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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent service.

Our little girl was older but without health issues when we adopted her. We thought it prudent to invest in health insurance for her and have been very happy and grateful for the prompt service of ASPCA pet insurance with her recent health issues.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Best pet insurance

I tried other pet insurance brands but am so glad I switched to Embrace. They're coverage is more comprehebsive with better coverage. My cat Hershey is able to stay healthy and I get a great return of funds. Premiums are reasonable and they are quick to send money back. I highly recommend Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Such Peace of Mind

I have two American Staffordshire Terriers, the most incredible pets in the world. They play very physical. About 3 years ago Roscoe was limping one day and was diagnosed with a torn ACL in his left knee, I was terrified because of the costs that would ensue. I had purchased Trupanion Insurance for Roscoe as recommended by my Vet a year and half earlier. The operation came to approximately 4000.00. There was no way I would have been able to come up with that out of pocket and wait for reimbursement after all was said and done. All other insurance companies make you pay first then re-imburse you. Roscoe would have had to stay lame. Trupanion paid all expenses directly to the doctor except for the 10% Deductible. The Doctor informed me that the other knee would probably give out within the next year or two, well, exactly that did happen, approximately 1 year later. The experience with Trupanion was exactly the same, outstanding. They constantly reached out during and after the operations to make sure Roscoe was ok with compassion, reassurance & professional. All correspondence was done in a timely fashion. Trupanion is without a doubt the best there is, second to none. It's like an extension of Roscoe's family.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA is a 10

Our pet is special to us. She had an unexpected accident that required emergency surgery and ASPCA Insurance handled the Claim according to the terms of our policy and did so quickly and efficiently. It's easy to manage, easier to file a claim and seamlessly easy to use. Best of all it affords our pet the protection she deserves.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: 1 - 8

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1

out of 10

Everything is terrible - don't use them

We have submitted claims and it has taken forever. Finally when we are fed up we call and oh wow, they have reviewed it and taken off this and that and you end up with little or nothing. This last claim we waited and waited and finally called and oh wow, we missed adding some paperwork and were told they had destroyed all of our information - mind you, couldn't call/email/mail us to let us know. We re-submitted and now are waiting again.
  • INSURER: 24PetWatch
  • POSTED: 08/31/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The best pet insurance

The premiums are good. You get to pick and choose your deductible and monthly premium. Our dog had bladder stones and had to have surgery.The total cost of the surgery was over 4,000. Within a few weeks we had a check minus the deductible and they paid 90% of the cost. They do not pay for any exams with emergencies. I am so glad we had this insurance. It would have been a lot all at once out of our pocket. You do have to pay up front to the vet but overall it is a great plan. Highly recommend.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pekingese
  • AGE OF PET: 1 - 8

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10

out of 10

I wish my health insurance was this good!

Before our French Bulldog, Frankie, came to our home I researched pet insurances knowing that Frenchies tend to have issues over their lifetime. I chose Healthy Paws and cannot say enough about them. Frankie recently had soft palate surgery and had to have his nostrils enlarged. The breathing issues were causing stomach problems as well. We had been to the vet and under different medications for several months. I was referred to a specialist who recommended the surgery plus biopsies, bloodwork, x-rays and ultrasound. I submitted my claims to Healthy Paws and immediately received a confirmation that they were being reviewed. Within days my claim was approved and checks were on the way. In total I have received over $5,222 back out of $6689. The amount I paid was my yearly deductible of $100 plus 10% copay of covered items, which are the levels I chose for Frankie's coverage. I only wish that "people" health insurance would be as simple to deal with as my pet's insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/31/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Health Insurance is a MUST!

I have insurance on my kitties for years. My boyfriend originally thought I was wasting money and being ridiculous. Only when I started getting payouts for my kitties' medical care did he relent and say I was right! The people at the ASPCA pet insurance seem to really care about your pet. And receiving 80% of approved costs is one of the highest payouts you can receive.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

You and the vet saved our dog!

We've been on ASPCA health insurance for both our dogs for about 10 years. We've had to file very few claims. Then one of our dogs ate a rock that got stuck in his intestine. After emergency surgery, he is recovering well. We submitted the claim and received exactly what the policy said before the credit card statement with the ER charge showed up. EXCELLENT SERVICE! Thank you!
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

Great service to have to help with the vet bills.

I've only submitted a few claims for well checks and neutering. They quickly deposited money into my account. So far, for me, it's worth the money. Those vet bills can add up!
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Under a year

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