154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 25, 2021

First experience was excellent!

This was my first time using pet insurance and I have to say I was pleasantly surprised at how easy it was and the responsiveness. I hope I don’t have to use it too often but now I know if I do it will be an easy process.

Insurer: Pets Best

By: Sharon

Useful
August 25, 2021

Happy that I chose Spoit

We bought Max home when he was 3 months. I did some research on pet insurance and went with SPOT in the same month. Had a good experience with them while shopping and they walked me over the policy and answered all my questions and did not push me at all. He started having allergies within 4 months and we had to take him to vet often for his medications. He also had some GI issues. I have filled all of my claims including prescription food and got good service with SPOT and got reimbursed for their part. I am able to afford and keep Max happy only because SPOT is supportive. Also when I contact their customer service, I get a good response and members are respectful and caring. I am happy that I chose SPOT. The only reason I gave 9 rating instead of 10 is the time for the claims to be processed. They do process within the said time and no delays so far but once we submit the claim, it just says processing and it is a waiting game. I wish we could have some updates so we know what is going on.

Insurer: Spot Canada

By: Arti

Useful
Verified August 25, 2021

So thankful

My puppy developed an umbilical hernia. The cost of her initial spaying and then the hernia on top of that was going to be a financial burden particularly with the monetary limitations created by COVID. Trupanion came through for me and paid 90% of the hernia costs. What a blessing that was and so early on in our policy! Thanks for being there, Trupanion!

Insurer: Trupanion

By: Lorraine

Useful
Verified August 25, 2021

I bought insurance for my new pup cause…

I bought insurance for my new pup cause he is very rambunctious and full of energy. Even though I keep a close eye on him, I can't always watch him. Boy am I glad I did. I have already saved thousands in Vet bills in under a year! He swallowed a foreign object and had to have emergency surgery which would have been $3,000+ out of pocket. Healthy Paws covered 90% minus my deductible saving me thousands. Check arrived in about 10 days. Will continue to carry insurance and very happy with their service. Brian, Mount Dora FL

Insurer: Healthy Paws

By: Brian F

Verified August 25, 2021

I expected more coverage for my pet

on my first claims sadly not to happy, I thought i was gonna get my 90% refund like I was told on my quote, and sadly only got less than halve of my payment, and also I believe the claim took too long to refund. Thinking about leaving.

Insurer: Trupanion

By: wanda

Useful
Verified August 25, 2021

I was surprised to see taxes are not covered. In newfoundland taxes are 15% so now instead of my cost 10% add taxes now it's 25%

Good service fast payments but it suck that taxes are not included. It drives what I pay from 10% to 25% after taxes.

Insurer: Trupanion Canada

By: Alvin

Useful
Verified August 25, 2021

Our golden retriever stopped eating and…

Our golden retriever stopped eating and began vomiting. she was also having loose stools we brought her right into the vet. We were directed to go directly to the main hospital fot Evaluation. They did ultrasounds bloodwork x-rays and felt she had an obstruction. Luna was able to pass small bits of plastic she must’ve found and did not require surgery. Embrace took care of 80 percent of the cost! what should have cost 1000.00 cost us 200.00 and Luna is healthy again!

Insurer: Embrace

By: Michelle

Verified August 25, 2021

Trupanion has always helped us in our times of need and has been a great asset for making sure our dogs stay health.

Trupanion has always helped us in our times of need and has been a great asset for making sure our dogs stay health. I have recommended their services to many of my friends already, and will continue to do so in the future.

Insurer: Trupanion Canada

By:

Useful
Verified August 25, 2021

Great customer experience

Very easy and convenient. Great customer experience.

Insurer: Trupanion Canada

By:

Useful
Verified August 25, 2021

Happy Rescue Mom

Was extremely happy with Bess she was helpful, friendly and answered all my questions

Insurer: Trupanion Canada

By:

Useful

Compare top pet insurance providers plans.