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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 10

Decrease co-insurance after 5 years of premiums

After five years of paying premiums I get a letter out of the blue that they are decreasing what they will pay in co-insurance. This is on top of a recent increase in premiums and increase in deductible. They will not share how they decided to reduce our coverage by 20%. It is a 'secret' what they base their calculations on. Paying premiums for 80% co-insurance and $5000.00 per incident/condition. My dog just reached $5000.00 total for all health conditions combined after 5 years. You are exopected to accept it because gee whiz they will recview it again in 6 months. Of course who would object to paying another 20%? Like others have said average payment is over a month. Also appear to penalize you if you submit frequent small claims
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

The wellness claim I submitted was processed in less than a week! The customer service at Embrace is second to none. Someone always personally responds within 24 hours. The website and policy is easy to read and understand--which is more than I can say about my own health insurance! I highly recommend getting pet insurance if you have a fur baby and when you do, Embrace is the best choice.
  • INSURER: Embrace
  • POSTED: 05/09/2019
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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10

out of 10

TRUPANION PET INSURANCE IS THE BEST!

TRUPANION PET INSURANCE - WHAT CAN I SAY ABOUT THEM EXCEPT THEY ARE THE BEST! ALWAYS SO VERY, VERY HELPFUL AND FRIENDLY. AND IF YOU NEED TO FILE A CLAIM, THEY ARE SO VERU QUICK TO ACT ON IT AND PROCESS IT. AWESOME COMMUNICATION WITH THEM. THEY ARE SO VERY CARING AND KIND. MY EXPERIENCE WITH THEM HAS BEEN MORE THAN EXCEPTION. I WOULD HIGHLY RECOMMEND THEM TO ANYONE!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Definitely do not recommend

Very "caring" until you use the policy for ongoing pet health issues. Now that our cat has been diagnosed with chronic health issues, that "caring" nature has disappeared and been replaced with policy reviews, decreased co-pay (now 50%), and increased deductible. Not worth the cost of the premium!
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Best Investment For Molly B!

Molly B is my pug who recently had a surgery because she ate a stick in our yard. I have had insurance a few years back for Miss B of which covered nothing except for 20 dollars here and there. I was so pleasantly surprised when the insurance covered most of MOlly B's foreign object surgurey. The company is super prompt, easy to submit claims and user friendly. I highly recommend this insurance and will be keeping it.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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1

out of 10

24 petwatch wnet from excellent to horrible!!!!!!!

sorry your claim was not received w/records....sent 5 timesevery person that works for your is completely a repeat of "i don't care. " 15 years w/your company ....Started terrific....and went down-hill" Why pay employees that are uncaring!!!!! What a horrible company. !!!!!! cl;ose your dorrs - you are no good!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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9

out of 10

Impressive staff and co.

We have been covering two dogs since January one of 2016. Although they both had some pre-existing conditions, one dog pad cranial cruciate ligament tear needing surgery. The staff was very helpful and prompt regarding information and subsequent coverage and payment. I was very impressed with their professionalism and helpful attitude. I would recommend this company two others.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Good insurance with quick turnaround.

This visit was just an annual check up. I am impressed with the coverage as well as the quick reimbursement turnaround.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Money well spent

Our pets are family members and they get sick and have accidents just like us. We have submitted claims for our Papillon for a torn ACL and fractures leg. Our ASPCA pet plan covered the majority of the expense. They issued a prompt check after submitting our claims and were followed by a call to check up on our pet.I high recommend getting this insurance for your pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent

I have 6 Cats, (AKA, my Fur Babies)Insured with this Health Plan. I chose the Insurance Plan that covers Wellness as well as illness or injury. I bring my Fur Babies yearly for an annual exam, I am a stronger believer in preventive medicine. When I submit a claim for Wellness Exam, I am quickly reimbursed by the Insurance Plan. Two of my Fur Babies have been treated for illness, knowing I had Pet Insurance gave me comfort, as treatment can be costly. After the Claim Forms were submitted, I was very pleased with the turn around time in which I received reimbursement as well as the amount of the reimbursement that I received. Thanks very much!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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