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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Grateful

We have had wonderful experiences with Embrace! We have had a policy since our Papillon was 10 weeks old. Our Papillon, Gabriel, is now almost 7 years old. Just recently we had a huge scare with Gabriel vomiting, diarrhea, lethargic and not able to eat or drink without vomiting. With a visit to the Vet and some initial bloodwork it appeared that Gabriel may have contracted Leptospirosis and was in the early stages of liver and kidney failure! We were in disbelief and shock that we could lose our most beloved dog when symptoms just appeared so quickly and without warning. Because Leptospirosis is contagious to humans we were not allowed to hold him or touch him which was so difficult and painful, seeing the look in his eyes with the fear of sickness and not being able to touch him and just having to leave him behind. After a few days they allowed us to wear protective gear and sit on the floor with Gabriel and pat him, I swear the human touch is so important to healing. We were told he would have to remain in the hospital until he improved or even worse, til death. The Vet was very upfront and said "this will be costly" but we knew that with the assurance of our pet insurance policy with Embrace we had the comfort of knowing we could at least give him a chance at life and not have to worry about the high financial impact that hospitalization can add up too. And we had the reassurance to give our Gabriel a chance for recovery and not subjected to having to euthanize without a fighting chance. The good news is Gabriel did not have Leptospirosis and his body reacted quickly to the medical treatments and antibiotics and after six days we were able to bring him home and love him and hold him. The good news is he is healthy now, back to his "normal" self and we are so GRATEFUL to Embrace Pet Insurance to give us the ability to have our dog cared for without the fear of the financial burden. Gabriel needs a follow up in a month to make sure his liver and kidneys are stabilized but otherwise we are positive he has made a full recovery!! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: 1 - 8

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10

out of 10

Reliable

I have had insurance plans in the past and submitted claims but there was always a reason they didn't want to cover it. This is my first claim through Pets est and it was quick and simple. Thank you
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Puppy + Healthy Paws = Happy Customer

Healthy Paws was one of the best decisions my wife and I made when we got our new pup almost 2 years ago. Recently, Jailbreak (JB for short) started having an upset tummy that quickly turned to vomiting anything he ate and diarrhea that looked like something out of a horror movie. This led us to the emergency vet at 2AM requiring hospitalization and monitoring for over a day. In the end he made a complete recovery, the vet said we made the right call, and Healthy Paws took immediate care of us. Once I submitted the claim, they processed in just a few days and had a check to us that covered most of the costs in about a week. On top of that, their client services team even did a personal outreach to make sure JB was back on his feet. If you get a puppy, get Healthy Paws. Sooner or later, no matter how closely you watch them, they'll get into something that will require a medical attention. Dogs will be dogs, and we can rest easy knowing he'll be covered.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA Pet Health Insurance is Great!

ASPCA Pet Health Insurance consistently helps me defray most of the costs of caring for my beautiful dog, Nellie. The personnel are kind, gentle, and knowledgeable. I am very pleased.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: Over 8 years

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9

out of 10

Great Insurance

I have my two pets (a cat and a dog) insured with Embrace. This is a very efficient company. Filing claims is super easy and straightforward. The wellness programs is excellent as well. No complaints.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of Mind

We decided to look into insurance when we adopted our sweet puppy Shay a year ago- she is a lab and we knew the risks for hip dysplasia that comes with this great breed. We didn’t want to have to make a hard decision years down the road if she needed a hip replacement- which can cost upwards of $10,000. We did our research and found that Healthy Paws was the best option- low monthly costs, good coverage, and no lifetime ceiling. Over the last year Shay has suffered from frequent UTIs and almost every month we were visiting the vet- since we had insurance I never once had to pause when the vet suggested we run a test or suggested a treatment plan. That peace of mind allowed us to hone in on the cause and finally get her the surgery she needed to be healthy and pain free made this difficult situation so much easier. Her surgery was covered and we were able to rest easy knowing we were able to make the best decision for her without breaking the bank. The Healthy Paws claim process is incredibly easy, and claim approval is quick. Getting Healthy Paws pet insurance was one of the best decisions we could have made when adopting Shay.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

I have used other pet insurances with previous pets and I am glad I switched to ASPCA. I am very pleased with the prompt service and professional assistance. I have recommended ASPCA insurance to friends and family and will continue to enthusiastically do so.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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9

out of 10

Dog bite

My dog was bitten by another dog. We submitted a claim and had an initial issue about the claim being covered. After talking with Leslie, she reviewed the claim and processed immediately. I received my reimbursement within days! I have used Embrace since 2010 and the have stood behind their policy!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Glen Of Imaal Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Claim Covered

My Dog has had so many health problems over the last year. When I got Embrace Pet Insurance I had no idea a month later my Dog would rupture a disk and need spinal cord surgery. It was extremely expensive and because I hadn't done the Orthopedic Waiver in time, it wasn't covered. I was very upset and asked myself what the point of having Insurance was and almost cancelled it. One year later (last month) my pet had a hip injury and when the Vet went to do an x-ray they found he had bladder stones and an enlarged liver. They had to do surgery to remove the stones and a liver biopsy to find out more info on the liver. And it was COVERED! I was very happy I kept the insurance since the surgery was $3k. We are still having to do more testing on the liver side (which will hopefully be covered). But everything I've been paying to Embrace has been worth it. They also cover taxes when they pay out a claim which I really appreciate. Even though that's a small portion, to me it shows the quality of the organization and customer service. Also, any time I have ever reached out to them they are always very professional and genuine. You can tell they want to be able to help as much as they can, even if they can't always tell you the answer you want to hear.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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9

out of 10

Great experience with Embrace!

Embrace followed through with our claim for our Lucy (boxer). Lucy had a small tumor removed and after filing her claim, we received a check for reimbursement on 80%, after our deductible as agreed in our plan. Check came in 7 days. Great experience!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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