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I got Healthy Paws pet insurance for my Sphynx kitten, which is the first pet I've owned in my adult life. Soon thereafter, my girlfriend and I moved in together and got two more kittens, a Savannah and an Oriental Short Hair. We got those kittens coverage under Healthy Paws as well. I now refer all of my friends, family, and fellow pet lovers to Healthy Paws and advocate that everyone get pet insurance, which leads to my first point. The first question you might have when considering pet insurance is "do I really need pet insurance?!" It's a very reasonable question, and one you might ask friends and family who are fellow pet owners. Most fellow pet lovers will tell you it's unnecessary, since the amount you pay in monthly premiums can simply be put away in a savings account that can then be used to pay for any pet-related medical expenses that come up in the future. If none come up, then you get to keep your money instead of giving it to an insurance company. I strongly disagree with this position for a few reasons: 1) The "save on your own" option is great in theory but not in practice. Most people (including myself and nearly everyone that I know) are just not going to have the discipline to keep a separate pet-related medical expense account. And if we did, I can very well see myself and others dipping into that account the minute we need some cash for other expenses unrelated to pets; 2) Even if you did save on your own, then just one emergency trip to the pet hospital/vet can very well deplete that entire account and require even more money out of your pocket; 3) Pet insurance gives you peace of mind knowing that your pet will be fully covered (minus the annual deductible and exam fees), so you will not be financially limited to the amount that you might be able to save on your own over the years for medical expenses. Do you really want to be in a position where your pet needs emergency surgery that will cost $6,000, but you only have $3,000 in a savings account? I sure don't, which is why I love having pet insurance. My cats are indoor cats, so they face even less risk than indoor-outdoor cats. But eating one piece of string can be deadly and require very costly surgery/follow-up treatment. Treat your cats the way you treat yourself and your children; get them insurance. Which leads to the next question "What insurance should I get?!" I love Healthy Paws. My vet recommended a couple of others, but I happened to stumble upon Healthy Paws thr

Unfortunately, my dog didn't win the genetic lottery and one year after adopting him it became clear he was headed for a total hip replacement for his bad hips. A year after the hip surgery his knee started popping out of place and again he was headed for surgery. I honestly don't know what I would have done if I didn't have Healthy Paws Insurance to help cover the majority of costs for these two major surgeries. Both were expensive surgeries but Healthy Paws made them possible by covering 80% of the costs. Sending in a claim is easy and reimbursement is fast! This company even reached out to me after both surgeries to find out how my dog was doing! Thank you, Healthy Paws. Your exceptional service and sincere concern for my dog has made me a customer for life.

I decided to get pet insurance with my newest puppy - she's a fire cracker! Before the age of 1 she was seen for upper respiratory infection (when the vet xrayed her lungs to check for pneumonia they found a rock in her stomach-which they were thankfully able to make her vomit) and a fractured front incisor. Healthy Paws covered everything they said they would in the policy with very little discussion. Well done - I'm now a long term client.

I have covered all 4 of my giant breed dogs for years and Embrace has never let me down. If I disagreed with a coverage (seldom happens), they listened to me and my vets and resolved it to my satisfaction. The prescription coverage with my old guy has helped him live a good life despite his age. The costs would have been crushing. I have reviewed other policies which were cheaper (I am a paralegal) and the coverage was not nearly as good - especially as dogs age. If you love your pet, Embrace is THE plan to go with.

Embrace makes the insurance process very simple & easy to understand when going through issues with our furry family members. I would & have recommended this company to others. When we first got pet insurance, would have been the happiest pet parents if we never had to use it, however they help make big health decisions easier. THANK YOU SO MUCH!!!

I keep getting same response saying a email will come saying confirm cancel before I had send cancellation and my refund will be post immediate and still haven't got it been an hour I thought it was insurance for seeing a doctor and you pay 1st and email invoice then they send you a REFUND it never happen far as insurance like death insurance or accident this is great news but seeing a doctor for check up for next shots Not so good when I had to pay 225 for two dogs and can"t get reimbursement or wasn't explain proper that what not cover before I put down on my 70 on policy, again I was told after 30 days if seen in doctor office for a shot or boarder discount they don"t cover Of it covers routine checkups then yes they will be #1

I keep getting same response saying a email will come saying confirm cancel before I had send cancellation and my refund will be post immediate and still haven't got it been an hour I thought it was insurance for seeing a doctor and you pay 1st and email invoice then they send you a REFUND it never happen far as insurance like death insurance or accident this is great news but seeing a doctor for check up for next shots Not so good when I had to pay 225 for two dogs and can"t get reimbursement or wasn't explain proper that what not cover before I put down on my 70 on policy, again I was told after 30 days if seen in doctor office for a shot or boarder discount they don"t cover Of it covers routine checkups then yes they will be #1

I got $110 out of $179 I think that is worth it.

This is the second time I have had to submit a claim. The process was very easy and the response time exceptional. Both claims have been handled extremely well with no issues.

EMBRACE IS THE WORST!!! PLEASE DISREGARD MY PREVIOUS REVIEW. THEY WILL FIND ANY EXCUSE TO NOT PAY!!! I WILL GO OUT OF MY WAY TO MAKE SURE ANY PET OWNERS I KNOW CHOOSE SOMEONE ELSE. I HAVE BEEN CHEATED!!!