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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great experience

Our 1 year old Doberman had some type of infection that the vets could not figure out. After testing, we ended up with $1,200 in vet bills. Of course we paid it, we would do anything for our dog. I submitted my invoices to Embrace and they were quick to acknowledge receipt of my claims, and keep me posted on the status each step of the way. I received the money within about a month (holiday season). Also, the yearly deductible deduction if you do not submit a claim is a bonus! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you for my peace of mind.

Embrace dog insurance was amazing when my dog, Stanley, was diagnosed with bloat and neded emergency surgery. I would have mortgaged my house to save my best friend's life but I didn't have to. Thanks to Embrace Insurance, I could say yes to the needed procedures to save my dog's life and know that I would get back 80% of my expenses. I was one of the lucky pet owners. Bloat is often fatal if not caught very quickly. Knowing I had insurance allowed me to take him to emergency pet hospital without thinking twice. It is important to know that reimbursement can take a month or so due to checking for pre-existing conditions, etc. but once approved my payment was received.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

excellent

Thank you VPI for paying in full 2 more claims I submitted 2 weeks ago. I have this insurance for 6 years, and I have been so happy with it. Their customer service is also great when you have to call. So thank you nationwide for paying my claims and for my peace of mind. Keep up the good work
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Hassle-free insurance from people who care

The process for filing a claim could not be any simpler. Just upload a picture of the invoice to the app and you have a check in just a few days. The few times I called the company I was treated as if I was the most important customer they had. The policy is the most comprehensive I could ask for and there's no "fine print."
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Grateful to have ASPCA Pet Insurance

Insurance with ASPCA has been superb since day one. Submitting/tracking claims is so EASY. Our puppy most recently had a bout of sickness that required a trip to the ER. The claim submission took no time and the processing was completed with a super quick turnaround. In addition, a team member called a couple of days later to check on how our pup was doing. Truly great service all around! I am so glad to have ASPCA Pet Insurance!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

THANK YOU, EMBRACE!

I have been an Embrace customer since 2014 and am the proud mother/owner of two amazing Golden Retriever brothers. My boys (9-year old littermates) were diagnosed with cancer (different types) last year. One completed cancer treatment (surgery + chemotherapy) last November, and the other one is currently going through treatment (oral medication + chemotherapy). This journey has had its share of highs and lows, but I can certainly tell you that one of the highs has been having Embrace pet insurance to substantially help with the financial costs associated with treatment for my dogs. The process for submitting insurance claims is very straightforward, and the Embrace team is incredibly prompt with reviewing/processing claims and mailing refund checks. I am grateful for each good day with my pups, as well as for the incredible pet insurance provided by Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Why can't human insurance be this good?

I pay $23 a month for my cat Athena's insurance. About a year after I signed up, she developed an ear infection. Weeks of various medications were doing nothing. Fluid sat at the bottom of her ear and kept coming back even with draining. Her ear drums were ripped from the infection and she developed a high fever, leaving her so lethargic I wondered if she would make it. The vet, whom I trust, recommended a specialist come in and perform a complex, expensive operation that would essentially take out part of her ear. The operation was about $2500. I felt more secure knowing I had HP, however, experiences with human insurance companies, who love to deny claims, had left me wary. So imagine my surprise when they paid out promptly. Not only that, they initially only paid half because I had paid a half-upfront downpayment. Since that wasn't itemized on the invoice, it wasn't paid. I called and explained the situation. At first they asked me to send a re-itemized bill and I said I would. But the next day, they just went ahead and processed it with no more fuss. Also, the customer service reps are helpful and polite. I'm glad to say Athena is feeling much better.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

AWESOME

Please ask for Phil or Kendra. They are Outstanding and can answer all your questions and are very thorough and patient and kind with everything you ask or need to know from them. Their knowledge of the company is outstanding and you will get the best customer service possible. Did a lot of research and this is an outstanding company best in the business you won't be sorry by doing business with true companion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: Under a year

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10

out of 10

Proved it's worth

We have had insurance on our Anatolian for about 2-3 years now and he had a traumatic injury that has turned out really but we thank Hartville every day for their prompt response and payment which really relieves us. Service is MUCH better now that you can submit online for claims and track easily. Much needed and we are all appreciative.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Anatolian Shepherd Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent customer service and reimbursement!

My Fenway recently had a left knee surgery and will soon have hip surgery.I was really worried about the procedures but when I spoke to the customer service rep I was assured of coverage! I provided all of the vet findings so they knew what we would could expect! The price is excellent and truly believe this was the smartest decision I have made in my life 🐾
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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