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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

you are awesome!

I have had ASPCA insurance for about 5 years for 3 cats. One cat has a preexisting condition and ASPCA insured her(excepting her preexisting condition) which no other company would do. The reimbursement from ASPCA is higher than other companies, and submitting claims is very easy. I like that preventative care like vaccinations and teeth cleaning is covered. With ASPCA, if my pet is ill I can take them to the vet without worry. I wish some of the health insurance companies for people would be more like you.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Very compassionate, but professional

I've been with embrace for a less than a year. Overall I'm pleased. They are very thorough, almost to a fault. This most recent claim, took a week to process. I have another claim from 1-2017, that I'm still trying to get resolved. This is where I say they're very thorough. I've never had pet insurance before. My other Great Dane was 6.5 when he died, he had a terminal intestinal disease. When he was first diagnosed at age 3, the vet gave him a year to live. We were very lucky to have him for another 3.5 years. I don't regret 1 penny, but we spent thousands of dollars. I knew that when we got another dog, I would get the pet insurance. If we didn't need it, than great.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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1

out of 10

terrible company

They refuse to cover the tooth extraction. Their reason: preexisting condition caused tooth problem. Not true
  • INSURER: Trupanion Canada
  • POSTED: 10/12/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Best Pet Insurance Ever

About 3 months ago our yellow lab Max started limping. We kept watching it hoping that it what ever was causing the limp would eventually go away. It didn't. We took him into our Vet and sure enough he had tore his cruciate ligament in his back left leg and would need surgery. Without the surgery he would most likely develop arthritis and would continue to be more painful. Of course we want to do what ever we have to take care of our baby. We told our Vet that we wanted to do the surgery and were given an estimate of 5,000.00. There was no way we would be able to afford that. We had insured him through Healthy Paws Pet Insurance last year. I called them and told them what was going on and thank heaven it was covered. We thought that we would have to come up with the whole amount and then be reimbursed. Which was still going to be really hard. Then the rep at Healthy Paws told me that they can do a direct pay to the Vet we just had to send them the estimate in enough time before the surgery to get everything approved. What we thought was going to cost us 5,000.00 ended up costing 500.00. We cannot be more greatful to Healthy Paws. Max is now well on his way to recovery and getting back to his normal playful self. I don't know what we would have done without them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Very very great pet insurance to have!

I recently started using Healthy Paws and shortly after getting the policy, our dog needed a major surgery. I was so happy with the process for filing a claim and the speed at which everything was taken care of. No questions asked - I just submitted the documents online and within a few days I had an email back with details and the answer that the surgery and all the follow-up appointments were covered. I had the check in the mail within another week or so. And I even got a follow-up email from them asking me how our dog was doing! Overall, super impressed by how quick and easy everything was and how great their customer service team is.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Small Munsterlanders
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion For Life!!!

Awesome customer service!!!All claims paid in a timely manner!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace your pets!

We've had embrace for our Labrador Retriever Dante for three years now. He had a partial knee ligament tear and was receiving acupuncture treatments for about a year until it became too aggravated and had to have knee surgery. Embrace covered 80% of the treatments and the surgery. All claims have been approved and paid rather quickly. We are very glad we made the decision to insure our fur baby early on.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Top Notch

I cannot say enough about the compassion and empathy I received from Healthypaws during my beloved dogs recent illness. The Sunday before Easter he had been regurgitating all day by evening we took him to animal critical care where he was xrayed and it was thought he had swallowed something which was blocking the outflow duct of his stomach. He was very sick and dehydrated. We were told to have him Xrayed the next day by our vet. He was and she immediately performed surgery only to find out he had thickening of his GI tract which would not allow anything to pass through thus the regurgitating. I was devastated and so afraid I couldn't financially provide him with the care he needed. The bill from the critical care was 1200+ dollars and my vet was 2700+. Healthypaws to the rescue. They paid all but about 500.00 of that 4000.00 and very quickly. One claim was even processed the same day. I thought I was going to lose him, but with prayer and the kindness of my vet, who allowed us time to pay on balances incurred after the first, he is on the mend. He is only 6 and I was not ready to lose him. I implore anyone who has fur babies to purchase quality pet insurance for that peace of mind. The small monthly premium is well worth it. I had another pet insurance prior to Healthypaws, but I will be a customer for life.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

After losing a young Doodle to sudden massive liver failure, left with nothing but a huge bill to pay, we decided to sign up with Embrace when we got our next Doodle. We have not regretted it once. Embrace has always processed our claims quickly and fairly, and we have great peace of mind knowing that in the unfortunate event we are left with huge vet bills, we won't have to cover them on our own. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 05/09/2019
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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2

out of 10

There were unneccessary delays.

This was my first claim in the nearly 2 years I have been with Embrace. It seemed as though the people I spoke with didn't really know what was going on with my claim. The website provided little information other than Embrace was waiting for additional information. However, when I spoke with one of the representatives, I was told the additional information had already been received and they would be processing my claim. That did not happen until my last call when I asked to speak with a manager and she made sure it got done. Thank you Jessica. I like to give people a second chance which is why I would recommend Embrace. Hopefully, I won't have another reason to file a claim, but if I do, I hope they will be a bit more responsive and resolve issues quickly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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