154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 21, 2021

Been on hold on the phone multiple…

Been on hold on the phone multiple times for an hour. Every time I sign up for a call back somehow the call gets interrupted (I agree that could be my fault sometimes; never have I received a call back afterwards) Also I have a file to claim because my two new kitties that I adopted from the ACC were not totally healthy (unbeknownst to me). And the vet cost was over $1500 dollars. I signed up for SPOT insurance like 3 days before that vet visit and found I could still not be covered because the date the insurance is active isn’t until the end of the month. If I don’t get help for that claim with SPOT I’m leaving with a quickness.

Insurer: Spot

By: Kyle Poole

August 21, 2021

Researched manhy companies before deciding on Embrace, NO REGRETS!!

I have had very good luck with Embrace. To be honest, my dog who is 10 years old now had probably $6,000 in issues over several years, which is why I got my other two dogs pet insurance (too many pre-existing conditions on the old guy). Embrace has paid out over $4000 for one dog in the past three years, and probably at least $10,000 on the other dog. They have paid for platelet rich plasma for one dog's shoulder and another dog's knee, a CT scan and an MRI (second dog diagnosed with Wobblers). I honestly could not have afforded all of these bills without Embrace. Thank you!!

Insurer: Embrace

By: Samantha Haxton

August 21, 2021

Top notch

Top notch Approved and paid my claim of nearly $3400 in less than 24 hours

Insurer: Trupanion

By: kurt l

Verified August 21, 2021

Prompt, professional, and caring service.

Thank you so much for your quick and caring response. The direct billing was ver helpful. Watson is doing well!

Insurer: Trupanion

By: Linda

Useful
Verified August 21, 2021

If you're looking for pet insurance, get Trupanion

Trupanion is awesome. My dog has lots of medical bills. Don't know what I'd do without Trupanion.

Insurer: Trupanion

By: Debra

Useful
Verified August 21, 2021

If you're looking for pet insurance, get Trupanion

Trupanion is awesome. My dog has lots of medical bills. Don't know what I'd do without Trupanion.

Insurer: Trupanion

By: Debra

Useful
August 21, 2021

Be better

It’s a very user friendly and easy system to use but the decision to pay the claim or not takes way too long. This time it took 3 times as long and while I appreciate the email heads ups and apologies I can’t fathom why it could take this long. The claim either is covered according to your definition or not. Also they’re good at finding loopholes not to cover the silliest things. I understand how pet insurance works and have no choice but to accept it. But please don’t ask for my opinion as if you genuinely care.

Insurer: Pets Best

By: Megan Sweeney

Verified August 21, 2021

The people at Trupanion have always been very nice to deal with and my last experience with Beth from Seattle Washington U.

The people at Trupanion have always been very nice to deal with and my last experience with Beth from Seattle, Washington U.S. was the same. She was lovely to talk to and was very understanding of my request.

Insurer: Trupanion Canada

By:

Useful
Verified August 21, 2021

Excellent Coverage

Trupanion always covers our claims in a timely and thorough manner. I truly believe that our dog's health is so much better because we have trupanion.

Insurer: Trupanion Canada

By:

Useful
Verified August 21, 2021

Very easy to pick the deductive I wanted. The only site that had my specific breed.

Very easy to pick the deductive I wanted. The only site that had my specific breed.

Insurer: Trupanion Canada

By:

Useful

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