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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

So far so good but plan ahead

So far Embrace has accepted all my claims. My dog has been insured since he came home so no pre-existing conditions. The only big drawback which is partially my fault for not paying attention is the first claim can take a long time to process. The reason for this is they will require all the vet claims for the first 6 months of coverage which can be exhausting to get and review. Now that that has been done things seem to be going more smoothly and so far I've gotten back what I expected. Excellent rate, no sharp increases, and the healthy pet reduction in deductible is great.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Care Claim for emergency surgery

2 surgeries to remove blockage from eating foreign body.Terrific customer service easy to submit claim and constant email updates on processing claim. Follow up note to check on Hennessy. Very impressive.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Dependable & Outstanding!

Embrace has always delivered outstanding service and I can always count on my claim being processed almost immediately. I have never had any issues and recommend this coverage to everyone I know.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great coverage and service

I've always been very happy with how quickly my dog's wellness claims were processed in the past. He was recently diagnosed with cancer, and Embrace has processed the claims for surgery and related tests and reimbursed my expenses with no hassle. It has really taken a lot of worry about finances out of a difficult and stressful situation and allowed me to just focus on taking care of my dog. Also, if they have a question about the claim they just contact the provider for what they need rather than sending it back to me - they are very customer friendly. The notifications of receipt of claims are prompt and they keep you informed of where they are in the process. I am very thankful for the coverage and have been very pleased with the professional and quick reimbursement. Anytime I have contacted customer service with a question, they are very quick to respond.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The Absolute Best!

My cat, Mango, endured almost 2 years of chemo, and Trupanion processed every single monthly claim immediately. They acknowledged receipt of my claim within 24 hours, sent a follow up e-mail within 2 days to let me know the claim was being reviewed, and within a week, I received notice of the amount of reimbursement, and the check was on it's way. Sadly, I lost Mango, but I can't say enough about how efficient and professional the staff is at Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

Thank you review

Its my first time purchasing pet insurance. After, my dog had an accident that involved emergency care and the cost out of pocket was more than $700. I realized that i needed Pet insurance. I started researching many pet insurances. What i really enjoyed about Embrace insurance was that the wellness part of the insurance covered me, right away on the same date i purchased the insurance. After that my decision was easy and i decided to purchase Pet insurance was Embrace. Overall, i am glad for my decision.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Lifesavers

Healthy Paws has been an absolute lifesaver, and I mean that quite literally. Our 5-year old frenchie has turned out to be a repeat offender when it comes to eating things that he shouldn't. After three major surgeries to remove foreign objects from his stomach/intestine, Healthy Paws has stood by their commitment and reimbursed us as agreed. I can' tell you what a relief it is to listen to a vet run down the list of procedures and expenses that will be required and not have to worry about having to make what would be the hardest decision of our lives. On top of the excellent coverage, the reimbursement process has been timely and without dispute.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Great, easy experience.

My experience has been very positive. I chose Embrace over other insurance because of coverage. I would do a in depth review so you understand what is covered and what is not. There is no sense in getting upset that something isn't covered that you never paid for coverage for. I do think in general Embrace covers more than most or gives options to cover more. I didn't give a 10 rating because I have only ever used Embrace so don't have a comparison.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Quick, Responsive and saved me thousands

Something just did not seem right with out best friend so we took him to our vet and then had to go right to the ER and long story short after $8,500 and one emergency surgery at about midnight, our Welsh Terrier is slowly getting back to being the terror that he is. He may have 30+ staples in his stomach but you would never notice without looking directly at his belly and thankfully he is on the road to a full recovery. I remember minutes before the surgery the doctor came out and had to explain to us the costs associated with literally saving his life and there was no thought in my mind about not doing the surgery; part of the reason that costs never crossed my mind was due to HealthyPaws. Thanks to HealthyPaws I will receive 90% back and never have to think twice about the costs associated with the best possible pet care for our best friend. Thanks HealthyPaws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Welsh Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Best Thing for my Puppy

From the first phone call to the claims process everything has been so easy and convenient. I had no idea how to approach insurance for my puppy, after comparing other plans ASPCA was my pick and the rep that assisted me with my policy made me feel like a person not just another sale. The claims filing process is so easy and it's direct deposited to my bank. Getting some money back after expensive vet visits makes the cost of the plan worth it. We have used the preventative services for her neuter, routine visit and her flea/tick prevention.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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