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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 10

Search for better coverage

Do a search for more coverage for your pets. It seems that every time I submit something they claim it's "Not covered" or they have already paid for that illness one time and that's the limit?. I guess maybe I should have read the fine print. this insurance is not worth the money.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic Service and best choice for my pet

I purchased pet insurance with Embrace after losing a previous pet after a lot of medical treatment. I never wanted to need to use it but I did submit claims in the past month. The claims were reviewed in a timely manner and checks were mailed immediately. It's a great peace of mind to have Embrace on my side. I did some pre-authorization and then subsequent claims. They make it so easy! If you're on the fence about pet insurance, do it! I covered my dog at 6 months, he's 4 years old now and it was the best decision I could have made for me and my dog!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is there when you need it!

When we bought our Bernese Mountain Dog, Brady, the breeder strongly recommended pet insurance. As he seemed so healthy I regrettably put it off while I did research on the major providers. After much research we decided on Healthy Paws but before the insurance became active Brady tore his ACL and developed a luxating patella. $3,500 later I was convinced of the value of pet insurance! This year at the age of two Brady was diagnosed with Wobbler's Disease which has required treatment by a neurosurgeon, MRIs and physical therapy. Healthy Paws has made it possible to get Brady the best treatment. The claims are paid quickly and questions are answered by a sympathetic and knowledgable customer service staff. We even get follow up emails from the company. I would highly recommend Healthy Paws with no reservations.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

Life Saver

Recently our small lab mix, Ollie, was diagnosed with tetanus. He was acting strange after daycare to the point where we felt we needed to take him to the emergency vet. He was panting and drooling, had glassy eyes, and was unable to relax his back legs or sit normally. Needless to say it was a shock that we had to decide in a few minutes whether or not we were going to medically board our dog for 2 weeks and provide full funding out of pocket to treat our dog appropriately. Fortunately for everyone we made the right decision to take Ollie to the vet when we did. We were told that had we waited until morning he may have been beyond recovery. We are proud to say that Ollie is back to his old self and minus a couple of scars is healthy again. The thought of having a family member in a life threatening situation is tough enough, but to have to weigh the options with medical bills in the back of your mind is exponentially more difficult. We love the ASPCA for so many reasons, but they have also been so great for us for insurance purposes. Within a few weeks we did receive reimbursement for a majority of a pretty hefty bill. Thank you very much to the ASPCA for helping us save our dog and loved one. You really were a life saver!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Painless (form me!) Experience!!

I couldn't be happier with EPI...They covered what I expected with no surprises! It took a little longer than expected to review the claim, but I was very happy with the final outcome! Some of the delay may have also been with my vet getting the info to EPI.Highly recommended!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Service!

I could not be more pleased with embrace and its staff! Every time we file a claim for Mila it is handle with in a week I questions asked! Embrace will continue to be my pets insurance provider and will have my future pets as well! Thank you for your excellent service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: 1 - 8

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9

out of 10

So far so good - but they are insurance after all

We got the insurance for our mix breed (rescue) as soon as we decided that we were going to adopt him. He had sustained a pretty bad injury when he was a puppy and were told that he was healing well. That was not the case and he needed surgery, Healthy Paws did not cover it as it was pre-existing. They also told us that any future problems that would be tied to that surgery would not be covered. That is why we asked our surgeon to do a full evaluation once he had fully recovered to have medical records showing that he was fully recovered to not have Healthy Paws claim that it was pre-existing. Since then we had some ER visits due to explosive diarrhea, a torn ACL and more. They always covered everything. They are an insurance after all, a responsible one, but if there is a chance it was pre-existing they will push for that. You can't really blame them. Just make sure you don't forget that while they are here to help they also will make sure that things outside of their coverage do not get covered.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Spine Surgery

My dog Charlie required spine surgery due to a herniated disc in his back. His back legs were paralyzed and medication alone didn't seem to help. Healthy Paws greatly assisted us with the very expensive surgery at neurology specialist. While we would have still paid for Charlie's surgery regardless, at least the full amount will not be on our credit card accruing a large amount of interest over a long period of time. It has surely helped us to keep our focus on Charlie's recovery and not worry on how we would be able to pay back the cost of his surgery. I definitely thank Healthy Paws for their services during this time. We love our dogs very much and would do anything for them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best!

Healthy Paws is amazing! My malti-poo puppy had bad knees and needed surgery on both knees. Those two bills combined were close to $10,000!!! Healthy Paws paid 80% of both surgeries without any hassle! They reimbursed me within two days of submitting the claims! I highly recommend this company to anyone with dogs!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best Insurance I could have asked for!

Deciding to purchase pet health insurance was one of the best decisions I've ever made for my 3 year old pitbull rescue. He had a partially torn cruciate ligament injury that took away his ability to use his right hind leg. He needed surgery that cost $4,500! Without having Healthy Paws, I would not have been able to get my best friends surgery done. The thought of having to give away my families pet and my best friend because I wouldn't have been able to afford it brings me to tears. Now they are tears of joy as I sit next to my happy and healthy boy Diesel. Healthy Paws worked with me to take care of his surgery and I couldn't have asked for anything more. Getting healthy paws insurance was one of the best decisions I've made and I can thank them for being able to keep my best friend Diesel in my life.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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