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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace was SO helpful with our dogs surgery!

Our dog had to have shoulder surgery when he was under 1 year old. Thanks to Embrace, the cost of this surgery did not have to be a huge stress for us. Embrace has helped us give him the care he's needed not only for surgery, but also recovery. Bentley still has physical therapy and after our vet submits the claim form, we receive our checks very promptly. No follow-up needed, we get our checks without any hassle...it's very easy!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding!

I can't even begin to say how much my family and I love Trupanion! Our Cairn Terrier ingested mushrooms, and became very I'll - so sick we almost lost him. He was in an emergency clinic for over a week. Trupanion was with us every step of the way. They worked with the clinics on pre-approvals and stayed in touch with us to assure us everything on their end was ok. It was such a relief that we could just focus on our little boy and not worry about the financial side of it. I highly recommend Trupanion - hopefully you'll never have to use it, but if you do you'll be thankful you signed up for the coverage. Thanks to all the vets, techs and the coverage we had our boy is on his way to recovery....for that we will always be grateful! Thank you!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cairn Terrier
  • AGE OF PET: Under a year

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5

out of 10

disappointed

I had my cats mouth evaluated as recommended by her vet. I would not have had here teeth cleaned if she hadn't already been under anesthesia for an oral evaluation based on a concern of the Dr. Fortunately she had no disease present, but I feel that the oral exam and xrays were warrented based on the doctors concern of her red gums which doctor thought could be causing her pain.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace really does what they say they'll do

It's true. No hassles about the price you paid for a service. They reimburse me 90% of what I pay -- not the standard "negotiated reasonable" I use a vet who is very inexpensive, so I am sure Embrace appreciates that, but it's nice to know that Embrace does what they say. If I have to go to an expensive ER they have paid the same 90% rate in the past. They are always prompt processing claims and are great on the phone to explain the claims themselves. I've been with them 3 years now and would never change!! They are great! In fact, my vet now has a stack of Embrace brochures -- I think they are sold too.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wheaten Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Incredible company to work with!

It was difficult to decide which pet insurance to go with as it seemed confusing with what each one offered, but decided on Trupanion when I called them to explain their service and was so kind and informative. That was for years ago and flash forward now to my ten year old dog and she need surgery for a torn ACL Again the service representative was completely informative and kind. Extremely reassuring that everything will be okay and described that they would cover 90% of what was done. Including the meds, X-rays and blood work that was done when we brought her in initially to the vet. Even though we had to front the money because our vet doesn't take reimbursement from ins. companies, their turnaround time was awesome! Thank you Trupanion for everything!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Afghan Hound
  • AGE OF PET: Over 8 years

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10

out of 10

No complaints!

My Sandy stopped eating and list eeight. We took her to the vet and now shes fine. Lucky we have trupanion and I filed my claim and was reimbursed very fast!!! Second time and excellent response! Tks!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

The Very Best and I Thank You.

I have made good decision and bad in my life of 68 years I would say this is one of the best to go with Trupanion, I can go to the Vet now and feel at ease about the cost. You folks at trupanion have been wonderful. I can't thank you enough for the attention to my claim forms when sent in. And by the way Peaches thanks you also.
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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10

out of 10

The Very Best and I Thank You.

I have made good decision and bad in my life of 68 years I would say this is one of the best to go with Trupanion, I can go to the Vet now and feel at ease about the cost. You folks at trupanion have been wonderful. I can't thank you enough for the attention to my claim forms when sent in. And by the way Peaches thanks you also.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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9

out of 10

Satisfied

I have found the service to be dependable and accurate in meeting the claims submitted. If anything a slightly shorter turn around time for claims would make for a perfect rating.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

grateful for support

We are grateful to Embrace for support provided in a health crisis that developed suddenly for our Bernese Aya. She started to have issues at the begining of October and by mid-October she was seriously ill. We have taken her to the vet who ordered a number of tests to diagnose a problem. She soon needed to stay at the vet hospital to give a fighting chance to get better. We were able to do that knowing that we have Embrace insurance. Aya didnot make it -- she died of cancer two weeks after she was diagnosed. Even though it has been an incredible loss for us, we know that we have done all that was reasonable to do to try to save her life. And Embrace was big part of this battle. We were not sure how much of expense will be covered. Embrace handled the bills promtly, courtiously and covered about 65% of the costs. It made a big difference. Thank you.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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