly major surgery.

This company did all they promised, with no time delays and no hassle. We couldn't be more pleased.

Insurer: Healthy Paws

By: Susan

Useful
August 15, 2021

Excellent coverage for medical emergency

Kodiak was diagnosed with an oral melanoma. Embrace has allowed me to have surgery and follow up treatment (vaccination & radiation) without incurring financial hardship.

Insurer: Embrace

By: Lisa

Useful
August 15, 2021

I love this company and everything but....

I love this company and everything and I have the MAX 90% plan with the add-ons and low deductibles. I've only had to use them twice. The first time I was thrilled that it took only a week for them to process my claim. However my dog had a more important exam and services the second time and I was counting on them to be as fast and proficient as the first time. The reason I have this plan is so when my dog breaks its leg, for example, instead of putting him down Like a lot of people are forced to do because they don't have the money including me Is If they can show friends family proof that they're going to get reimbursed for it so they get loans and pay them back and blah blah blah Or the medical direct reimbursement to the veterinarian form. I was depending on using this form in the future and keep trying to convince my vets to agree but it took 45 days plus to process my claim and I couldn't even get a straight answer from them whenever I try to reach out how am I supposed to convince a veterinarian to sign this form which isn't a guarantee of payment and expect them to wait 45 plus days.

Insurer: Pets Best

By: Joshua Daniel Cooke

August 15, 2021

My dog Niki had to have some tests done…

My dog Niki had to have some tests done at the Vets and the bill was $408. I asked that they send in the claim for me and I heard from Trupanion the same day and the next day I was told Trupanion was paying $305 of the bill for me. They are so awesome!!!

Insurer: Trupanion

By: Debbie Stoner

August 15, 2021

Nellie; My Boston Terrier

My Boston Terrier, Nellie, has been healthy all of her life, excepting those few unexpected events where only the swiftest medical response would save my longtime companion. I am so thankful to Trupanion, who has made some of those highly costly life decisions possible

Insurer: Trupanion

By: Ken Hassen

August 15, 2021

Trupanion fails to live up to their promises!

So after posting about my claims experience here i got an email from Trupanion and they suddenly "found" the documents they said they had not received. The same email told me to sign into their site and set up direct deposit of claims payments. I signed in and input my direct deposit information and their system returns an error that says "ACH set up is unavailable for claims payments" So I chat with Trupanion and was told there is an issue with their website and I would have to call customer service and I should not be concerned because that would only take 5 minutes of my time. Yes 5 minutes after they answer the call. Hold time could add 5 to 45 minutes!!! They sell themselves as a paperless online service but then fail to deliver!

Insurer: Trupanion

By: Disappointedagain

August 15, 2021

Not sure what I am paying for...

Like I said, not sure what I am paying for. Customer service is obsolete, communication is poor and when I reached out I cannot make contact with a human, appears to be a scam.

Insurer: Pets Best

By: Jeff

Useful

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