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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Wonderful

I have 6 cats and they are all insured here. We are happy with the decision we made about 13 years ago to insure all our pets. I never had a problem with a claim. They always paid without much hassle for me. Thank you for giving us peace of mind.
  • INSURER: ASPCA
  • POSTED: 05/09/2019
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Bait and Switch

I take back all the nice things I previously said about this company. Last year my dog was diagnosed with diabetes and Cushing's Disease. We spent most of the year running various tests to try to determine the correct dosages of medicine to regulate her blood sugar and hormones. When her policy came up for renewal in October, I spoke at length with a representative to ensure her conditions would be covered. She had to have more tests run and I submitted a $680 claim. The claim was denied because they said those conditions were only covered during the policy year in which they were diagnosed. I am furious that I was misled and made decisions about her care based on the fact that I thought it would be covered by our insurance. I am going to attempt to appeal the decision given that her diagnosis is ongoing, but intend to cancel this policy as soon as it is resolved. Petfirst just lost a customer of 6+ years.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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10

out of 10

Great Decision

I have a 4 year old English Bulldog who I got Embrace for when he was a puppy. So Happy I did. After a summer of testing and steroids we found out he is Extremely allergic to dust. He has been on a very expensive allergy med for 2 years now and Embrace covered testing, meds and visits at 80%. He was also attacked by a dog and needed emergency surgery with a bill of < $2,000, embrace also covered the ER visit, surgery and meds at 80%. We are in the vet often with normal Bulldog issues and so happy I purchased this insurance for him.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Great Experience With Pets Best

Recently, my three year-old cat Boots had a mast cell tumor removed and subsequently had a bad allergic reaction to antibiotics. The total bill was close to $1,400. Pets Best paid 90 percent after $100 deductible. I like the ease with which I can submit claims--a few clicks, a picture of the bill, and voilà, I am done. They paid promptly, too. So glad I have Pets Best!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Affordable pet insurance

Affordable insurance. Important to have some insurance. This is my first dog and I had no idea what to expect. Yes they do get sick. Mine has a chronic condition of sinusitis and seems like she's always on something - antibiotic or prednisone. Fortunately I do get a decent amount of reimbursement
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Zeva

The insurance has been fabulous! The customer service has always been great! I would highly recommend EMBRACE to any pet owner and recommend to my friends all the time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Lifesaver

Our lab was near death after eating a cloth toy that shredded into string and wrapped around his intestines. Emergency surgery was needed and Embrace was on the spot with immediate information, customer service and medical costs reimbursement. This past November our lab tore ligaments in both knees, more surgery required. From the first customer service call to Embrace to the claims process to reimbursement, a smooth transaction. The staff is terrific. I've owned three dogs before this one and this is the first time I bought pet insurance. If you are looking for pet insurance, look no further. Embrace, the best.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Pays!

Embrace has paid all claims I have submitted. Much unlike the prior insurance I had a few years ago, which I dropped. They are customer service oriented and pay claims quickly. Usually within 7 days or less from submitting the claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Ease of claims

I was very surprised with the ease of placing a claim online. Didn't take long to get my refund. Thank you!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Our dog is very lucky to have healthy paws insur.

I wish I had healthy paw insurance for myself. It is much better than Obama insurance or any company insurance. I strongly recommend healthy paws insurance to all pet owners. You don't have to make that very difficult decision to save your dog's life or not based on how much it cost. Healthy paws will take care of it when your pet is in life or death situation. Thank you healthy paws for saving our dog's life by paying for her surgery.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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