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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Good coverage at a reasonable price.

My oldest cat has had 2 serious medical problems in the last 5 years, both of which were costly. The claims submission process was easy (I scanned and emailed my claim forms) and the funds I recovered defrayed a substantial amount of my out of pocket expenses.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

So Easy!

My dog had ulcerative epithelial dystrophy. We started in emergency because of course I noticed this on a weekend and he was in so much pain. It wasn't healing so went to see my regular vet. We saw her a couple of times and the eye was still not healing. She then sent us to a specialist who performed a Corneal debridement. Embrace was awesome! Everything was covered and was handled so fast. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

USAA and Embrace - Great Insurance!

This is a general comment about how pleased we have been with Embrace Pet Insurance. We have two dogs - a nine year old Beagle and a three year old Aussie. Both dogs have Wellness Plans and Accident/Insurance coverage. Thankfully - we have only had to use the Wellness Plans. And they cover everything a normal pet could need annually - to include obedience training. Our Aussie has passed the Canine Good Citizen exam and is now in a higher level of training to become a certified therapy dog. That training was covered as well! It is a comfort to know that we may never have to make a hard decision when it comes to providing both routine and emergency care for our beloved pets. Thank you Embrace and all of your friendly staff. And thank you to USAA for endorsing and referring members to Embrace for their pet insurance needs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent

After adopting my hot diggity dog i decided to invest in pet insurance to ease my mind. The adoption shelter offered free thirty day petplan insurance. The reason why i didnt stick with them even though they gave me a discount is the fact that there waa no wellness coverage, and the co insurance is different between acident and illness versus specialist visits. I loved the fact that embrace allowed me to submit claims easilu, either email, fax or online via uploading. In addition i completed the ortho exam which i got a response within twenty four hours. Calling customer servicr was pleasant, enthusiastic staff. They also respond email within 24 hrs. My first wellness claim was reviewed within 48hrs and it is currently being proceeced via direct deposit.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Great Decision!

Ironically, we decided to get pet insurance after our Cat, Oscar had crystals in his bladder and was sent to the emergency vet. We racked up a huge bill $3,600 and decided it was time to do something. Instead of getting insurance for our cat, we got insurance for our accident prone dog. Finn, our Border Collie/German Sheppard mix, loves to eat things, especially things he shouldn't. One morning Finn decided to eat my garlic peeler and a couple garlic cloves, which meant my husband needed to rush him to the vet. ASPCA was fantastic, they processed my claim very quickly and always make sure to give me a call to check on Finn. Anytime someone mentions pet insurance, I tell them to check out ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws = Peace of Mind

I never had pet insurance before. When I decided I was ready to start a new canine family, insurance was definitely going to be a member. After adopting my third dog, I started researching pet insurance companies. I'm so glad I did because it led me to Healthy Paws. Their high ratings are completely justified. My dogs are young. My oldest just turned 4, the middle guy just turned 2 and the baby just turned 1. I got the insurance about a year ago (after adopting the youngest pup) just in case something happened to any of them. I never thought I'd be utilizing it so soon. Just recently, my 2y/o needed vet care for a GI issue. Shortly after that, my 1y/o became violently ill and needed to spend 2 days at the vet. Thank God they are both OK and thank God I have Healthy Paws. Submitting claims is as easy as described. Download the app and take a pic of your invoice. They email you within a couple of days letting you know what they are covering and a few days after that, you get a reimbursement check. So easy and stress free. Having a sick pet is stressful enough. Knowing your insurance company isn't going to give you a hard time is a load off. Very straight forward. If they say they cover it, it's covered. My vet is so impressed with Healthy Paws, he is now recommending them to his other clients. And talk about friendly? Such nice people work there. Their emails are so sweet and personal. They know your pets names and always hope they feel better soon. I picked the company that had the highest customer ratings, and I totally agree with the masses. I'm very happy and proud to add my praise to Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Could not be more pleased with Healthy Paws!

I've had Healthy Paws since my dog was a puppy. I have been nothing but overly pleased with them. When my dog needed surgery on both of his elbows I had no hesitation going forward with the procedure because I knew Healthy Paws had my back! Their customer service is world class and they could not make the claim process easier!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Grateful for ASPCA Pet Insurance

In December 2015 one of my pets was diagnosed with diabetes when he was in the vet's for another reason. I had mentioned he had a large urine output that prompted a check of his glucose level, which was extremely high. My pet was put on insulin but it seemed to make matters worse, and at one time I had to take him to the Emergency vet. Insulin was stopped, and he is being maintained with diet. The claim for the initial diagnosis, as well as a claim for the trip to the Pet Emergency clinic, were processed quickly and fairly. I am very happy with ASPCA pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Manx
  • AGE OF PET: 1 - 8

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10

out of 10

Top Notch Service

Embrace delivers hassle-free claims service that is timely, conveniently accessible (through their well designed system)and handled with a personal touch. My consistent experience over the 10 years I've been a policyholder is that they have knowledgable, customer service focused employees and are always in pursuit of excellence!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The Best Pet Insurance There is....

A year and a half ago I lost one of our beloved dogs to a veterinarian I had regarded to be the best. His name was Harley. I took him for a simple teeth clean and to remove some benign tumors and he ended up unable to eat ever again. Somehow, the vets let him lie flat and the fluid from his stomach destroyed his esophagus. After a month of stomach tube feedings and watching him deteriorate, we had to send him to Heaven. ASPCA was aware of what was happening from the invoices I had been submitting. This wonderful organization called me often to give comfort and counseling during my time of great, great grief. I will always, always recommend this organization for pet insurance, they are efficient, honest and fair in their claims process. Take my advice, please--do NOT ever have your dog's teeth cleaned under general anesthesia. Buy Tru-Dog "Spray Me". It truly works for removing tartar. Check it out.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: Over 8 years

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