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My husband says we have a "million dollar dobie", and he's right. Embrace has reimbursed us for:1- arthroscopic shoulder surgery,2- extensive post-op physical therapy, 3-emergency, life saving surgery for GDV (bloat), 4-physical therapy and veterinary chiropractic care for Wobblers. So our beautiful 7 year old doberman is fine.

When we adopted Ninny we knew from the beginning we wanted to insure her. We didn't know how much a vet visit would cost, her vaccines...but we knew that insurance could give us peace of mind for whatever we needed for her. ASPCA insurance offered different insurance policies and after a year with them we still plan to keep the level of insurance we got her at the beginning. Claims are easy to process and they are paid promptly without much problem. Explanation of benefits are easy to understand and when I call for questions it's easy to get someone at the other end of the line for answers.

After adopting a 5 year old Pitt/Lab mix from a shelter 2 years ago, and I enrolled him in Healthy Paws right away. I can honestly say, it was the best decision I ever made. Words cannot express how grateful I am for Healthy Paws. In the time I have had my dog, he has torn both of his ACL's and had multiple other small injuries/illnesses. Every single time, Healthy Paws has come through without question. I simply submit the vet bill and an updated copy of his vet records, and I know within a few days how much money I am getting reimbursed (and it's always exactly what it should be based on my policy). I was also allowed to select the ACL repair procedure that I felt benefited my dog the most (and it was more expensive) and it was, again, covered without question. I have recommended this company to every pet parent and friend that I have. I will be sticking with this company for the rest of my dog's life, and for all future pets I adopt. It is fairly inexpensive, and I receive approvals and reimbursement checks super quickly (usually within a week). Every time I call customer service, I get a super-friendly, very-knowledgeable representative on the phone quickly. I could go on forever about how amazing this company is.

I have a little 4 month old Morkie named Mei Ling (Beautiful Flower) Being a little puppy she will have many trips to the veterinary clinic, and this is costly. My reimbursement check was received in 2 weeks, for my 1st visit. You make easy to submit my claims online, I am so pleased with your service. Thank You, Lavonne & Mei Ling

- Easy to submit a claim- Fast service - people on the phone very polite and know the products.

Im very satisfied with ASPCA

We choose Embrace when our German Shepard, Jax, was only 6 months old. We choose to insure her because of the issues shepards can have with their hips. We choose Embrace because they offered the best coverage for the best price. When Jax turned 3 we noticed she was not using her back right leg. After inspection by our Vet we found out she had a torn cruciate ligament in her knee which causes the bones to "slide" as she puts weight on it. The surgery to correct her knee was quite expensive and we were very glad to have the support of the Embrace Team there to help. The turn around time on the claim was within 2-3 weeks and their customer representatives were very caring; following up on Jax and the status of her recovery. I have recommended Embrace to several friends and will continue to do so.

After having surgery for tooth removal, the Vet thought there might be a bleeding issue. Blood tests were ordered. Thankfully, no hemophilia issue!!!The claim was handled quickly and efficiently. The staff has been extremely helpful! Thank you!!!!!!!!

Our dog had a series of seizures that required him to get a MRI test done... Embrace representatives were very helpful and friendly in the pre-approval and claim process, and we got our reimbursement immediately!

Adopted a Dog from a rescue took her in for a few concerns. Insurance did not cover any of them. Then they want you to buy more insurance.