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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

They are true to their word.

My little love bug of a doggy was diagnosed with Pyometra and had to have same day emergency surgery. It was an unexpected expense and minus my deductible, they literally paid the full percentage of the total bill they said they would. I was pleased :) She had never fallen ill and I was making a decision to drop the plan the following month. I will definitely be keeping it!
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: Mo
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

So far so good!

I decided t purchase a policy through Embrace because it seemed to have the most positive reviews. After purchasing, my puppy needed his 2nd set of shots. I submitted the claim and within ~48 hrs, I received a message stating my claim had been reviewed and approved with reimbursement check en route. If this is the type of exemplary service I'm to continue to receive, I'm certainly glad I went with this company.
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: DL
  • BREED: Goldendoodle
  • AGE OF PET: 0 - 3

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5

out of 5

Happy with Embrace

I have recommended to numerous friends! Great company, very caring, and good coverage. They process claims in a timely fashion, and are open to discussion about covered-not covered. I have had a policy on two different dogs over the past couple of years.
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: Linda
  • BREED: Boxer
  • AGE OF PET: 7 - 10

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5

out of 5

Responsive to requests

Embrace is efficient processing claims and their communication is great. I recently lost my cat, and there was a little glitch with the claim for his final vet expenses. But the staff was responsive, solved everything quickly, and sent us a check for the amount over our deductible. In addition, they never failed to express sympathy, and even sent us a card that was personally signed by several staff members. Thanks for your service.
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: Denise
  • BREED: Domestic Longhair
  • AGE OF PET: Over 11 years

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5

out of 5

Healthy Paws is the best!

Healthy Paws has come through for me multiple times and proven to be well worth the monthly premium. If you are the type of pet parent that will spend whatever it takes, there is no reason not to have pet insurance. The reimbursements have always come super quickly and the app allows you to file the claim right after leaving the vet's office.
  • INSURER: Healthy Paws
  • POSTED: 03/27/2017
  • BY: Melissa
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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5

out of 5

If you're considering pet insurance...

This is coming from someone who never had experience with pet insurance before so this process was new to me. Come on, pet insurance? Really? Growing up, who would've thought pet insurance was a thing. Well, it is a thing and I highly suggest looking into it if you haven't already. I got a 4 year-old pug at the beginning of the year from someone who couldn't care for her anymore. She was not spayed and didn't have any records of shots or anything. I kept asking and the family basically disappeared on us. Well I took it upon myself to make sure she was set. Got a checkup, shots and had her fixed. After a long debate (with myself) I decided to look into pet insurance. Asked around and did extensive research online. I ended up with Healthy Paws and I'm glad I did. This company and another company were in the top running. Price was ultimately what beat out the competition. With that said, a few weeks ago I came across a bump growing on my little puggy and had her taken in. Vet suggested for a removal and a test. This was an expensive surgery (well expensive for me). I contacted Healthy Paws to see if it was covered. It was, but because it was her first claim the vet had to get her records. This is to make sure it’s not a pre-existing condition. Since I had her checked when I got her I knew it was not pre-existing. I sent in the bill and the vet sent in her medical records. Sent a pic of the bill (via mobile app – easy to use!) on 3/2. Got confirmation of reimbursement on 3/7. I thought that was a quick turnaround since I knew they still had to review her records. Now that they have everything apparently claims would be even faster. In my opinion, I would highly recommend Healthy Paws. If you still have doubts, customer service is also on point with emails, and over the phone because I did both. The app is easy to use too! Give them a call! Check them out. If you are considering pet insurance I would definitely recommend this company!
  • INSURER: Healthy Paws
  • POSTED: 03/27/2017
  • BY: Jeanette
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Thank goodness for trupanion!

Because of trupanion, I never have to hesitate about bringing my friend to the emergency veterinarian, for fear of cost. I believe trupanion has her best interest at heart.
  • INSURER: Trupanion
  • POSTED: 03/27/2017
  • BY: J
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

Thank goodness for trupanion!

Because of trupanion, I never have to hesitate about bringing my friend to the emergency veterinarian, for fear of cost. I believe trupanion has her best interest at heart.

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5

out of 5

Embrace saved our dog's life

We have to recommend Embrace after our recent experiences with Boomer, our 6 year old Scottish Terrier. We have had Embrace since Boomer was a puppy -- using the Wellness rider to help pay for his puppy costs and then continued once he became a teen/adult. Although he's 6, we hadn't submitted any claims to embrace as he was a happy, healthy dog... or so we thought. I came home on the first of March to find Boomer not being his normal self and greeting me at the door. He wouldn't move and was a sack of potatoes when trying to pick him up. Needless to say we rushed to the Vet Hospital. When the doctors examined him, his platelet count was zero and had blood in his abdomen. The prognosis was ITP -- a condition where Boomer's immune system attacks his own platelets in his blood -- and without platelets he's able to bleed very easily. The techs did not expect him to live that first night. After five days in the vet hospital with 2 platelet transfusions and one treatment of IVIG later Boomer was luckily on his way to recovery. All during the decision process we thankfully knew that we had Embrace behind us so that we could make decisions as to his care based on the options that we had in front of us, rather than the potential costs. We submitted the claim and it was promptly paid by Embrace, without any question, within 10 days. We cannot rave enough about the piece of mind that Embrace brought us in this recent incident. Thanks so much Embrace
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: Sean
  • BREED: Scottish Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Always Great Service

Our 2 year old Pharaoh hound has been on Embrace since he cam home with us. Luckily, nothing Major but we had to file claims for a swallowed foreign object, a UTI and some allergies that get bad from time to time. I've filed claims myself and also had the vet file directly. It's easy and quick either way. I'm looking to add another Dog to the family and I definitely will add them to the policy for the piece of mind of knowing a significant bill is budget-able. Thanks! Great service and recommended to me by USAA.
  • INSURER: Embrace
  • POSTED: 03/27/2017
  • BY: Jeff
  • BREED: Pharaoh Hound
  • AGE OF PET: 7 - 10

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