154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 22, 2021

Ok if you never use the insurance for major issues

The issue started when my pup who had a mass cell tumor on the top of his head that was diagnosed and removed all within a three weeks timeframe. My claims for the visits, diagnosis, and the surgery were denied due to what they said was a pre-existing condition. Note: previously my pup had a lump under his jaw and it was diagnosed as a fatty lymphoma but that was diagnosed over two years ago (Information that was provided to Pets Best back then as I send everything related to my pets heath, no matter if it is covered or not). The lymphoma under my dogs chin was the reason the my pups claim was denied and I was told that this was a pre-existing condition and the bills totaling roughly $1200, none of would be covered. I then had to go down the extremely lengthy process of appealing each claim individually, getting a formal letter written by my vet stating it was not pre-existing, providing the biopsy notes from the lab that determined what type of mass cell tumor my pup had and writing a timetable for them to follow as the event happened. The appeal process took so long (Note: I provided all of the above requested information to them within a two weeks timeframe) that the 90 day follow up I had scheduled with a specialist to make sure the tumor was not popping back up was also denied because of the “pre-existing condition” that I was already appealing. I then had to open up ANOTHER appeal claim for the specialist visit. It took roughly 4 months all in all the finally get the reimbursement from Pets Best. The worst part is, is that I am now stuck with the company because if I were to go to a new insurance provider, EVERYTHING would be a pre-existing condition and at that point, I should not even have insurance at all. Needless to say I was extremely upset that they assumed that I was such a bad pet parent that it took over two years to get something removed rather than actually reading the forms that were provided to them and seeing the entire process my pup went through, diagnosis and removal took three weeks total.

Insurer: Pets Best

By: Tom

August 22, 2021

Premiums Sky-rocketing as pet gets older

This company raises premiums at an absurd rate (65% increase over the past 2 years for my dog). I would love to see the support/documentation the company has to show veterinary costs have gone up 65% in two years!! Some quick research shows the average increase in dog plans is only 25% over the last 5-years, never mind 2-years. I would stay away to find a more honest company that does not raise rates as your pet gets older and is more likely to need and use the insurance you're paying for.

Insurer: Healthy Paws

By: Pete

August 22, 2021

The claim processing is too slow and…

The claim processing is too slow and not transparent. It took forever almost 45 days ! This is really frustrating experience.

Insurer: Pets Best

By: Shanmugaraja Duraipandian

August 22, 2021

Policy #106970688 Katy cat claim 8/4/21

I submitted new clain for 2021 for wellness exam and vaccination tier. The would not include the wellness exam amount allowed as per policy. The last exam was 7/15 / 2020 -last year. This new one done 8/4/2021 a whole year and week after the last. I do not know why they sited maximum had been used. when this was a new year. So I am not happy .

Insurer: Pets Best

By: Sheena

Useful
Verified August 22, 2021

One Terrific Company

I’ve always been skeptical about pet insurance and have heard horror stories from other pet owners about insurance they had purchased. Trupanion is an outstanding exception. Filing a claim was so easy and customer service was outstanding, to say the least. My claim and payment were processed in record time!

Insurer: Trupanion

By: Mary Jane

Useful
Verified August 22, 2021

I received excellent service

My experience with Trupanion has always been excellent

Insurer: Trupanion

By: Barbara

Useful
Verified August 22, 2021

Easy set up

It was very easy

Insurer: Trupanion Canada

By:

Useful
Verified August 22, 2021

J’ai eu un bon service

J’ai eu un bon service

Insurer: Trupanion Canada

By:

Useful
Verified August 22, 2021

Great Pet Insurance

My claims are always dealt with quickly and they cover the costs as per my coverage ( i.e. they don’t try to use excuses to get around it).

Insurer: Trupanion Canada

By:

Useful
Verified August 22, 2021

Negative billing process

The billing process was very confusing. We paid up at the pet hospital, got an email from Trupanion that all was finished, and then weeks later we get a call saying our bill is overdue. Awful feeling.

Insurer: Trupanion Canada

By:

Useful

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