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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Perfectly Satisfied

I'm not really sure why people are not happy with this insurance. So far, I have had a completely satisfying experience. The vet found that my 12 1/2 year old female Golden Retriever had a mass on her liver. I immediately called 24 Pet Watch to find out what I would need to do for a flawless transaction when filing insurance claims. I do the same for my personal health insurance. They advised me that since I had not yet filed a claim, I needed to send them her ENTIRE vet history from the time she was a puppy. I then got the vet hospitals we had dealt with to submit types of service, diagnosis, charges and receipts. I mailed in claims on 7/14/16. The called me on 8/1/16 to advise they had received the claim and I received a direct deposit to my account with payment on 8/17/16. And, the payment was actually more than expected. Perhaps those who have issue with the insurance company didn't send in all requested info, or maybe their pets history was not complete. But I think a two week turn around on receiving payment for an insurance claim is TRULY EXCEPTIONAL. In addition, they responded to a pre-approval form for surgery in less than 48 hours. Also, unlike some other pet insurance, the policy I have does not have a per illness cap. I have a $10,000 policy and can use the full amount until gone for one illness. Not that I think that would ever happen. But nice to know that insurance company is not going to cut me off at $2,000-$2,500.... especially since some surgeries can be up to $5,000. Don't believe all the bad reviews.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

Embrace cares about my pet like they own him

They are great with claims and it gives me peace to know that I can always take care of my dog
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

PHENOMANAL

Healthy Paws is hands down the best pet insurance company in existence! They couldn't be any better. This is coming from someone who works in the insurance industry herself, so I know what good insurance looks like. Healthy Paws is the most affordable and has the best coverage. I only pay $16 a month per kitten. With other companies I did price quotes on, It would have been $40 a month per kitten. Best of all, Healthy Paws recently made a very traumatic night, not quite so traumatic. My little boy, Phillip, spiked a 106 degree fever. I bawled my eyes out in the vet's arms, I couldn't eat, I couldn't sleep. The one bright spot in that horrible night was knowing that I would be partially reimbursed for the $1,200 medical bill I was putting in my credit card. Fortunately, my little boy pulled through and was able to come home, where he belongs, the next morning. Healthy Paws processed my claim and mailed me a check all in less than a week. They paid for everything they said they would without argument. They didn't even raise my preimum, which they apparently never do for making claims. THEN, they sent me an email, with no hidden agenda, but to simply ask how Phillip was doing. That was going above and beyond. THE BEST INSURANCE COMPANY EVER. 50 million stars out of 10. If you love your furbaby, show them how much you love by insuring them with Healthy Paws. They WILL be there for your baby in the darkest hour.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Premium up 35% this year but still worth having

Over five years the premium for our dog has increased from $35 to now $64 per month. It has more than paid for itself to date. I am disappointed with such a high increase this year, but would not do without it. They have been very good at paying on a variety of claims, good communication with the vet and timely payouts. Due to such a high premium increase this year, I chose to rate it an eight. I have been in the same area, using the same vet for the entire time, so a change of locale can't be the reason for the price increase.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Wish they were my insurer

I couldn't be happier with this company and I recommend them to any and EVERYONE getting a new pet. Not having pet insurance simply isn't responsible when it's as cheap as Healthy Paws is. I'll never have to make a financial decision about the health of my pets ever again. On top of that, the claims service is ridiculous (never taken more than a week to get reimbursed) and their customer service is outstanding. They havent denied me for anything (and one of my dogs has had quite a few claims).
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I am so pleased with EMBRACE!

Embrace really makes it easy. I have been getting ongoing reimbursement for my older dog's arthritis - including acupuncture and other treatments - easy peasy to submit forms and get prompt reimbursement.Recently, my 3 year old Leonberger had a scary episode with recurrent regurgitation and a high fever. I had a few emergency visits, saw quite a few vets, and submitted all of the paperwork with copies of the reports given to me by the vets. Everything was paid for promptly! I tell everyone I know about Embrace as it is a fabulous company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Leonberger
  • AGE OF PET: 1 - 8

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10

out of 10

The Best!

My goldie was diagnosed with a thyroid tumor, very rare in dogs and not located in a good place. I did a lot of research as far as what the best treatment would be. I finally decided that surgery was the best route but emotionally I was devastated. I called PetsBest to determine my coverage and got the most compassionate representative. She even emailed me the claim form because I think that she wasn't sure that I could download it in my present state of mind. Jak came through the surgery with flying colors. I faxed my bills, and received an email stating that PetsBest received them. Within a week I received 80% of the cost direct deposit. I couldn't be happier.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service

I never want to be in the position of having to make the final decision for my pet without having adequate diagnosis and care, regardless of the cost. This makes the annual cost of insurance a non-issue for me. I have used the coverage, and each time the claim was processed quickly. I just don't have to worry when I pass over my credit card to ensure the health of my pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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10

out of 10

Always there with quick reviews

We bought insurance for our dog when he turned 6, since we didn't want to be caught unprepared. Whether covering wellness visits or injuries, I have been impressed by ASPCAs reliability and quick review process. I would highly recommend.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Over 8 years

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8

out of 10

We have used this insurance almost every year

my dog is very active and we have needed the insurance almost every year. the payments are easy to submit but payment is a little slow
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Staffordshire Terrier
  • AGE OF PET: 1 - 8

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