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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best Investment I have made for my Furry Kids!

I rescued a chihuahua(Rocky)in 2013. I bought coverage for him as soon as I could. He has had multiple small things happen in the past 2 years but developed "collapsing" episodes earlier this year. It has been an expensive work up between a neurologist (seizures?) vs cardiologist (syncope?). Rocky was rushed to the animal ER over Memorial Day weekend. He had stopped breathing and had a heart rate of 10 beats per minute. They were able to revive him and the work up showed he had severe pulmonary hypertension. Trupanion has been great! The Vets are happy to submit the claim. Trupanion keeps in touch with me by e-mail so I know they have received the claim. They have never questioned a claim and they do cover 90% (after deductible)of the actual charge, not what they think a reasonable charge should have been (like human insurance). I can't imagine how we could have saved Rocky if we didn't have insurance. I never want to say I couldn't save my dog because I couldn't afford to. I rescued a puppy in February and the first thing I did was get Trupanion for him. I hope I pay those premiums for years to come and never need the insurance but it is good to know that Trupanion has my furry kids (and my) back.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: Over 8 years

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10

out of 10

Peace of mind He covered

My vet recommend to have him cover because he was going to be a big dog so I try Ttupanion. Has my luck would have it he was playing and just felt on his back leg and broke it . l was surprised how fast Trupanion had taken care of the bill it was over 2000.00 dollars to this day he some times need pills or X-ray and Trupanion make sure he has no problems with the leg. He my 145lb baby boy Pazar. Donna Moore
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Now we understand

Over the course of 45 years and four wonderful dogs, we learned we do not have to go it alone when our pets need medical intervention. Dog #3, Gideon, a delightful Wheaton Terrier was diagnosed with a brain stem tumor the the medical bills we willingly paid were horrific. We now have peace of mind with our current Wheaton knowing that Trupanion is standing right beside us for the life of our pet. They are empathetic, very well-organized in their support, and are right there when we need them. To all pet owners...pet insurance is the right thing to do...and Trupanion receives our highest recommendation...no exceptions. Think about it, when you have insurance one is far more comfortable and willing to go the extra mile in terms of medical intervention...that matters in a big way.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Soft Coated Wheaten Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

So Thankful for Trupanion

I wanted to get pet insurance for my cat, Nikka when we got her as a kitten but because she would be an indoor cat my husband decided against is. Then, one day Nikka got out of the house without us knowing and she was gone for 8 hours. When I found her she had a broken leg. The vet bill was $2500. Once again I suggested we get pet insurance and my husband reasoned that we would make sure she didn't get out again. Within the same year Nikka required surgery for a blockage caused by a little plastic frog that she ate. That vet bill was $3500. After this my husband thought it might be a good idea to sign up with Trupanion - even though he was certain we wouldn't need it. Recently we had another trip to the vet that ended up costing a little over $2000. My husband is now a believer in pet insurance! I submitted the bill to Trupanion and in under 2 weeks a reimbursement check was in my hand! The staff that we dealt with were caring and efficient. I would recommend this company to eveyone who owns a pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian
  • AGE OF PET: Over 8 years

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10

out of 10

Incredible!

I wish I could get health insurance for myself like I have for my dog. She has had to have 2 ACL repair surgeries and now is being treated for cancer. Embrace communication is awesome and they reimbursements are made very quickly. They have covered everything including physical therapy. I have not once needed to followup. The process of submitted claims is seamless and I believe their rates are very reasonable. Of course, I wish I never had to use insurance but could not be happier with the insurance coverage I have. I recommend Embrace to all my friends.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

ALWAYS there when I need them

When I rescued Daven from the SPCA he came with 3 months of Trupanion and I continued with it. I knew I was paying monthly for serious problems that could arise. I have also insured my other 2 pets with Trupanion. When Daven developed B cell lymphoma at age 10 Trupanion was there. Daven is now in remission. Trupanion has been nothing but supportive.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

So Glad I Insured My 3 Shelter Cats

One of my cats has a condition that was hard to diagnose (saw four different vets). I estimate in six months I have spent five to six thousand dollars. Fortunately the diagnostic testing, meds, surgeries, etc. were all covered at 90%. People laughed at me for insuring my shelter cats, but I have had to make no decisions based on cost. One thing to be aware of, though, is that the veterinary base fee (usually in my case fifty or sixty dollars) is not covered. I'm sure that was in the material provided somewhere, but I did miss it. What is amazing in this day and age is the prompt, courteous and efficient customer service provided by the phone reps. Also, my claim was usually deposited into my bank account within days.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

So thankful for healthy paws!

I was hesitant to sign up for pet insurance because I didn't want to pay a monthly fee but after frequent trips to the vet with my baby girl, I decided I better get it and I am so glad I did! Just 4 months after signing up for healthy paws pet insurance, my frenchie jumped off the bed and herniated a disc in her neck and was in immediate pain. I took her to the emergency specialty care center in my town. After meeting with the vet and hearing the care she was going to need and the cost, I cried! I emailed healthy paws about the services she would need (MRI, surgery, hospitalization) while I was still in the exam room and received and immediate caring response that based on her previous health history, it would all be covered! She had surgery on Tuesday, I took her home on Thursday and submitted my claim through the healthy paws app that evening. By Saturday, I had a response that my claim was completed and received a reimbursement check in the mail 3 days later! It was a painless process (for me anyway) and that monthly fee is worth every penny! Healthy paws is a great company and they really do care about your pet...they even reach out and check on your pet to make sure they are recovering well. After hearing of my experience with healthy paws, my parents are signing up their new puppy with them the moment they bring her home!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Grateful for this insurance

We're very glad that we have ASPCA coverage for our two cats - we have had some expensive bills (but what vet bills aren't expensive?)and have received excellent compensation/reimbursement in a very timely fashion. Although premium prices have gone up a lot, it is an expense that we have to afford because our cats are everything to us. Thanks ASPCA Pet Insurance!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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2

out of 10

Disappointed

This company has denied every claim submitted in the two years I have had them. For one reason or another dispite the vets and specialist contacting them and tell them they were wrong. This company has done nothing but look for reasons not to pay claims.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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