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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

The Worst

Do not pay claims even though no proof of existing condition. Another insurance just collecting premiums and no pay out.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: Over 8 years

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1

out of 10

Pointless!

Our dog got into some Halloween candy so we rushed her to the ER to have her checked out. They made her vomit, did some X-rays and gave her some shots. NOTHING was covered by this worthless insurance. I wouldn't pay a dime for this insurance if it isn't going to cover something like this. They claimed they are "unable to reimburse for concern of impending illness". Why would I NOT need to take my pet to the ER in this situation. This is absolutely a pointless insurance plan!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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10

out of 10

Glad they are there

Their staff is accessible friendly and competent. They actually followed through and helped us save our kitten.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Get this insurance!!

Healthy Paws has assisted me for the last 3 years in caring for a pet with health issues. I signed my dog up for Health Paws insurance in February 2014. In late March 2014, he had a syncopal event and was diagnosed with cardiac issues. I submitted the claims, thinking that I would have to argue with the insurance company for coverage. I was wrong. Health Paws stood behind their contract and has provided coverage for my dog's medications and treatment for cardiomyopathy for the last 2-3 years (medications are $250/month, quarterly echocardiogram $500, consult with veterinary cardiologist $1200). Then on 11/10/2016, I rushed my dog to the emergency hospital where he underwent emergency surgery for a ruptured spleen and removal of a 14 lb (!) intra-abdominal lipoma. Over $10,000 total. I submitted the claim to Health Paws on 11/14/2016. They processed my claim and mailed me a check on 11/16/2016 AND then followed up by email to check on how my dog was recovering and assure me that they were there to help with the finances. Healthy Paws has stood behind their contract, their customer service is excellent, they process claims quickly and will work with you to help you provide the necessary documents for claim processing. I am very happy with this insurance - a 100% satisfied customer.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: Over 8 years

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10

out of 10

Fast and easy

I emailed the form and invoices, and the next day I received an email that the claim was processed and the payment had been mailed. 8 days later, I received the checks in the mail.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Organization

Excellent organization, prompt claim processing, easy to use system and caring follow up email checking in on my dog's recovery
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage for my new born pup!

Well, we got a puppy and our vet suggested we get insurance. In thought it was a good idea but I had no idea how it worked. I read reviews, created spreadsheets and picked Embrace hoping I would never need it. 1 month after getting Embrace, my puppy needed a surgery for a urinary issue. The same year, she developed a mass under the skin and needed another surgery. My dog is now 1.5 years old, had 2 procedures and doing fine. BOTH PROCEDURES WERE FULLY COVERED AND EMBRACE OVER $1500 WITHOUT QUESTION AND QUICKLY! I'm so glad I picked Embrace! thank you so much and you truly do deliver great coverage!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

I have had Embrace for over 5 years for all of my 4 kitties. Embrace has been wonderful in handling all the claims : quick and easy . Truly making a difference. Highly recommended to all pet parents.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Highly Recommended

We have a 12+ year old French Bulldog. I began monthly Healthy Paws Insurance when she was about 10 years old. They do not cover pre-existing conditions, and I understood that going in. She had never exhibited breathing issues. Last month her ability to breath properly suddenly deteriorated. We did our research and decided the best and perhaps only option was soft palate laser surgery. It was a very difficult choice and a very stressful week for our old, but tough girl. A week later and she is doing fantastic! Not the choice everyone would make, I'm sure. Almost as fantastic as her recovery has been Healthy Paws. They have covered everything they said they would. To a dollar. WHAT A RELIEF! They are also extremely efficient: claims were processed immediately and checks sent. It's an absolute pleasure to work with an insurance company that does not try to thwart you. A rare breed these days. Highly recommended. I have been recommending them to all my friends that are pet owners.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Over 8 years

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1

out of 10

Very Bad Very Very Bad Insurance to use.

I got the top of the line with this insurance company and after 3 years my dog had to have leg surgery. So after he was all healed I filed a claim because after all was said and done it cost me over $4,000 and after I filed a claim all I got back after the $500 deductible was a whole dam $43 and that was it. I tried to fight them so now I have the Florida Dept. of Ag on their asses. 11-22-2016
  • INSURER: 24PetWatch
  • POSTED: 09/17/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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