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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Easiest and Best Insurance out there

When we adopted our first ever dog 4 years ago, we decided to get pet insurance. After having indoor cats for 25 years, we felt a dog probably would get into more trouble vet visit wise, we were thinking porcupine quills, cars, etc. Never in our wildest dreams did we think our baby girl would be diagnosed with Lymphoma at 5 years young. I can't say enough about how wonderful Embrace has been for us. Firstly having insurance made it possible to seek out the best care for our girl. Our claims are submitted by the oncology practice and we have a check in less than 2 weeks. Our baby is in remission with 2 more treatments to go. Thank you Embrace for taking the financial worry out of the equation. Instead, we can spend our time and energy making her days the best and happiest possible....
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I <3 My Dogs+Embrace=Peace of Mind

We researched plans and concluded that Embrace was the most affordable, least exploitive and best coverage for our pets. We have a Belgian Malinois and a small rescue. Anyone who loves the Malinois knows that most have a drive as they say, like a "Sheperd on crack". Lola is soon to be 3 and we have definitely had peace of mind knowing she's covered for injuries. Let's just say our vet bills and return from Embrace have exceeded our coverage. Customer service is excellent and refunds are expedient! We learned with our previous Malinois, having no insurance was a mistake. After close to $15,000 vet surgery and bills most of that would have been covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

I've had VPI for the past 14 years and have never had a problem with them. I took the Superior Plan and it was well worth it. My last visit at Dobson was $509 of which I am getting back $439.00. If there was ever a question of reimbursement, they have been more than glad to work with me and my vet. I would continue to use them.
  • INSURER: Nationwide
  • POSTED: 05/09/2019
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent customer service

Vert easy to deal with. Fast processing on claims
  • INSURER: Embrace
  • POSTED: 05/09/2019
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness Plan

Embrace Pet Insurance are so quick and I'm getting paid back what I spent on my big guys gastropexy. The wellness plan is totally worth it. So glad I have the wellness plan plus the insurance all in one bundled.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

I highly recommend pet insurance. Their service is fabulous. Anytime I had a problem they have always being extremely healthful and quick in there claim processing. I already talked with many people about your fantastic service. Keep it up you are the best.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: Over 8 years

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10

out of 10

Thank you.

My dog, Gulliver, began vomiting shortly after midnight on a Friday night and continued to vomit every hour through the night. I brought him to my vet the following morning and they took xrays and gave him an anti-nausea injection. My vet advised me that if he continued to vomit, I should bring him to the emergency clinic since my vet's ffice was closing at noon on Saturday. Gulliver continued to vomit so I brought him to the emergency clinic where more testing was performed. Neither vet was able to conclusively state what caused the vomiting but Gulliver is fine now. This was my first time requesting reimbursement on my policy and the folks at Embrace processed my claims quickly and efficiently. I was/am very pleased with their service. Gold star, Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: 1 - 8

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10

out of 10

Thanks EMBRACE!

Everything went smoothly and easily filing my first claim.The wellness coverage is a huge relief knowing that the vet's charges are covered and reimbursed 100%. A plus was that even the cost of meds were also covered. I liked that, and the fast reimbursement of my claim. Embrace's communications were super and timely. This company is on the ball.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: Under a year

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10

out of 10

Lifesaver!

We have been with Petfirst going on 11 years now and I have to say its the best decision we ever made. They are prompt and courteous at all times, including claim handling. Its been a pleasure to have them as our pet insurance carrier and allowing us the piece of mind all these years!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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1

out of 10

slow/no pay

had this insurance for nearly 4 years - started out fine. this year became impossible. Our dog had a chronic problem, diagnosed when he was 9 months old. We had been submitting same bill every few months when suddenly 24HR wasn't receiving the form from the vet, or the info from the vet wasn't complete, they couldn't read the signature or see the diagnosis or the bill submitted didn't show it had been paid! Or they just didn't receive the information/fax at all! Always something and many phone calls to finally get the payment. Seemed their philosophy became "If we ignore or resist you long enough you'll just go away, keep on paying the premium and we can keep the money."
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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