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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Trupanion is the BEST - Hands Down!!

We rescued two Golden puppies from a backyard breeder - both of them have had health issues since the outset. We purchased the insurance when the pups were 3 mos old - they're 5 now. Trupanion and the staff there have ALWAYS been extremely helpful and very good about working with us to get our boys the care they need. The claim process is simple and efficient, claims are settled very quickly. They're fair and are not looking for a way to deny a claim!! I honestly love them. I've sent numerous people to them for their pet insurance...even my vet recommends them now!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Relief!

On a recent Thursday we were awoken by our 6 month old lab who had woken us getting sick and unable to walk. We immediately went to the emergency animal clinic. I did not think twice about it because we love our pet but we also have Embrace Insurance. The submission of a claim was easy and the waiting time for a decision was reasonable (and favorable!)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yellow Lab
  • AGE OF PET: Under a year

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10

out of 10

Pleasant and Professional

We have 2 dogs and have been with Embrace for 7 1/2 years. They are very efficient, professional, and prompt with responding and processing our claims.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the help we need!

I never knew you could have insurance for dogs until our vet told us about Embrace. We decided to try it out with our new pup and we love how easy it is to make claims and get reimbursed. I also am very pleased with how affordable Embeace is. Thanks so much for all you do for my fur baby!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

Horrible Customer Service

For 13 years, we didn't file a claim for our dog. In the last few months of his life, he became ill and had to be put to sleep. We submitted a claim for less than $500, including the euthanasia fee. That was 45 days ago and we still have received any insurance payment.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: Over 8 years

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10

out of 10

Best Investment Ever!!

Charlie (almost 10 now) is pretty darn healthy, but I did significant research a few years ago to get a policy in place for 'emergencies' and other events that might arise as he got older. (No one ever wants to have to use insurance though!) Of course his pre-existing skin allergies and bad knees were excluded, but I knew that going in. I have had to submit claims for a torn toe nail (requiring sedation and surgical removal of the toenail) and a badly torn ear (dog fight) and Healthy Paws was awesome! No questions. Prompt (within days!) payment. Now he is exhibiting signs of heart valve issues (murmurs) and Healthy Paws is covering his echocardiograms. Can't recommending enough getting insurance in place, but more than that, having Healthy Paws be the company providing the insurance. They make it so easy... and really care about your pets as well!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Superior Coverage and Service

Over the 6 years I have had Embrace insurance for my Leonberger, they have consistently provided great insurance coverage and service - including the most recent reimbursement of over $600 for removal of a couple of masses (thankfully not cancer). Embrace processes claims and reimbursements very quickly. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Leonberger
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is 100% THE BEST!

I have reviewed before so I won't write my usual super long one! But, honestly, it is hard to NOT go on forever about what a fantastic company Embrace is! If you are trying to decide on whether or not to get insurance for your beloved dog or cat, look no further! We have insured several dogs for almost 2 years now and, very simply, Embrace has covered every dollar of every vet bill (we don't have "wellness", so I am only speaking to illness and injury)! They cover exactly what they say they will....they do not question the amount the vet charges. I should say, our most recent claim (3 weeks ago) was for nearly $5,000 for a soft tissue sarcoma surgery for one of our dogs and all the care that goes with that! This is a cancer that can have "deep roots", so the board certified surgeon recommended a CT scan before the surgery to determine exactly where he needed to cut to get the required clean margins (if there are not clean margins, you have left cancer in the body). We did the CT scan which guided his, it seems!, successful surgery. (Lab work shows clean margins.) Embrace covered this expensive diagnostic tool, the surgery, etc....They processed the claim within a few days and 2 days later we had 90% of the expenses back in our checking account! With 5 dogs now, we selected a $1,000 deductible for each to lower the monthly premium. Also, picked the 90% reimbursement after the deductible for each is met and $15,000 coverage for each dog (vet bills get get high fast!!!) SUCH peace of mind!!!! Thank you, Embrace, for being there! Super nice customer service as well!!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Wonderful

Embrace helped pay the cost of acupuncture & Chiropractic care. What else can I say ! Wonderful! Thank you!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Ingestion of foreign item

Thank you Embrace for the extremely fast response in processing Rizzo's claim when he ingested leather from a sandal. The timely acknowledgment of a new claim, the update in claim status and fast processing is extremely helpful and appreciated.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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