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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

MIKEY

ALTHOUGH NOTHING MAJOR HAS OCCURRED, IT GIVES ME A SENSE OF WELL BEING KNOWING SHOULD IT BE NEEDED, MY PET 'MIKEY' WOULD BE COVERED IN AN EMERGENCY. NEVER HAD THIS WHEN I WAS A YOUTH, BUT AT 76 'MIKEY'IS SO VERY IMPORTANT TO ME I NEED TO KNOW HE IS COVERED. THANK YOU ASPCA PET INSURANCE.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the company that you should use!

I've never had pet insurance before because with my two other dogs prior for 14 years never had a problem and when I was at the veterinarian’s office about two years ago with my 2 and 3 year old Aussie girls they mention insurance and gave me a pamphlet to look at and it was another insurance company. Not knowing very much to compare it with I signed up. When I got off the phone I Goggled pet insurance and found Healthy Paws and their plan was so much better than the one I just signed up with that I called immediately back and cancelled with the other company. I just had to use it because of something that my dog ate and got lodged in her intestines and she had to have surgery. Healthy Paws processed and paid the claim in a very reasonable timeframe. I have told anybody I know with a dog which is a lot of people that this company is the one they should be using. I own a company that also provides a service and I know good service when I see it. Thank you
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance Company

We have two policies for our Papillions. Over the past 7 years we have submitted numerous claims and relied on our policies to reimburse us for covered illnesses and injuries. We selected the $250 deductible w/90% coverage. Pets Best has always reimbursed us within 7 days. Last week we were reimbursed $4400 for a claim related to our dog's back surgery. There were no questions asked, no complicated forms to fill out; we simply submitted a claim, uploaded the bills, and awaited reimbursement. Six days later, we were compensated. If you are considering pet insurance, I assure you that you will find peace of mind with Pets Best.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: 1 - 8

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10

out of 10

Excellence Pet Insurance

I'm very satisfied with Embrace. There customer service reps are very helpful and their turnaround time on claims is outstanding. The wellness program is great because I use supplements vs prescription medications from the vets and this is also covered. I would recommend the any day.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

Reg. Vet Tech here.. Shame on you Trupanion!

One of Trupanion's number one marketing claims is that you only pay a deductible ONCE PER CONDITION. Well today I found out that that is not actually the case. My cat had a dental with extractions in 2014 and the CONDITION that he has that causes his teeth to need to be extracted is Feline Odontoclastic Resorptive Lesions. This is a genetic, immune mediated condition that cats get and have their whole lives. Yesterday, I sent in a claim for another a dental with extractions, the reason he needed extractions this time? You guessed it! Feline Odontoclastic Resorptive Lesions.. so I was absolutely shocked when it came back as being applied to my deducible. Applied to my deductible?!? I already paid that back in 2014. When I called their customer support number, the girl on the phone told me that it "was like having an ear infection 3 years apart from each other, they aren't actually the same condition". Well as Registered Veterinary Technician I say that is 100% BS! Anyways, I am waiting for someone to call me back but I suspect I won't get anywhere with it. I though Trupanion was different but apparently they are just like all the other insurance companies out there. Do yourself a favour and do what I should have done.. work out what your monthly premium would be and put it into a high interest savings account.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

I couldn't be happier

My beloved 11 year old Standard Poodle, Merlin suddenly developed a melanoma on his gum which required extensive immediate surgery and follow up vaccines. I am retired and live on a comfortable but fixed income. If it weren't for Embrace I would be in a financial pickle right now. Instead, I do have Embrace Pet Insurance and I am happy to say they paid 80% of the over $7,000 vet bill. They were helpful when I called to inquire about coverage and the claims were processed and my checks received in a very reasonable amount of time. Thank you Embrace. Merlin has recovered from the surgery and is thriving, happy and once again healthy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: Over 8 years

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2

out of 10

Disappointing

I bought accident insurance for my 4 month old kitten. The poor kitten fell from the ground floor to the basement. He could not stand on his left hind leg, blood was coming out of his nose and he was in pain. We rushed him to the vet ER. Because the vet report says his presentation was "limping", Pets Plus Us denied the claim saying that it is not obvious it was an accident. Really!? Save yourself some grief and your business elsewhere. They do not deal in good faith. Do not insure with Pets plus Us.
  • INSURER: Pets Plus Us
  • POSTED: 10/20/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

LOVE Pets Best Insurance!!!

I am so grateful to insure my pet with Pets Best Insurance. The filing of claims is simple; their acknowledgement is immediate; their response to a final disbursement is explained in detail; the staff with whom I had contacted is courteous and helpful, and finally, their reimbursement is assured.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic Service!

Embrace is the best pet insurance I have had. We adopted two English Bulldogs, a male and a female. The male is fine. But the female has had a series of difficulties with her eyes and skin allergies. Embrace has been responsive and fast in approving her vet bills. The last pet insurance company I worked with was terrible. They took forever to pay a claim; they questioned legitimate vet bills; they did not pay for many normally covered conditions. Embrace does what it say it will! What you see is what you get!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Exceptional Service

My Lhasa Apso, Bailey, is a rescue. when I adopted him five years ago it was questionable if he would be able to be adopted. He had been doused in kerosene and set on fire and had many issues. On the day I adopted him I signed him up for ASPCA Pet Insurance and have never regretted the decision. I am pleased with the contract I chose and appreciate the claim processing procedure.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: 1 - 8

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