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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Thankful for pet insurance

In December 2015 we added a Ragdoll kitten to our family, I felt inclined to get pet insurance for her before she hit 6 months of age. I am so thankful I did as we recently learned she has mild heart disease at age 14 months. We are heartbroken but so very thankful to have insurance as vet visits will be required every six months to monitor her condition so that she receives the best care for as long as we have her. Embrace processed and paid claims within 2 weeks of submission, I appreciated having the website to track claims and preserve history for our cat, as details and history can get fuzzy over time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: 1 - 8

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10

out of 10

Claim response

I am new to Embrace and have been nothing but pleased in the Customer Service and their willingness to listen and act on a claim error that I discovered. This was immediately rectified and an adjustment was made.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Over 8 years

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10

out of 10

AWESOME PET INSURANCE

The absolute BEST pet insurance!!!!!!! We received our reimbursement for services within a week!!!!!!!!!! Customer service is phenomenal!!!!! Always ready to assist with any questions you may have. The customer service department has some of the nicest people to assist you. I wouldn't hesitate to purchase this insurance at all! Keep up the great work Embrace!!!!!!!!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service and fast response to inquires.

Dog bite attack resulted in some hernias that needed repaired after initial treatment. Vets report on the claim was confusing due pre existing hernia. Excellent communication between Vet and Embrace cleared up problem quickly.Total satisfaction on how claim was handled quickly and efficiently.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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1

out of 10

Horrible company

My dog was insured with this company for 6 years. Every time I submitted a claim they asked for additional documentation and tried their best not to pay it. The communication is horrible. Finally, last November I received a letter saying my pets insurance would be "temporarily" cancelled because the state of Florida had not renewed their license and were still waiting for it, but that as soon as Florida approved them, my pet's insurance would be reinstated same as before. Well, I found out they were already approved by Florida and called them. They said they could insure my pet again but that his previous conditions would not be covered!!! Talk about crooks, cons, etc. etc. Just when my dog turns 10 and I need it, they decide they will not covered any pre-existing conditions. Don't deal with this company. It is the worse and you know that saying "you get what you pay for" it is 100% true in this case. They will do absolutely everything and anything not to pay a claim!! BEWARE!!! They make you work for it and if and when they pay because they have no choice, it takes 3-4 months!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best!!

Healthy Paws!! If health insurance companies for humans were as efficient as Healthy Paws we wouldn't have any worries in life..... A few months ago we purchased a beautiful pure breed English bulldog puppy. Knowing the traditional issues that English bulldogs bring with them we decided it would be prudent to purchase an insurance plan for him. Sure enough, a few weeks ago he developed aspiration pneumonia (very common in this breed) and had to be hospitalized for 36 hours. He recovered well, but an expensive medical bill was waiting for me when we checked him out of the hospital. This is where Healthy Paws came in. Their health app is absolutely amazing...I just clicked on the app, snapped a picture of the hospital invoice and hit the submit button. EXACTLY one week later I had my reimbursement check from them - I was absolutely astonished. Not only that, I also received a personal email from Mr. Tim Weiss (Claws & Paws Protector) asking me about Rocco's progress! I absolutely LOVE this insurance company and you will too....you won't regret it. Regards, Alex
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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8

out of 10

So far so good

I have an 8 mo old Yorkie who has had gastro issues from day 1. Once I met my $500 deductible,I began receiving reimbursement checks. Although the diagnosis doesn't change, sometimes claims move quickly, other times not so fast. I was recently told that they are very busy this time of year. People registering puppies from Christmas & Valentine's Day. Hmmm not so sure 🙄
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws Pet Insurance is awesome!

I have had Healthy Paws covering my two shiba inus for the past six years and have never had an issue with them covering a claim. Submitting a claim is straightforward and it is usually processed within a week. Recently my dog Jotly had to have a root canal done on a back "anchor" tooth. All I had to submit was the invoice and the vet sent them the examination notes directly. The claim was settled the day they received all the information. I am so happy I chose Healthy Paws to help me care for my pets. The people who contact me genuinely seem to care about the wellbeing of my two dogs.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: 1 - 8

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10

out of 10

Easy, convenient insurance, and so worth it!

I investigated 4 companies before deciding which insurance to use. I have two dogs and insure both through Healthy Paws because of a combination of an affordable premium, coverage, and good reviews. One of my dogs seems to always be visiting the vet for one reason or another. The Healthy Paws app for submitting claims is incredibly easy and they review the claims very quickly. Most recently, they approved coverage for x-rays, CT scans, and double elbow surgery on my 1-year old which ensures that she will not have premature arthritis issues. We are very happy to have signed-up with Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

BEST PET INSURANCE COMPANY BY FAR!

I really don't know where me or my spouse would be, or what we'd do, if not for Healthy Paws. We adopted our zoe in April 2016 at 12 weeks old...over the course of her 1st 10 months with us, she has been diagnosed with several health issues & have also had a few emergencies which had we NOT of had Healthy Paws, i'm not sure what the fate of our Zoe would have been. We have never been denied a claim & it has eased so much stress knowing that she will be well cared for...especially knowing that some of her conditions have potential to be life long. I would recommend Healthy Paws to anyone seeking a good company to cover their pet! We really don't know how to thank them enough! They even send 'checking up' emails when something major happens...& the customer service is top notch!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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