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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

They saved my dog's life!

I have a 7 year old Chihuahua mix named Nikita and I have been with Trupanion for a few years now and they have been great helping out with a couple illnesses here and there. I thought it was great to have it as we never know what can happen, but considering how healthy Nikita always has been, it never crossed my mind that anything serious could ever happen to her. About a month ago, Nikita started breathing faster than usual and lost her appetite so I brought her to my local vet where they sampled her blood, took some xrays but nothing was really showing up besides that she had a fever and maybe fighting a little bug. The following days she still wasn't feeling great so I brought her in again, 4 days in a row but still not really any reason why she was not feeling good. The 5th day her breathing got extremely fast, over 100 breaths per minute so I took her into the emergency room where she was put into an oxygen chamber immediately. She got better with the oxygen the first day, and they ran a bunch of test, put her on antibiotics but still no explanation. The second day her breathing went back up and the third day she was breathing so fast they told me she probably was not going to make it through the night and that we had 2 options: put her down or put her on a ventilator, which is an expensive option where only 20% of the dogs that go on it survive. I called Trupanion and asked if they would pre approve the claim and pay the hospital directly, within an hour I got approval and was able to proceed on putting Nikita on the ventilator knowing that they would cover 90% of the costs, wow. I was so impressed and also relieved to know that the financial part was covered and I could just focus on Nikita rather than stressing about the money aspect. A couple days later Nikita was able to get off the ventilator and the next day she was back home with us, finished her antibiotics and her lungs were clear, her breathing normal and slowly started getting back to herself. Now she is back 100%, my best friend got to live and she is enjoying life to the fullest. I cannot thank trupanion enough for the support they provided me throughout the whole process. I would recommend to anyone that care about their animal to get pet insurance with them, their coverage is the best and you never know when you might find yourself in a situation where you have to chose to save your pet's life or not and the money part should not be what decides if he or she gets to live or not. Again
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Absolutely My Best Choice!

As my dog Sadie began to get get older, I started thinking about getting pet insurance. I did a great deal of research before I chose Healthy Paws, and I never regretted my choice! My baby developed a number of issues down the road including cancer, for which she needed surgery. Her medical bills began stacking up and I could never have handled them without Healthy Paws. They are honest, straightforward, and quick. No hidden fees or statements. I paid my deductible, my vet faxed over my claim form for me, and the check came directly to me within7-10 days. They paid 70% of the bill just as they said. A couple of times I had to call with a question, and each time a very nice lady answered the phone immediately. No recordings or voice mail! My vet's office was so impressed they stopped recommending the plan they always did, and now recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/31/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Snakebit!

2 yr. old Goldendoodle, on leash, going down own driveway, when a stirring caused him to put his nose to the edge and got bit in the lip by a rattlesnake. Sunday, so had to drive an hour to Sacramento vet referral hospital. They were alerted and he got antivenom right away. This is a more expensive route than if my vet were available, but ASPCA did everything and I had a fair settlement fairly fast. I'm 78, had a few dogs and insurance companies, ASPCA is the best
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Get Trupanion! Awesome insurance for your pet!

Trupanion covers all my dogs. Two of them have had surgeries of over $7,000 covered at 90% after my deductible by Trupanion! Trupanion also paid my vet directly over $6000 on each claim and I was only responsible for my 10% and deductible when I left the vet! By having the coverage I was able to do the surgeries my vet recommended without making decisions based on funds in my bank account. Trupanion doesn't cover exam fees, doesn't cover shots, but that's not what I have insurance for, any illness or injury and Trupanion has our Tails covered!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ibizan Hound
  • AGE OF PET: Over 8 years

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10

out of 10

Great Danes are expensive-but Embrace helps!

I did a lot of research on pet insurance. I was getting a great Dane and knew I'd need it. One other Dane owner had blogged that Embrace was his top choice. When I went to my vet, she said they had also researched companies and Embrace came out on top. I didn't have to wait long to use it, he got a double ear infection! The paperwork was easy and after submitting medical history-he was a rescue so they took what we had-they quickly approved my claim and my check is on it's way! Very painless and made his medical attention affordable. Have almost made back the premiums already! Will definitely keep and considering adding my other pets as well.
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Very Happy with Embrace

My dog was vomiting daily for approximately 2 weeks. Blood work was normal and Xray was normal. Called Embrace to see if an ultrasound was covered. I received the precertification form for my Vet to fill out and it was approved the next day. I received my check approximately 4 days later. Best decision I made was to get pet insurance and I never had a problem with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

Embrace has been first class in their level of service and understanding. Highly recommend.
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great Insurance For my Pets

My Newfie was limping and was rushed to emergency room.(Bone chip left hip ).There was a recheck at our local vet, and now our dog is stabilized on meds.Our claims were handled very quickly and smoothly.I would highly recommend EMBRACE !
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Surprised and relieved

My dog was attacked by two other dogs and was really hurt. We went to traditional vets and they ended up medicating and sedating him for pain and intermittent lameness. He just grew more ill. We went to a holistic vet for alternative care. She helped our dog with acupuncture, laser therapy and counseled us in a clean, homemade diet for our dog. He's come a along way. He's leaner and the holistic vet has gotten to the root of the dog's problem and is treating it. He's mending, more mobile and happier! We were really shocked when we submitted our vet bills to Embrace and they were quickly approved. It's made the treatment he needs accessible and affordable. We are very, very happy with our pet insurance!
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Life saving as my pups could not have gotten card

Could not have saved my dogs without this insurance and it could not be easier. All I need do is take a picture of the vet bill with my phone and hit "submit". A reembursement check arrives about a week later. So thankful for this insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/31/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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