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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Claim reviews when pre-existing conditions apply.

Pre-existing conditions pose a claim resolution challenge. Embrace has consistently given our claims a thorough review, even when we tell them we believe a prior related incident of a related condition may still be so classified. Thank you
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Insurance

I have tried 2 other insurance companies and neither one compared to Trupanion.I have submitted claims ranging from just over $100 to almost $10000, (lupus). I am so glad I chose a company with no yearly or lifetime limit. That can be a lifesaver.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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2

out of 10

deny, deny, deny

Almost every claim I have submitted to this company has been denied. They do not even keep electronic copies of the records. I have sent my dog's complete medical history as well as pictorial and video evidence of his ailment and they still deny the claim. I will not be renewing this policy.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thrilled at the coverage when we needed it

We've had this policy since our dog was a puppy and the company has changed hands several times. Now it is better and cheaper and it is much easier to claims online. Because of this insurance, we were able to afford life-saving care including the ICU at a university vet school for a week and now have an older dog almost back to his normal self and he'll be able to have a decent quality of life for a lot longer despite 2 chronic diseases. I just received over $7000 in payments, absolutely a fair amount, but without this insurance we would have had to put our sweet boy to sleep.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: King Charles Spaniel
  • AGE OF PET: Over 8 years

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10

out of 10

We love Healthy Paws!

Investing in pet insurance with Healthy Paws is the 2nd smartest decision we've made since becoming parents to our Golden Retriever (2nd only to getting our baby in the 1st place!) We did research on the top 5 Pet Insurance companies and ultimately decided that Healthy Paws was the right choice for us. Thank God we did! After 6 wonderful and healthy years our sweet boy was diagnosed with cancer. He met with the top specialists, had 2 surgeries and is in the process of beginning Radiation Therapy in the next week or so. With all of the tears, sleepless nights, recovery from both surgeries, etc... there was a lot of anxiety and fear within our family. With Healthy Paws we have been able to focus all of our energy and strength into helping our baby recover and making the right choices for his treatment rather than worry about the financials. In such a stressful time, the last thing anyone needs to worry about is how you're going to pay for treatment, or even worse, have to decline life-saving treatment simply because you can't afford it. With Healthy Paws you'll never have to make that choice. We're beyond satisfied with the level of care and customer service we've received from Healthy Paws and would recommend them any day of the week! Our baby is currently cancer free and with the help of Healthy Paws and access to the BEST medical care and treatment, we will continue to fight and make sure he stays that way!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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1

out of 10

ASPCA pet insurance is so much better

DO NOT USE THIS COMPANY. I am going back to aspca's insurance I spoke with a personal rep on the phone who made PetFirst sound amazing. So far, I have submitted $600 worth of claims for my new dog with zero pre-existing conditions and everything was denied. It also took weeks to get processed and they need all your vet's notes. They have a terrible website and terrible submitting process. ASPCA lets you upload the invoice and their process is very easy.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Melanoma Surgery

I discovered a lump on the floor of my dog's mouth. It was supposed to be nothing, but ended up being Melanoma. The path to healing required many tests, consults, and a surgery. Submitted 5 seperate claims and all were approved quickly, and paid QUICKLY. Each time I called, they even asked how my dog was doing. I wanted pet insurance, because I didnt want money determining if my dog lived or died. I am glad I found Embrace and would recomned them to anyone. My dog is now on the path to recovery, and I can get back to my financial goals, instead of paying off credit card debt.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Coverage !

My two year old precious kitty, Malee, has been having some skin allergies on and off around her face and ears mostly. I wanted to know specifically what was causing the allergies, instead of "try and see" approaches. Embrace Pet Insurance allowed me to get the complete in depth blood testing done that I could not have done at the time on my own. They reviewed the claim and had the money in my account so quickly ! And they pay for the Acupuncture ahe gets to help her. I am beyond happy with Embrace and if we add more fur babies to our family, they will certainly be covered by Embrace ! Thank you Embrace for your care ! 😊
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Dental claim

Our claim for dental procedure for our "Lucky Boy" male cat was quickly processed and we were very pleased with the kind and caring agents.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws Pet Insurance

I had been a customer of Healthy Paws Pet insurance for only three months when my puppy Lili, while playing with her sister, suffered a serious injury to her left hind leg requiring the surgical reattachment of her patella. When the bills for the hospital and surgeon came, I was expecting the worst, but Healthy Paws stepped up and handled my claim promptly and courteously
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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