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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 10

Kind of a pain

Got insurance on my kitten and it's a huge pain. Every time she goes to the vet she needs all previous documents from EVERY visit she's had before that EVERY time. Why do they need her first visit 8 times? I'm sure it gets kept on file...... If it weren't for that, and for them CONSTANTLY needing "more information" when we sent everything we have, it would be fine. I plan to cancel my plan soon and go to another insurance.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: Under a year

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10

out of 10

Great affordable pet insurance!

Pet First has provided quality, affordable insurance for my 2 rescue dogs and the 3 that belong to my parents for 5 years now and I could not be happier! As you know, anytime you rescue surprises happen and with out Pet First we would have been hard pressed to afford all the medical bills that came with the rescue of 5 small dogs. The customer service is great, reimbursements are received promptly and the monthly fees continue to be the most competitive around.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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8

out of 10

Our First experience with VPI

At first dealing with pet insurance was frustrating and confusing, but once I got the gist of it, I have had no problems what-so-ever. When you first file a claim they do ask for the pets 3 year history. After that they do need a one year history with each claim. Its not a problem to obtain at the veterinary clinic. Some claims only take a few days to process and you receive your reimbursement within 2 weeks. So far after insuring 3 dogs, I have no complaints.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws is 5 Star

We have been subscribed to a Healthy Paws policy for nearly two years and have found them to be outstanding in the two instances we have had to deal with the team. While we hope to never have to use our policy, we are so glad to have an easy process and a very caring team work with. Their genuine interest in the health of our dog was appreciated. We would highly recommend Healthy Paws to anyone looking for an excellent pet insurance policy.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Love Embrace -- great customer service!

My male dog has had first testicular cancer (he was a cryptorchid and we never knew!) and now cancer in his lymph nodes, so his care has definitely been expensive! Having Embrace takes such a weight off my shoulders to not worry about money. Their coverage is great, submitting claims is easy, and reimbursements are extremely prompt. Plus, their customer service is awesome -- I'm always able to get someone on the phone who can help right away.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Worry Free Process

When the Vet said the lump must be removed and biopsied, we were understandably nervous. The cost was so high, but not taking care of our dog was not an option. A credit card was all I could use to cover the costs. Submitting the claim and the subsequent interactions were painless and prompt. I honestly didn't know what to expect but anticipated a difficult time getting reimbursed. The opposite is true. The one thing I didn't have to worry about was paying the bulk of my credit card bill back. Thanks Healthy Paws for making a scary situation manageable.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

There when I needed it

I have a Dachshund, so I know they are prone to back problems and got insurance for the day when I might face that battle. Well, it was a much more mundane reason that I had to make a claim - my dog got into a neighbor's garbage and that caused him gastrointestinal problems for weeks. When I was out of denial that his problem would resolve itself I brought him to the vet where he got excellent care. I admit to being hesitant to filing a claim for fear of rising premiums, but having paid premiums for six years without ever filing a claim, I decided that I needed to go for it. The process was easy and the ability to file claims and upload documents electronically was convenient. My claim was settled within weeks and electronic deposit of my reimbursement makes that convenient too. I thought the reimbursement amount was fair after meeting the annual deductible. The explanation of benefits statement clearly explained what was and was not reimbursed and provided a note when items were denied. The best part was the follow-up phone call I got from ASPCA to check on Lucky and see how he was doing after his garbage "dinner". That was a nice touch.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful

Excellent communication and quick reimbursement. I would recommend this company to anyone who has a pet!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Best pet insurance I've found compared to Pet Plan

I have Pet Plan for one of my dogs and Embrace for my other 2 dogs. They have almost identical coverage. Embrace is half the cost of Pet Plan (I pay the same for my 2 dogs combined as I do for my 1 policy with Pet Plan). With Pet Plan I have a $200 deductible for each claim. That means for any minor vet issues I always have to pay out of pocket first. My Pet Plan dog has 2 serious/expensive health issues which Pet Plan covers a significant amount of each year after the deductible. This is why I have not switched her over to Embrace for the cheaper monthly premium (her conditions would be considered preexisting by Embrace). But, every time she needs to go to the vet for something else, I'm back at square one. I easily pay 4 to 5 $200 deductibles a year. My 2 Embrace dogs have a $500 deductible each for the year. Once I meet that, all claims are covered. I find this much more useful. Recently one of my Embrace dogs injured his back. Bills piled up quickly and Embrace has covered everything after I met the deductible. They even covered vet-recommended laser therapy (similar to physical therapy) which I had not expected and was much appreciated. Also, Embrace mails my check in about a week. Pet Plan, though they have been getting faster, takes at least 3 weeks. For my next dog I will go with Embrace. My only complaints (with all pet insurance I've found) are the lack of immediate coverage for hip problems.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: Over 8 years

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10

out of 10

Wonderful Company

When my dog was diagnosed with low platelets it was truly a sad and scary time. She has had to go to the vet often and it has been such a roller coaster for our family. But having Healthy Paws eased most of the financial burden and allowed me to keep taking care of her in the best way possible. Healthy Paws even emailed me to see how she was doing after she had surgery. They are truly a wonderful company and I cannot recommend them enough.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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