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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best move I ever made

Easy automatic withdrawal for premium ,simple easy to follow claims forms fax it in an done payments come in 3 to 4 weeks covers even some of checkups
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Over 8 years

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10

out of 10

Quick Payment and No Questions Asked

Our baby girl Sheena started having seizures and we took her to Univ. of TN Vet Hospital for a MRI and Spinal Tap to find the problem. Embrace paid over $1700.00 for these procedures within 10 days. Never had Pet Insurance before but I am a believer now.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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10

out of 10

Saving Blaze!

My dog Blaze needed abdominal surgery just before Thanksgiving this year. It was expensive but thanks to Healthy Paws Insurance I was able to get 90% of the bill paid. He would not be alive today without Healthy Paws. I highly recommend it for piece of mind. Blaze is doing great now. He is strong and recovering fast. I sincerely am grateful for Healthy Paws generous insurance. We would not be able to afford to keep him without your help!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: 1 - 8

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10

out of 10

Exceptional Service

Our experience with Healthy Paws has been exceptional from the beginning. The rates are great especially with having three pets to cover. Our puppy was recently hit by a car and fractured her pelvis and required a trip to the ER and then surgery. I submitted the claims using the app and within ten days we were reimbursed( received checks) for both claims . I recently received a follow up email asking how my puppy was doing and wishing her a speedy recovery. I truly appreciate how easy the whole claims process was and the amazing customer care given. I would recommend Healthy Paws to anyone with pets!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Awesome experiences

My husband got Petfirst for out SPCA adopted cat. I just love their phone system. They can put my information with my phone no. instead of asking all sorts of personal information. Answer my concerns in a sec. FYI, my last processed claim is about 450 for an accident happen to my cat, and Petfirst reimbursed about 350. I have 2 claims filed last week which is still in process.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Get insurance for peace of mind!

My husband and I got Healthy Paws Pet Insurance for our dog, Billie, when she was young and healthy. We wondered if it would just be a waste of money, and fretted a bit about another monthly payment, but decided that we never wanted to be in a position where money had to factor into a decision regarding Billie's health care. We are so grateful we made this decision. Just last month Billie had to have surgery to correct a congenital issue. The surgery was recommended to ease her comfort and ensure that the recurring infection she was having didn't become antibiotic resistant (we had already gone through 3 rounds of high powered antibiotics to clear it). It was estimated to cost between $2,800-3,800. The full amount would have really affected our finances. And given it was not for a life-threatening situation, it would have been a much more difficult decision to make without insurance. However, since we had the security of our Healthy Paws Insurance, and knew that we'd only pay 20% out-of-pocket, it was an easy decision to make. Billie's surgery went well and she is now all healed up and doing great. We will continue paying our monthly fee gladly. At this point, we have received more money back from Healthy Paws than we have paid in monthly payments. And this is for an otherwise completely healthy dog! I use the Healthy Paws phone app to track my account and claims. Turning in receipts is as easy as taking a photo on my phone and hitting send. Sometimes our vet sends them from the office for us. The reimbursement checks are mailed promptly. And after Billie's surgery, we received a personal email asking how she was doing and wishing us all well. I thought that was a nice touch. I strongly recommend Healthy Paws Pet Insurance for peace of mind and lifelong care of our furry family members!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is literally a lifesaver!

I can't tell you enough how much I appreciate having Healthy Paws insurance. I've had other insurances on other pets in past years and Healthy Paws is by far the best. They work on a claim in a timely manor and ALWAYS check in on my dog's recovery. I have recommended them to several friends that are thinking of getting a dog and I have recommended them to my vet's office as they are always asking how efficient Healthy Paws processes claims. The ability to choose my own deductible and monthly payment is good for me. They always process my claims quickly. I would not be without this insurance! My dog has had several serious surgeries and I couldn't have taken care of it if it wasn't for Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: Over 8 years

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9

out of 10

Overall great service - but be a good consumer too

I have 3 dogs insured with Embrace. My biggest suggestion is add your dog to your policy as soon as you get the animal! One dog has lots of pre-existing conditions because I didn't know early enough to get insurance. Check the 2 types they offer - Accident/Illness vs Wellness. Be sure to check your coverage, or put in the paperwork for pre-certification to be sure certain things are covered. Dental work is NOT under accident/illness. And the final approval will be based on the final diagnosis, so if you have work done based on an initial diagnosis (that is covered) and then the outcome shows a different problem (that isn't covered), you are stuck with the bill. But Embrace is one of the few companies who covers congenital defects like hip dysplasia. We are in the middle of extensive PT and rehab following FHO surgery to alleviate arthritis pain caused by dysplasia, and everything has been covered. When the surgery had complications due to an unknown bleeding disorder, everything was covered even though it exceeded the pre-approved quote. While we do have to pay bills up front, then apply for re-embursement, the claims procedure is usually very quick. Using direct deposit, I typically have money back within 2 weeks (as long as the vet does their part to provide paperwork). The 10-15% rate increase every year is getting a little harder to swallow though!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Super fast claim processing

Embrace continues to be a life saver with super quick claims processing and coverage of exactly what they say they're going to cover. I can't imagine where we'd be without this policy. They're the best!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Are There When You Need Them

My little girl had knee surgery on Oct 26 and one month later we received the payment, which was quite substantial. I'd say that's great customer service. No fuss, no muss. Thanks, Embrace, for being there when we needed you, as always.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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