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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

It has been a relief to have this insurance

I have this insurance for almost 10 yrs, they always have been excellent in paying claims quick. This last time, my 15 yrs Yorkie was diagnosed with nasal carsinoma and I took him to the vet oncologist. All the exams and treatments have been very expensive and I was concerned many things were not going to be covered. For my surprise, I got reimbursed very quickly. If you have a pet and you are an animal lover like me, you will do everything for your pet. Thank you for your support, it has been a huge help to care for my little one.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Timely Claims Service and Affordable

My male outdoor cat had a very high fever. He refused to drink or eat. The vet saw him that very same day. There were numerous tests that were done to determine the type of infection. My cat was given a shot of an antibiotic. He was given an oral antibiotic as well as something to sooth his stomach. It took a week for my cat to get better but he is up and running. Apparently, in our area, there were raccoons that were carrying some type of virus that was making dogs and their owners ill. The vet submitted the claim to Embrace. I received an email from Embrace that they received the claim and would process it within 10 business days. As always, the claim was processed sooner than that and my reimbursement check was in my mailbox. We have used many pet insurance companies in the past but Embrace always has an explanation of benefits that is easy to understand. Other pet insurance companies have changed month to month what is covered. Embrace is reliable and affordable.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

GREATFUL THAT YOU ARE THERE

I am so fortunate that we chose EMBRACE for our pet insurance for Shasta as you process all claims and never request additional medical documentation. Our Vet agrees that you are the easiest and most prompt insurance co. available and recommends your services to all of their clients.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Thank you so much for being there for me

After having my dog insured at another pet insurance company for first 10 years of her life I decided to cancel their insurance due to increasing annual premium and not have insurance for my dog. I did this for one year then I decided to find an insurance for my dog again due to her age nearing 12 years and health issues that will follow naturally due to her age. I found Pet Embrace insurance from online from favorable review and premium was one of the lowest out there for the coverage amount. Within three months of having Pet Embrace Insurance my dog got diagnosed with sheath nerve tumor on the nerve of her brain. She went through many diagnostics to find the cause...full blood work, x-ray scan, but ultimately MRI found the culprit. It was not cheap for diagnoses I mentioned. I had zero issue with the claim and it was paid out rapidly. Pet Embrace staffs were very friendly and genuinely concerned with my dog's wellbeing. Next step for my dog is radiation treatment if I decide to go that route and Pet Embrace has already told me that radiation treatment will be covered and they are there to support me whatever decision I take from now. It's great to know Pet Embrace Insurance is behind me and knowing that they will insure me on expensive radiation therapy is a huge relief. I can’t thank them enough for what they have done for me so far and full support they will give as I evaluate what is best for my dear family member. Thank you so much Pet Embrace Insurance from bottom of my heart!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Service, User Friendly, Timely!

ASPCA has been great for our English Bulldog. We saw a flyer at the vet when we first got him and thought it just made sense to have peace of mind in case we ever needed it. The website is very easy to use, it guides you through the claim process step by step. The customer service over the phone is one of the best I have ever encountered, very friendly! My claims have always been processed quickly and they offer direct deposit, which is extremely convenient. The premiums and deductibles are very affordable, and very worth it if you end up needing the coverage. They offer something for everybody, which I think is nice too. Our English Bulldog has had a couple of pneumonia episodes and this insurance has come in handy with a couple of hospital stays and trips to the not-so-wallet-friendly emergency vet. I love ASPCA and would recommend their coverage to anyone with a pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

So grateful for Embrace!

Embrace has always been quick to respond and paid claims promptly. I read about them in Ingrid King's Conscious Cat Facebook column and she was exactly right. They're the best, and so worth the peace of mind. The only thing worse than being told your beloved companion needs a $2000 bladder operation and then a $2700 urinary operation 3 months later would have been not having Embrace Pet Insurance. Who has that money readily available? Not us.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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1

out of 10

Do Not Use

This company is a joke. They denied my claim several times and each time they came up with a new reason. Just grasping for straws. One of the times they denied my claim they quoted what I said when I called to schedule a Vet appointment. I had stated that I thought my dog had an illness even though later I submitted a letter written from my Vet telling them that I was wrong and that my dog didn't actually end up having that illness they denied me because of what I had said when I booked the appointment. Over the Vet. Absolutely ridiculous. I never got a penny back and I cancelled insurance.
  • INSURER: Figo
  • POSTED: 03/24/2018
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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9

out of 10

I recommend Trupanion

I have an 8 year old Bulldog with allergies, so he has to be seen by the doc regularly and takes medication daily. Recently he was diagnosed with a corneal abrasion. I took him to the doc and they recommended that the abrasion be debrided(?) and a bandage contact lens inserted. The claim was handled within 7 days of my faxing Trupanion the bill.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Company

I have 6 dogs and 1 cat...Embrace is not only EXTREMELY reasonable in terms of premiums, but have always been quick to pay claims and the customer service I've experienced on every call has been outstanding. I am a customer for life!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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9

out of 10

Tenacious Follow Through

This claim process seemed to be filled with roadblocks. However, Laura and the others who worked the case were patient with us, helped work through the roadblocks, and eventually completed it. We appreciate the continued effort to make this right.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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