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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great insurance for your pets

I have no complaints with reimbursement and customer service. Fees do go up and usually with more coverage but you don't have option to exclude for less money. So rates do change a bit.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

One Satisfied Customer

We are soooo glad we have pet insurance--to be specific: pet insurance from ASPCA. Our Westie Stuart had some issues last summer through the fall and ASPCA was extremely helpful. They not only followed up to see how our little guy was doing they were very prompt on reimbursements. I recommend ASPCA Pet Insurance to all our friends.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Much easier than expected!

I actually had been delaying filing a claim for allergy costs for my dog that had been building up thinking it would be a big hassle. I was pleasantly surprised at how easy and smooth the process actually was. Thank you Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Pure excellence!

We were absolutely devastated when our Great Dane bloated and required major surgery. Embrace was fabulous. The staff is amazing, empathetic, and so friendly. Our claim paid within 5 days after submitting a simple form and receipt. We can truly recommend Embrace to every pet owner. Filing a claim is simple and fast with no unnecessary paperwork. As a result, we were able to focus solely on getting our puppy well again. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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9

out of 10

Embrace pet insurance gives us peace of mind. .

Our dog had a seizure and spent the night at the vets and under went several tests. The bill was over a thousand dollars and most of it was covered. It is a relief to know that with Embrace, we can get quality care for our dog without worrying about the expense.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Poor Service

I would not recommend ASPCA insurance to anyone. I live in one of the most expensive areas of the country, and their "usual and customary" rates do not take that in to account. Also, they routinely indicate that they need additional information and have contacted the provider. All three of my providers indicated that they never had any contact from ASPCA. The policy does not continue coverage for illness that was diagnosed in the previous policy year - unlike almost every other policy out there. So, after paying premiums for over 10 years, when my dog was diagnosed with diabetes, I had three weeks of coverage. No, I can't get another policy to cover him, so I'm stuck with them - something I'm sure they count on. Claims take weeks to be reimbursed even with electronic submission. Poor service and policy all around.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 8 years

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8

out of 10

was good

I got insurance with Pet first shortly after I got my Dane. He had had a seizure shortly before I got it but he had also gotten into the garbage so there was no way to know if it was caused by the garbage or hereditary. He didn't have another for yrs then started to have them every 6 months. Once he had 2 with in 24hrs we took him to a specialist. Petfrist did not cover as they said it was a pre-existing condition. I was annoyed but shortly after that we ended up finding out he had bone cancer and blood cancer. All the diagnostics cost more than $5000. I was glad I had them then! they paid 90% after my $250 deductible which included medication. I would probably go back to them for another pet except the $5000 yr max is not super practical for Danes as everything is expensive. Over all though they were good and pretty good most times at the claim turn around
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Quick Claims Turnaround

When my 9 year old Shih Tzu mix Lexi, was diagnosed with a devastating auto immune disorder, it was a comfort to know she had pet insurance. We were able to truly focus on getting the care she needed to recover without worrying about the cost. It was Lexi's first claim, and a large one. However, in less than two weeks, the claim was approved. And each time I spoke to a customer service person, at Trupanion, they were compassionate and helpful. I'm so glad we got our dogs covered, and are telling all our friends about our positive experience with Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Helpful insurance plan

Some people say that pet insurance isn't necessary. Wait until their pet has a serious condition. ASPCI/PI has been a reliable backstop for my black lab for seven years. They do what they say they will do with no fuss. I am glad I have them. So is my dog (I think).
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Always prompt and no hassle.

We have had several Great Danes insured with Embrace and have had nothing but positive experiences. They pay promptly with no issues. Furthermore, the coverage is not limited to a single provider. We can go to either our usual vet or to a specialist, when necessary, and they cover the expenses. Our current older dog has had several expensive procedures that have been covered, making the annual premium a worthwhile investment.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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