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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best insurance you can get

As a first time pet owner (70 years old) I am very thankful for this insurance. I received payment from them before I was billed on the credit card I used and was able to send the money to pay the bill. Thanks for being so efficient.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Eskimo Dog
  • AGE OF PET: 1 - 8

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8

out of 10

Well worth it!

I was very skeptical in the beginning...but this has been the smartest thing we've ever done!! Thank You!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Ethical and Caring company

Charley has had an endless amount of health problems. I wasn't sure if having insurance would help since he has so many pre-existing conditions. But he recently had an accident and needed an x-ray. Because of the accident, the vet discovered some other issues. It's been finally diagnosed as Cushing's Disease, which has constant follow up tests and medication required for life. It has all been covered with no hassle and saved me and will save me a lot of money. They also have great customer service and online tools. My only recommendation would be to have an app for members to be able to easily log into from their phones to submit and view claims and see account information. Thanks to embrace for being helpful and happy to pay out claims with no push back. Good and ethical company that I trust.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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10

out of 10

Exceedingly happy.

Had Ins with Petplan and could never get them to clarify policy and finally cancelled policy. Bought policy with healthy paws and all questions were promptly answered. My pug had surgery and I filed claim. My claim was processed and paid in a matter of days. WONDERFUL.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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1

out of 10

Don't use them!!

I have 3 dogs on their insurance policy for over 5 years, I too started with Purina and they were sold out to 24 Pet Watch. I should have switched when 24 Pet Watch took over. I have submitted multiple claims for multiple reasons. Every claim took over 12 weeks to see a check! I have called and sat on hold, I have had difficulty submitting claims because if you don't give them all the information they will NOT contact you to let you know, you always have to contact them and they are the worst with assisting you. I too have had an increase in my premiums - quadrupled!!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Glad we had Embrace!

When we first got our new puppy a few years ago, we decided to get Embrace for both the new puppy and our other dog. So, when our Peanut, a 9 year old Golden Retriever/Chocolate Lab mix was diagnosed with a foreign body obstruction and needed to have emergency surgery that included a hefty bill that we weren't expecting, we were thankful to have this pet insurance. Embrace was very easy to work with and friendly. The claim process was quick and it saved me bundles! Since then we have recommended them to all of our friends with pets!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Could not imagine going without it!

PetFirst has been part of our canine family for almost 11 years. First our Gabby - a lab puppy who seemed to always have stomach ailments Sunday night after midnight. Then Isabella, our Rottweiler, who came to us with a myriad of issues and now our youngest Max - a crazy boy who puts us through our passes with his sensitive digestive system. Its a relief to know that we can make decisions in the best interest of our pets and our family without worrying as much about how we are going to fund their care. I recommend PetFirst to every new pet parent I meet.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace Pet Insurance is the best!

We hesitated in obtaining pet insurance for our 1 year old cat. However we spent a lot of money with prior cats as they got older. Unbeknown to us our cat would develop IBD and require blood tests and scans to determine her illness and get her back on the road to recovery. She just had another major flare up...cannot say enough good about Embrace ~ they are there when you need them most. Very prompt service as well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt, efficient, thorough.

I recently had to file my first claim for my cat who had a freak accident and fractured her leg from a fall the week before Thanksgiving and required orthopedic surgery. After submitting my claim, HealthyPaws was prompt in letting me know what medical records they needed and were very helpful when I followed up that they received everything to begin processing my claim. Once I was assured that they had all the information they needed (all documents received by Tuesday of Thanksgiving week), my claim was processed and completed by the end of Friday the same week (remember this is during the holidays??). There was no dancing around or trying to delay the process. My reimbursement check arrived the following Monday (80%, -$250 deductible). This was not a pre-existing injury/illness so there were no conflicts. Everything went much faster than I had anticipated especially during the holidays and everyone I contacted within HealthyPaws was friendly and very helpful.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

A must for puppies

My rescue Gunner is a frequent flyer at the vet (allergies, ears, and let's not forget those foreign objects that he seems to eat). His recent episode resulted in emergency surgery!!! Got him home and settled, snapped a pic of the receipt and VIOLA -- claim approved. My experience with Healthy Paws has been fabulous (and I am a stickler about customer service ESPECIALLY for my lil babekins). I've only had to call customer service once and resolved an outstanding issue involving copies of vet records and again....claim approved.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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