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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great service, fast payment

Our puppy got very ill. When I saw the estimates, I was concerned for her health, but also for the bill. The team confirmed that we were covered and setup direct repay to get the payments processed even faster. The submission process was simple, and the status was very helpful. ASPCA is highly recommended! Especially liked the follow-up on the puppy's health. It was very kind as well.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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1

out of 10

DO NOT waste your money

I submitted 2 separate claims and both were completely denied. Everything was denied, even things I was told would be were not covered. This is nothing but a scam.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best insurance

Embrace is the most comprehensive pet insurance I've ever encountered
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

If you have a heavy chewer, GET IT!

We have two Boxers. They LIVE to chew and they chew HARD. The male, Malcolm, also likes to swallow the evidence. He has since he was a puppy. I had to hide every toy in the house for the first 5 years and get them out only when I had time to sit in the floor and play with them. He needed watching 24/7. He could not be trusted not to eat his toys. Even got the top off a black kong toy-- the hardest one! He has had to undergo I think, 5 intestinal surgeries in his lifetime to get the toys out. He nearly died once and has lost 8 inches in his intestine. The female, McKenzie, recently went through a very scary bout with Trigeminal Neuralgia and had to be put on a feeding tube, had a reaction to that and it took a long time to recover. Trupanion was there for us every step of the way. I have always counted on them and they have never argued or balked at any request. I highly recommend them to any pet owner. You never know what issues a new puppy might have.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best!

I'd never had pet insurance before but when my Puggle puppy was eating things he shouldn't and winding up in the Pet ER, I decided it was time. I went to work reading reviews. I decided Healthy Paws was the way to go and boy was that a good decision! Our sweet, exuberant Puggle has had bladder stones, a liver shunt and just recently a cruciate ligament tear. Thanks to Healthy Paws, there was no need to fret, as my policy covered 90% of the cost of all surgeries, medications, x-ray's, etc. The claims take about 5 seconds to file online and the processing is super fast. Now, our sweet boy is currently recovering and is happy as ever. Thank you Healthy Paws for your caring and devotion to our fur babies!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Professional, honest, and caring company

My doggo was diagnosed with diabetes. Everything about it was stressful except for getting info from Trupanion. My deductible for her diabetes was almost met in one visit and soon Trupanion will start paying 90% of the expenses for her treatment for the rest of her life. I'm so relieved. When my other dog died, I called them and the receptionist was the sweetest, kindest person ever. Everyone there seems to actually care about their clients. It's not a tooth and nail fight to get what you paid for, unlike my human health insurer!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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10

out of 10

Bravo Zulu Embrace!

So far Excellent service. Thank goodness, I haven't needed insurance on Snugs for anything serious but I have nothing but praise for speed and efficiency of Embrace and the courteous and friendly service I have received. Thank you Embrace
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

They were very great, after a nudge ...

My wife and I adopted an older cat and put insurance on him the very first day. Since his history wasn't known or documented there weren't any pre-existing conditions. Unfortunately about 18 months in our boy started having health problems and things escalated quickly. He endured 3 emergency life saving surgeries in 3 months and it wasn't until the last surgery that the cause of all the issues was finally determined, he had cancer. We submitted our first set of claims and heard nothing. We submitted more claims, and still radio silence. I sent emails, and no reply. Finally when I was about $6,000 out of pocket and not a single peep from Trupanion, and having found out he needed another surgery I called their customer service line. The person was extremely helpful and in reading the timeline of events even she was surprised that it had been 5 weeks of waiting and nobody from Trupanion had done anything to advance the case. We ended the call with the rep agreeing to escalate the issue and she would call me back when she had information. A few hours later i got a flood of emails that my claims were approved and a check was in the mail and true to her word, that rep called me back. She didn't provide explanation or excuses but simply said the problem was resolved and any claim submitted moving forward would be handled within a more appropriate timeframe. Needless to say from that point on the claims process was flawless. We'd submit the claim and typically within 7 business days would have our reimbursement check. Our boy ended up passing away but all told trupanion probably covered somewhere around $15,000 in 3 months for his treatments. I'm disappointed that during this stressful time they made it my responsibility to monitor them and hold them accountable to do their job but once someone finally took accountability they were excellent.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Great service

Wonderful, fast service, and exactly what they tell you is what you get. No hidden fees, or service that they don't except.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Brussels Griffon
  • AGE OF PET: 1 - 8

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1

out of 10

TRUPANION INSURANCE NOT YOUR COMPANION

IF I COULD GIVE THIS COMPANY 0 STARS I WOULD. BEFORE SETTING UP OUR POLICIES (BY THE WAY THE HIGHEST ON THE MARKET $79.A MONTH EACH DOG) I WENT THROUGH MY DOGS MEDICAL RECORDS THROUGHLY WITH THE COMPANY REP. SHE ENSURED ME THAT NO OF MY CONCERNS WERE PRE EXISTING MEDICAL ISSUES AND THAT MY DOG WOULD BE COVERED IF ANY INJURY OCCURRED. WELL LOW AND BEHOLD MY DOG WAS INJURED AND EVERYTHING WAS PRE EXISTING. NOT COVERED, NOT EVEN CLOSE!!!!! TAKE NOTE IF YOU HAVE TIME READ THE ARTICLE IN THE NY TIMES ABOUT PET INSURANCE ITS WORTH THE READ, ITS ALL A HOAX, BIG MONEY MAKING OPPORTUNITY FOR THE INSURANCE COMPANY. 10-20% OF ALL INJURIES ARE REALLY COVERED. WE INVESTED A TON ON MONEY INTO TRUPANION INSURANCE TO ONLY BE DENIED OUR CLAIMS. TAKE THE MONEY YOU WERE GOING TO PAY FOR INSURANCE AND PUT IN INTO A PET EMERGENCY SAVINGS AND YOU WILL COME OUT WAY AHEAD.....WE WOULD HAVE ACTUALLY HAD MONEY LEFT!

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