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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Company!

I signed up all 3 of our pets (2 dogs and 1 cat) a little over a year ago. I have submitted a couple of claims...the biggest a torn acl in my 100lb mixed breed. Embrace handled the claim very quickly and within 2 weeks I had a reimbursement check in the mail. So glad I don't have to make decisions for my pets based on cost. Embrace is a very professional company and when I have called with questions they answer promptly and process claims quickly. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

"Eye" can't say it enough

$6000 worth of surgery and excellent service. Claim handled quickly too! Submitted our clam due to an unfortunate run in with a blade of dried grass. Corneal surgery to remove the obstruction and then follow up care. Trupanion paid our claim even before the Visa statement arrived! We insured our 3 month old with Trupanion and haven't looked back since. Claims process is easy and pretty straightforward. Don't delay. Sign up early and you'll never have a pre-existing condition.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Giving my elder pet a better life

My elder border collie not only is diabetic but needed knee surgery and cataract surgery. ASPCA insurance has helped with the bills, enabling me to provide a better quality of life for my dear companion.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: Over 8 years

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1

out of 10

Find another Pet Insurance Company

I've had pet insurance with 24PetWatch for 10 years. I've rarely had anything paid out. However now, since my dog is senior, they have increased my rate over 100% of what I was paying (an increase of over $1,100). They won't let me switch to another more affordable plan without absolutely everything he's been treated for being treated as a pre-existing condition. This, combined with them being notoriously slow to process, AND not covering most everything, has left a very terrible experience for me. I won't be using them again for future pets.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

Easy to Process claims

I have two new kittens and the enrollment and claims process is very easy. Staff was very knowledgeable and helpful; making sure I got the right coverage. The only negative is the claims processing time frame is painfully slow! I am now going on 3 weeks for one of the most recent claims.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Best Pet Insurance EVER!

I've been using Embrace for my multiple pets for many years. I've been covered for everything I expected and never had any issues or disputes. The staff are BEYOND helpful, kind and knowledgeable. I recommend Embrace to everyone and I swear I'm the cause of most of their clients! ha. Would be nice if there were a referral program ;) Seriously though, I'm so happy to help my friends and those who adopt from me - giving them the peace of mind and being financially able to take care of their furbabies when necessary. Because something ALWAYS happens. To not have pet insurance is just crazy. And to not have Embrace be your pet insurance carrier is even crazier! There is no better carrier out there. None.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Best pet insurance

The best pet insurance
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

My Dogs best friend- Healthy Paws

I want to commend Healthy Paws staff for helping me coordinate with the hospital while my dog was being attended to after falling off a cliff. The sticker shock for taking her to the best emergency care vet was another 1-2 punch on top of the stress of dealing with her emergency. Healthy Paws staff made me feel at ease immediately. I happened to be on the phone with HP's representative while the doctor came into the room with my dogs assessment and estimate for her veterinary care through her recovery period. My jaw dropped when I heard how much it was going to cost and the HP associate immediately communicated that I should take comfort in knowing my doggy was covered for the very best care and that I should focus on my pup instead of worrying about the costs involved, I received my reimbursement check (I chose the 80% reimbursment policy) from Healthy Paws within a few days after submitting her bills.I posted her story on Facebook with a link to Healthy Paws site, and 3 people signed their dogs up that day (that's only the one's I know of, there may be more). Once my dog can return to her local dog park, you can bet we'll be telling all our dog friends about Healthy Paws. I also posted the cute get well card their staff signed and sent her. There's a good reason why Healthy Paws is the top rated pet insurer. Unless they had someone at the bottom of the cliff to catch her, there's nothing more they could have done to help. Healthy Paws is truly the best.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

The $10,000 Rottweiler

Our seven year-old Rottie/Lab Mix tore her ACL. We took her in for the surgery consultation only to find out that she had a small growth on her lower lip which the surgeon thought might be melanoma. So, during her ACL surgery her growth was removed and biopsied. It in fact, turned out to be melanoma. She just received her third melanoma shot yesterday and she is doing very well. I cannot thank Embrace enough for helping to cover the costs for my sweet girl. My husband always jokes that she is spoiled rotten, nicknaming her the $10,000 dog. Thanks to Embrace she definitely lives up to that name.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

my dogs took the mince pie

who knew that mince pie was poisonous, not my dogs for sure. $1600. later at the emergency vet s. IV fluids, overnight stay , lab work etc,etc,I had the check less than a week later from Embrace Ins, they are the best .asked how my dogs were etc. customer service ,,,the BEST
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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