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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy paws is the best!

Healthy paws has been amazing for my dog over the last four years. She has had an unfortunate amount of health problems including a rare auto immune disorder and a tumor in her eye. Healthy paws has been there the whole way, covering 90% of almost all costs. Vet visits are not covered but medication and surgeries are. Without healthy paws it would have been difficult to pay for all our medical expenses. It is very easy to submit claims with their app. I just take a picture of my invoice, send it in, and recieve a check in the mail a week or so later. Healthy paws is a must have and I will continue to get it for every dog I have.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service during a really trying time

Our 11.5 year old golden retriever developed primary hyperparathyroidism, which required us to travel for her to receive specialized treatment and surgery. We were so worried for her - she is older and though the surgery is pretty straight forward, the post-surgical phase can be quite complicated to manage and required ICU hospitalization. Embrace did an awesome job handling our claim! We sent in all the paperwork at the end of the treatment and everything was covered. All told the imaging and blood work necessary to diagnose, the surgery, and all the post-surgical monitoring - close to $5000 - was all covered. I have to say that we have had pet insurance for 8 years for our dogs (we did have 2 dogs - one has since passed away from cancer) and more years than not we have sincerely felt like it has been a solid investment. We don't make vetting decisions based on what is or is not covered by insurance, but it definitely helps offset costs associated with providing care to our beloved pets.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

Trupanion has been good so far

I like the fact that they cover 90% of costs once you meet your deductible. I do have a high deductible as I really want insurance for those times when something is seriously wrong. It is good for times when you are diagnosing the problem as tests can add up very quickly.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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8

out of 10

PIECE OF MIND

EYE PROBLEMS SINCE 2 YEARS OLD ASPCA HANDLED GREAT HIPS PROBLEM THE PAST 2 YEARS, MY CLAIMS HAVE BEEN HANDLED GREAT, INFORMATIVE ON A MONTHLY BASIS. ONLY I DON'T BELIEVE IT TAKES ALMOST A MONTH TO PROCESS AN ONGOING CLAIM. I ALSO HAVE ANOTHER DOG ON MY INSUARANCE, A ROTTIE WHO IS 5 YEARS OLD. SHE WAS BORN WITH A HEART MURMUR AND WHEN WE FIRST GOT HER SHE NEED MANY CARDIOLOGICAL TESTS, AND IT WAS A GREAT PIECE OF MIND THAT ASPCA COVERED MOST OF THE EXPANSES(NO CHOICE TO SELECT MORE THAN 1 PET)
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

All we could ask

10+ for responsive customer service and care
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws to the rescue

One of the best pet insurances by far. They not only pay the 90% (less very low deductible) they follow up after the case to see if your pet is progressing well and willing to answer any other questions thereafter. They even converse with the vet since I was caught up in my dog's care.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Best Choice for Pet Insurance

I had done a ton of research on which would be the best Pet Insurance Company to go with for our new French Bulldog puppy. We have had previous Bulldogs in our family, but never did have pet insurance and vowed we would always get it with our next family member so we did not take this decision lightly. I not only compared company coverage rates but I went out and looked at consumer reviews of the company and satisfaction ratings. Healthy Paws by far had the best feed back all around from their customers. I can personally tell you that we made the right choice. It is easy to submit a claim either online or via the cell phone ap and the turn-around time from submission to payment is less than 10 days! To top it off - the Ap offers awesome Pet Health tips and the Customer Service is just amazing at this company. I have recommended it to several of my friends and will continue to do so.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Can't thank you enough

My dog suffered a torn ACL about 3 weeks ago. My vet said he needed surgery. As soon as I brought him home, I faxed the forms over to Healthy Paws and within a few days, they processed the claims. I can't say enough good things about Healthy Paws Pet Insurance. The surgery, x-rays, and laser therapy treatments totaled about $2500. Healthy Paws paid $2000.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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5

out of 10

Prior to Nationwide purchasing VPI, I was happy

I've had VPI for all of my dogs since 2003. Prior to Nationwide purchasing VPI, I would have recommended them o anyone. One of my dogs had a stroke and needed rehab out of state for three weeks, and they covered most of the cost. They also covered a lot of small injuries over the years. In the last year, they have not reimbursed for 1 claim. Each time I submit, I get a response about a month later saying they can't read the vet bill or they need more documentation. It's not possible to send them an xray, but they are authorized to call the vet and learn what they need to substantiate the claim. However, they don't do that. They just seem to find any excuse not to pay what they would have paid prior to Nationwide purchasing VPI. It's really sad. I'm giving them one more shot in submitting a claim today for an eye surgery for my senior dog, and we'll see if I get the same runaround. If I do, I'm cancelling my plans after over 10 years of being a customer.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Complete waste of money

I signed up for PetFirst though my employer thinking this would be an exceptional benefit. It seemed reasonable enough at about $25/pay period (~$650/yr), but after continuous claims being declined, including two surgeries and a chronic condition that manifested while covered, through their various list of exclusions and having the cost nearly double in three years PetFirst has collected more from me than I could ever hope to receive in benefits. I would look to other insurance providers before considering PetFirst.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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